Travel Insurance with Covid-19 cover

Always check your policy schedule and terms and conditions, as our policy coverage has changed since the COVID outbreak, depending on when you bought your policy.

New policies sold from the 7th October 2020 include, as standard:

  • Cancellation cover if you’re diagnosed with Covid-19 within 14 days of your booked departure date
  • Cover for emergency medical treatment and repatriation if you contract Covid-19 while abroad
  • Unlimited medical expenses if you choose Platinum single trip or annual multi-trip cover

Don’t forget to check the latest Foreign, Commonwealth and Development Office (FCDO) and local government travel advice before you go. You won’t be covered if you travel against it.

For full details of the Covid-19 cover provided on new policies take a look at our policy booklet.

What is single trip travel insurance?

If you’re only planning on one trip this year, our single trip travel insurance could be your best option for holiday protection.

It can cover you, you and your partner, your family or a group, and could protect your personal baggage, cover medical expenses and more.

Cover is available for travel in the UK, Europe or worldwide.

There’s no upper age limit on our single trip policy and it can last up to 94 days.

The benefits of Sainsbury’s Bank Travel Insurance

When you travel with a Sainsbury’s Bank Travel Insurance policy you go with peace of mind that we have you covered. We’re always available to help and work hard to quickly pay out any valid claims that arise.

Discount for Nectar members


Best of all, you’ll get a discount of up to 20% if you tell us your Nectar card number when you get a quote**.

24-7 customer support for medical emergencies


If you need emergency medical help, our team is available to talk 24 hours a day. We’re globally connected so no matter where you are, we can advise you or your travelling companion on what steps to take. We’ll also help you collect any paperwork or evidence you might need to submit an insurance claim.

Cover for pre-existing conditions


Like all of our travel insurance policies, we could cover many pre-existing medical conditions including heart disease and epilepsy, as long as you declare them. Our medical screening process is easy to complete and can be done online or over the phone, to make sure you have the right cover in place.

Get a quote

What's covered?

Whether you are using it for leisure or business travel, our single trip insurance policy covers all the bases. We have 3 levels of cover to choose from – Silver, Gold and Platinum – so you can make sure your policy suits your needs. Here’s what’s covered:

Excesses may apply; please see the policy booklet for full details.

Key Benefits

Silver Cover (up to)

Gold Cover (up to)

Platinum Cover (up to)

Medical emergency expenses £10 million £15 million unlimited
Cancellation or cutting short your trip £3,000 £5,000 £7,500
Personal baggage £1,250 £2,000 £3,000
Personal accident - £25,000 £50,000
Gadget cover £500 £750 £750
Personal money £400 £500 £750
Mugging cover - £250 £500
End supplier failure - £2,500 £2,500

Covid-19 Cover

Covid-19 cover is included as standard on all of our policies. Don’t forget to check the latest Foreign, Commonwealth and Development Office (FCDO) and local government travel advice before you go. You won’t be covered if you travel against it.

For full details of the Covid-19 cover provided on new and existing policies take a look at our policy booklet.

Covid-19 Cover

Silver (up to)

Gold (up to)

Platinum (up to)

Medical emergency and repatriation expenses £10 million £15 million Unlimited
Cancellation and cutting short your trip £3,000 £5,000 £7,500

Optional extras

We have loads of optional extras that you can add on to your policy, giving you extra reassurance that you’re covered.

Excesses may apply; please see the policy booklet for full details.

Optional Benefits

Silver Cover (up to)

Gold Cover (up to)

Platinum Cover (up to)

Enhanced gadget cover £1,000 £2,000 £3,000
Golf cover £1,000 £1,500 £2,000
Wedding cover £1,000 £1,500 £2,000
Cruise cover £2,500 £3,000 £3,500
Winter sports cover £500 £750 £1,000
Vehicle hire excess waiver £2,000 £2,000 £2,000
Travel disruption - £5,000 £7,500

Before you go

We want to help make sure that you and your loved ones have the right level of cover. Here’s some important information you need to know before you start a quote:

  • Policy holders must be UK residents and registered with a GP
  • Single trip travel insurance must be bought before you leave the UK
  • The policy is only valid on trips that start from and return to the UK
  • The insurance period will automatically extend if you’re unable to return to the UK due to injury, illness, or transport delay

For more information about this policy take a look at our single trip policy booklet, our single trip Insurance Product Information Document (IPID), and our Essential Information page.

For useful travel information, check out our travel guides.

Policies to suit your needs

Going on more than one trip this year? Instead of taking out a single trip policy for each journey, our annual multi-trip travel insurance could save time and money.

Annual multi-trip cover covers you for unlimited trips lasting up to 62 days each with Silver or Gold Cover. Plus, if you’re a Nectar member we’ll give you up to 20% off** and double your Nectar points on Sainsbury’s shopping and fuel†.

Annual multi-trip

Travel as many times as you like during the year, including cover for UK holidays
Find out more

Get a quote
Extended trip

Planning a longer trip like a gap year or round-the-world adventure?
Find out more

Get a quote
Cruise cover

Going on a cruise? Don’t forget to bring your cruise travel insurance on board
Find out more

Get a quote

Not a Nectar member?

No problem; just download the Nectar app or register at nectar.com. Registration is quick and you’ll get a Nectar card number straight away.

Need to talk to us?

Have questions? Still trying to decide which policy is right for you? Give our friendly staff a call.

Call 0345 305 2621.

Sales and service lines are open 9am-5pm Monday to Friday. Closed weekend and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.

Helpful phone numbers.

** Up to 20% discount applies when you tell us your Nectar card number. Discount does not apply to premiums for pre-existing medical conditions or enhanced gadget cover. You won't be eligible if you buy through a price comparison website. We reserve the right to change or cancel this offer without notice.

† Double Nectar points
1. Only available to customers buying a Sainsbury's Bank Annual Travel Insurance policy
2. You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase
3. Double points begin on your policy's cover start date. If you don't tell us your Nectar card number until after your cover start date, double points will begin on the date you tell us
4. Double points stop when the policy is cancelled or you stop paying premiums
5. Each Nectar account can only collect points from one travel insurance policy
6. It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service
7. By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points
8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available
9. We reserve the right to change or cancel this offer without notice

Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance SE (GLISE) a German insurance company. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ, company number SE000083. Authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. Details about the extent of GLISE’s authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from the insurer on request.

Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 1st Floor Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY. Hood travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer.