Comprehensive car insurance

Protect yourself and your car with our highest level of cover. Comprehensive car insurance covers you and your car, as well as third parties and their cars when you’re at fault. Going fully comprehensive means we’ll also include protection against uninsured drivers, plus loss or damage to your car. 

Although we don’t like to think about something going wrong, it’s important that you feel confident on the road. Be safe in the knowledge that you’re covered for a whole range of mishaps and damage.

Key benefits 

• Comprehensive cover for you, your car and third parties
• No claims discount for you and other named drivers
• You’ll be protected against uninsured drivers 
• Get a replacement child car seat if you’re in an accident, to keep your little ones safe
• Discount on your car insurance just for being a Nectar member

See all the details of our fully comprehensive insurance below. 

What we cover

Our comprehensive insurance comes with an extensive range of protections.

Comprehensive	Essentials	Standard	Plus
Your car is covered for loss or damage
Personal accident cover plus liability to other people
Damage caused while driving other cars
No claims discount for you and other named drivers
A replacement car seat for your child after an accident
European cover - up to 90 days of your full cover to drive in any EU country, as well as Iceland, Norway and Switzerland
Protection against uninsured drivers
Cover for your personal belongings and Sainsbury's shopping in or on your car
Windscreen damage
A courtesy car to keep you on the move if your car needs repairs