What is comprehensive car insurance?

This is our highest level of cover. It covers you, your car, and third parties and their cars when you're at fault.

What we cover

Our comprehensive cover is packed with features from a replacement child car seat to European cover. So when you’re out on the road, all you need to worry about is keeping your eyes on it.

Comprehensive Cover
Loss or damage to your car tick
Liability to other people & personal accident cover tick
Driving other cars tick
No claims discount for you and other named drivers tick
Child seat replacement cover - even if there are no signs of physical damage tick
European cover - we'll give you up to 90 days of your full cover to drive in any EU country, as well as Iceland, Norway and Switzerland tick
Protection against uninsured drivers tick
Cover for your personal belongings and your Sainsbury’s shopping tick
Cover for windscreen damage tick
Courtesy car
tick

Tailor your cover with optional extras
RAC Breakdown Cover Optional
Motor legal protection - cover your expenses if you have to go to court Optional
Guaranteed courtesy car - upgrade your courtesy car to a car the same size or bigger than yours Optional
No claims discount protection - keep your discount when you make a claim Optional
Key cover - get replacement locks and keys if you're locked out Optional

Cover limits, exclusions and excesses apply. For a full list of what’s covered – and a comparison with third party, fire and theft – go to choose your cover.

‡ Guaranteed discount for Nectar card holders: The discount is based on information related to you and the transactions you've made with Sainsbury's supermarkets and Sainsbury's Bank using your Nectar card. For more information go to sainsburysbank.co.uk/nectar