Travel Insurance with Covid-19 cover

Always check your policy schedule and terms and conditions, as our policy coverage has changed since the COVID outbreak, depending on when you bought your policy.

New policies sold from the 7th October 2020 include, as standard:

  • Cancellation cover if you’re diagnosed with Covid-19 within 14 days of your booked departure date
  • Cover for emergency medical treatment and repatriation if you contract Covid-19 while abroad
  • Unlimited medical expenses if you choose Platinum single trip or annual multi-trip cover

Don’t forget to check the latest Foreign, Commonwealth and Development Office (FCDO) and local government travel advice before you go. You won’t be covered if you travel against it.

For full details of the Covid-19 cover provided on new policies take a look at our policy booklet.

What is annual multi-trip travel insurance?

Annual multi-trip travel insurance provides you, your family or your partner with essential cover for an unlimited number of trips abroad for a year.

It can be more cost effective than taking out single trip cover every time you go abroad. You could travel worldwide, including the United States, Europe, India and Australia*, knowing you’ll get the same benefits.

The benefits of Sainsbury’s Bank Annual Multi-trip Travel Insurance

With our Annual Multi-trip cover, you’ll get:

  • Up to 20% off if you’re a Nectar member**
  • Double Nectar points on Sainsbury’s shopping and fuel†
  • The choice of 3 levels of cover – Silver, Gold and Platinum
  • Cover for a wide range of pre-existing medical conditions – make sure you declare them when you get a quote
  • Cover for most sports and activities including wakeboarding, tennis, ice skating and marathon running. A full list can be found in our policy booklet
  • A 24-hour helpline available in case of medical emergencies while you’re away

Not a Nectar member? No problem. Just download the Nectar app or register at nectar.com.

Get a quote

What's covered?

Choose from three levels of cover with our annual multi-trip travel insurance – Silver, Gold or Platinum – for protection that best suits your needs.

Excesses may apply; please see the policy booklet for full details.

Key Benefits

Silver Cover (up to)

Gold Cover (up to)

Platinum Cover (up to)

Medical emergency expenses £10 million £15 million unlimited
Cancellation or cutting short your trip £3,000 £5,000 £7,500
Personal baggage £1,250 £2,000 £3,000
Personal accident - £25,000 £50,000
Gadget cover £500 £750 £750
Personal money £400 £500 £750
Mugging cover - £250 £500
End supplier failure - £2,500 £2,500

Covid-19 Cover

Covid-19 cover is included as standard on all of our policies. Don’t forget to check the latest Foreign, Commonwealth and Development Office (FCDO) and local government travel advice before you go. You won’t be covered if you travel against it.

For full details of the Covid-19 cover provided on new and existing policies take a look at our policy booklet.

Covid-19 Cover

Silver (up to)

Gold (up to)

Platinum (up to)

Medical emergency and repatriation expenses £10 million £15 million Unlimited
Cancellation and cutting short your trip £3,000 £5,000 £7,500

Optional extras

Planning on a golf trip or going skiing? Will you be renting a car or packing valuable electronics?

Either way, it's helpful to have extra cover for the accidents and delays that can be associated with activities like this.

Our optional extras can help you travel with confidence that you’re covered. Just add them to your annual multi-trip insurance cover when you get a quote.

Excesses may apply; please see the policy booklet for full details.

Optional Benefits

Silver Cover (up to)

Gold Cover (up to)

Platinum Cover (up to)

Enhanced gadget cover £1,000 £2,000 £3,000
Golf cover

£1,000 £1,500 £2,000
Wedding cover £1,000 £1,500 £2,000
Winter sports cover £500 £750 £1,000
Vehicle hire excess waiver £2,000 £2,000 £2,000
Travel disruption - £5,000 £7,500

Things to think about before you go

We want to help make sure that you and your loved ones have the right level of cover. Here’s some important information you need to know before you start a quote:

  • The number of trips covered is unlimited. However, the maximum length of any trip is 62 days for Silver and Gold cover, and 92 days for Platinum cover
  • Annual policies start from the date that you requested and end after 12 months
  • There is an upper age limit of 80 years at the start date of the policy
  • Policy holders must be UK residents and registered with a GP
  • Trips must start from and return to the UK
  • The insurance period will automatically extend if you’re unable to return to the UK due to injury, illness, or transport delay
  • Policies must be bought before you leave the UK, except when your renewal date is during a trip

For more information about this policy take a look at our single trip policy booklet, our single trip Insurance Product Information Document (IPID), and our Essential Information page.

For useful travel information, check out our travel guides.

Only going on one trip this year?

Selecting the right policy can save time and money.

Planning just one trip abroad this year? Instead of taking out an annual holiday insurance policy, have a look at our single trip or extended trip policy options.

Other limits, exclusions and excesses also apply, you’ll find details in the policy summary.

Single trip

Cover for any age, with no upper age limit

Find out more

Get a quote
Extended stay

Under 65 and planning a longer trip like a round-the-world adventure?
Find out more

Get a quote
Cruise cover

Going on a cruise? Don’t forget to add cruise cover to your travel insurance
Find out more

Get a quote

Need to talk to us?

Get in touch with any questions about our travel insurance policies. Our friendly team is ready to help.

Call 0345 305 2621.

Sales and service lines are open 9am-5pm Monday to Friday. Closed weekend and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.

Helpful phone numbers.

* No cover is provided under either a single trip or annual multi trip policy for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan or Syria.

** Up to 20% discount applies when you tell us your Nectar card number. Discount does not apply to premiums for pre-existing medical conditions or enhanced gadget cover. You won't be eligible if you buy through a price comparison website. We reserve the right to change or cancel this offer without notice.

† Double Nectar points
1. Only available to customers buying a Sainsbury's Bank Annual Travel Insurance policy
2. You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase
3. Double points begin on your policy's cover start date. If you don't tell us your Nectar card number until after your cover start date, double points will begin on the date you tell us
4. Double points stop when the policy is cancelled or you stop paying premiums
5. Each Nectar account can only collect points from one travel insurance policy
6. It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service
7. By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points
8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available
9. We reserve the right to change or cancel this offer without notice

Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance SE (GLISE) a German insurance company. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ, company number SE000083. Authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. Details about the extent of GLISE’s authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from the insurer on request.

Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 1st Floor Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY. Hood travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer.