Skip to content

Sainsbury's Bank

Car Insurance

Unlock our guaranteed discount with your Nectar card ‡

What is comprehensive car insurance?

This is our highest level of cover. It covers you, your car, and third parties and their cars when you're at fault.

What we cover

Our comprehensive cover is packed with features from a replacement child car seat to European cover. So when you’re out on the road, all you need to worry about is keeping your eyes on it.

Comprehensive Standard Plus

Loss or damage to your car

Liability to other people & personal accident cover

Driving other cars

No claims discount for you and other named drivers

Child seat replacement cover – we don’t take risks with your child’s safety

European cover - we'll give you up to 35 days of your full cover to drive in any EU country, as well as Iceland, Norway and Switzerland

Protection against uninsured drivers

Cover for your personal belongings and  your Sainsbury's shopping

Cover for windscreen damage

Courtesy car

Tailor your cover Standard Plus

RAC Breakdown Cover


Bronze level cover only

Motor legal protection - cover your expenses if you have to go to court


Guaranteed courtesy car - upgrade your courtesy car to a car the same size or bigger than yours



No claims discount protection - keep your discount when you make a claim



Key cover - get replacement locks and keys if you're locked out




Cover limits, exclusions and excesses apply. For a full list of what’s covered – and a comparison with third party, fire and theft – go to choose your cover.

‡ Guaranteed discount for Nectar members: The discount is based on information related to you and the transactions you've made with Sainsbury's supermarkets and Sainsbury's Bank using your Nectar account. For more information go to