Why is child car seat insurance important?
You can never be too careful when it comes to keeping your babies, toddlers and young children safe. And that includes making sure their car seats are in tip top condition.
The Royal Society for the Prevention of Accidents says child car seats should always be replaced after an accident [i]. Even if they don’t look damaged, they’re no longer safe to use.
We care about your safety, that’s why with our car insurance policies you’ll receive car seat replacement cover as standard.
What’s covered?
Our Third Party, Fire and Theft policy covers your child seat if your car is damaged by fire, theft or attempted theft.
The same goes if you have our Comprehensive cover, but this insurance policy also covers car seat replacement after an accident.
As long as your policy is up-to-date, we’ll pay the cost of replacing your child’s seat with a new one of a similar standard.
What’s not covered?
We can only accept an insurance claim for a new child car seat if we’ve already approved your claim for fire, theft or an accident.
For more information on our child car seat protection cover, plus related terms and conditions, look at our policy document.
Claiming for car seats on your insurance
Already have a policy with us and want to make a claim for a replacement child car seat? No problem, just head to our customer support section.
Our car insurance policies
Find out more about our Comprehensive and Third Party, Fire and Theft policies, including the main features and benefits.
Guiding you in the right direction
Explore our selection of car insurance guides, covering a range of topics to keep you happy on the road.
Guide to car maintenance
Beginner’s tips on everything from service checks at home to warning lights
What to do if you have an accident
Our guide covers how to make sure everyone’s ok and what you need to do to make a claim
Browse all guides
Take a look at our library of guides on everything from car insurance basics to driving in winter
Any questions?
Visit our car insurance FAQ page. If you want to talk to someone, get in touch. Our team will be happy to help.
Sainsbury's Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers.
[i] https://www.childcarseats.org.uk/choosing-using/replacing-a-child-seat-after-an-accident/