Car Insurance
Unlock our guaranteed discount with your Nectar card ‡
What is comprehensive car insurance?
This is our highest level of cover. It covers you, your car, and third parties and their cars when you're at fault.
What we cover
Our comprehensive cover is packed with features from a replacement child car seat to European cover. So when you’re out on the road, all you need to worry about is keeping your eyes on it.
| Comprehensive | Standard | Plus |
|---|---|---|
| Loss or damage to your car |
 |
|
| Liability to other people & personal accident cover |
|
|
| Driving other cars |
|
|
| No claims discount for you and other named drivers |
|
|
| Child seat replacement cover – we don’t take risks with your child’s safety |
|
|
| European cover - we'll give you up to 35 days of your full cover to drive in any EU country, as well as Iceland, Norway and Switzerland |
|
|
| Protection against uninsured drivers |
|
|
| Cover for your personal belongings and your Sainsbury's shopping |
|
|
| Cover for windscreen damage |
|
|
|
|
| Tailor your cover | Standard | Plus |
|---|---|---|
| Optional |
Bronze level cover only |
|
| Motor legal protection - cover your expenses if you have to go to court |
Optional |
|
| Guaranteed courtesy car - upgrade your courtesy car to a car the same size or bigger than yours |
Optional |
Optional |
| No claims discount protection - keep your discount when you make a claim |
Optional |
Optional |
| Key cover - get replacement locks and keys if you're locked out |
Optional |
Optional |
Cover limits, exclusions and excesses apply. For a full list of what’s covered – and a comparison with third party, fire and theft – go to choose your cover.
More information
‡ Guaranteed discount for Nectar members: The discount is based on information related to you and the transactions you've made with Sainsbury's supermarkets and Sainsbury's Bank using your Nectar account. For more information go to sainsburysbank.co.uk/nectar