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Sainsbury's Bank

Travel Money Card

Your prepaid travel money card

Wherever you go, we’ve got your back

With a Sainsbury’s Bank Travel Money Card, spending money abroad has never been easier – or safer. Once you’ve experienced the benefits of a travel money card, it’ll be your first choice every time:

  • Load up to 10 currencies at any one time. No more worrying if your currency will be in stock at the bureau de change

  • Secure contactless payments. Just look for the contactless symbol when eating out or shopping abroad. Contactless payment is subject to merchant acceptance, and there may be a maximum limit when paying this way

  • Security first. Travel with confidence knowing your card and PIN is protected and there’s no direct link to your bank account

  • Live like a local. Withdraw local currencies at ATMs worldwide for free. Remember to check whether the ATMs charge their own fee

  • Rates you can rely on. Anytime you load, or move money between currencies, you fix the foreign exchange rate that day

  • Avoid unexpected bank fees. A travel money card saves you the risk of incurring fees when you use your debit card abroad

  • A world of convenience. Whenever you use your card, it automatically knows where you are and which currency to use

  • It’s free to get. And it won’t cost you a penny – or a cent – to load with foreign currency

Your adventure awaits. Skip the travel money bureau queue and pack a travel money card instead.

What is a travel money card?

It’s a hassle-free alternative to taking cash or travellers cheques on holiday. And a handy way of taking multiple currencies if you’re travelling to a few different destinations.

Use it like a debit card – without worrying about overseas bank fees. Pay contactless, pay with your PIN or withdraw at a local ATM. You can even use it to make online purchases.

Since it’s a prepaid card, it’s also a great way to keep an eye on your holiday spending – just load your money before you jet off. And if you need a little extra you can even easily top up your card from the beach. Find out more about loading money onto your travel money card.

Which currencies can I load?

The world’s your oyster. You can choose from the Euro, United States Dollar, UAE Dirham, Australian Dollar, Canadian Dollar, Swiss Franc, Turkish Lira, New Zealand Dollar, South African Rand along with the Great British pound.

Choose up to 10 currencies at any one time. When you use your travel money card abroad, it will automatically pick up where you are and know which currency to use.

And as soon as you load money onto your prepaid travel money card, you’ll get a fixed exchange rate for the currency, or currencies loaded. So you know exactly how much you’ll have to spend even if rates change while you’re away.

Ready to get your travel money card?

It’s easy. You can register online for an account, and we’ll deliver your new travel money card straight to your door. When you receive it, remember to sign the back of the card.

To start using it, simply load the travel money card with a minimum of £50. All that's left to do is decide where you’re going next.

Fees and limits

Get to know our Sainsbury’s Bank Travel Money Card fees and limits. It’ll help you understand whether it’s the right option for you.


Descripton Fee
Card fees Free
Fee for loads and reloads into GBP purse (also known as reload fee) 2%
Fee for loads and reloads converted into all other currencies on your card (also known as reload fee) Free
Paying in shops, restaurants, hotels and online (some merchants may charge an extra fee)* Free
Using an ATM (some ATM operators charge an extra fee)* Free
Additional card Free
Cashing out at a participating Sainsbury's Travel Money Bureau Free
Cashing out through Card Services (except in an emergency) GB£6
Shortfall fee (applied if your balance falls below zero) GB£10
Replacement card Free
Currency transfer fee ‡ (moving funds from one currency to another) Foreign Exchange rate will apply
Not using your card for a long time? If you don't use your card for 18 months, this fee (also known as inactivity fee), will be taken off your balance each month+ GB£2 (or Currency equivalent)
Foreign exchange fee* 5.75%

*If the currency of your transaction does not match any of the currencies on your card, or there are insufficient funds on your card in a currency to cover the whole transaction, the (remainder of the) transaction amount will be exchanged to another currency (-ies) on the card in the order of priority, at an exchange rate determined by Mastercard® on the day the transaction is processed, increased by 5.75% (the foreign exchange fee).

‡A foreign exchange rate will apply if transferring funds to another currency. The currency exchange rate is selected from the range of rates available in wholesale currency markets (which vary each day), together with a margin.

+If, following the debit of any monthly inactivity fee, the card fund balance is less than the fee, we will waive the difference.


Description Fee
Maximum (re)load and maximum total balance allowed on your card, at any one time (including all currencies)** GB£5,000
Maximum load and reload over 12 months (the most you can load onto all prepaid cards issued to you by us during any 12-month period, including all currencies) GB£30,000
Minimum load and reload GB£50
Withdrawing cash from ATMs (some operators may set their own limits) GB£500 per 24hrs
Spending money in shops, restaurants etc. (some merchants may set their own limits) GB£3,000 per 24hrs
Maximum number of additional cards 1
Card lifetime See card for expiry date
Maximum number of tries when entering your PIN*** Three in each 24-hour period
Maximum number of active accounts at any one time 1

**The amount that can be loaded/reloaded will vary depending on which channel you choose, i.e. online, in store, telephone or internet banking.

***If you’ve forgotten your travel money card PIN, you can contact us for a replacement.

Already got a card?

If you’ve already got a travel money card with us, login online or use the app to top up and manage your account.

Prefer to take foreign currency?

We can help with that too. With travel money bureaux all over the UK, it’s easy to find one near you. You can also order online for home delivery. There’s 0% commission, plus, if you’re a Nectar member, you’ll get better rates.±

Travel tools and guides

Going on holiday?

Read our holiday checklist to help you create the perfect travel plan

Keeping your valuables safe abroad

Helpful tips on how to protect your valuables while you’re on holiday

Currency converter

Use our calculator to find out how much foreign currency you could get

Any questions?

Find the answers to some of the most common questions that customers ask.

Terms and conditions

±Nectar members receive better exchange rates on single purchase transactions of all available foreign currencies. Excludes travel money card home delivery orders and online reloads. Exchange rates may vary depending on whether you buy in store or online. You need to tell us your Nectar card number at the time of your transaction. We reserve the right to change or cancel this offer without notice.

Sainsbury’s Bank Multi-currency Cash Passport is issued by PrePay Technologies Limited pursuant to license by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.