Car Insurance

Underwritten by U K Insurance Limited

Save £3.50 on fuel every month for a year when you purchase car insurance direct by phone or online before 31/01/17. Introductory offer.†

expanded Sainsbury's Car Insurance

Sainsbury's Car Insurance

  • Save money on fuel every month for a whole year. It's easy to make the most of this introductory offer for new customers. Just buy your car insurance directly from Sainsbury's Bank, online or over the phone, before 31 January 2017. We'll post you 12 X £3.50 off fuel coupons to use over the next 12 months at manned Sainsbury's filling stations. Find your nearest Sainsbury's petrol station, so you can fill up when it suits best. This offer replaces all the other fuel offers we've advertised†.
  • Up to 25% off for Nectar shoppers. 31% of Sainsbury's car insurance customers with a Nectar card would have saved 25% between 1st December 2015 - 31st May 2016. Introductory discount, minimum premiums apply. Offer for new customers only*.
  • DOUBLE Nectar points on Premier Cover for up to 2 years on Sainsbury's shopping & fuel**. To receive double Nectar points you must quote and purchase direct from Sainsbury's Bank. Premier Cover must be renewed at first renewal for double points to continue. Offer is available to new customers.
  • Our Premier Cover has been awarded a 5-Star Rating by Defaqto, the independent financial research company, giving you reassurance about the cover we provide

Get a quote

Why wait? Get a Sainsbury's car insurance quote today

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Optional extras

Find out more about the optional extras you can add to your car insurance policy, including Breakdown Cover, Motor Legal Protection and No Claim Discount Protection.

Compare our cover

Which cover is right for you?

†Money off fuel each month for a whole year (12x £3.50 dated coupons to spend on fuel). This introductory offer is available to customers who purchase a new Sainsbury's Bank car insurance policy before 31st January 2017 and supersedes any previous offer. Purchase must be direct either on the Sainsbury's Bank website or via the phone. Quotes and subsequent accepts from price comparison sites will not be eligible. Offer is 12 x £3.50 coupons with varying validity dates over a 12 month period. Coupons are only valid for spend on fuel within manned Sainsbury's Filling Stations until their expiry date, which can be found on each coupon. Coupons cannot be used in Livingston, Hawick and Whitehouse Farm Filling Stations or in any Sainsbury's supermarkets. All coupons will be issued up to 60 days after the policy start date unless your policy is cancelled within this period. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer at any time and without prior notice. No cash alternative available.

*Up to 25% off:
Discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using their Nectar Card. Introductory discount, minimum premiums apply. Only available to new car insurance customers.

**Double Nectar Points:
1) Offer only available to customers who take out a new Sainsbury's Premier Cover Car Insurance policy. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for double Nectar points.
2) Customers must renew their Sainsbury's Premier Cover Car Insurance policy at the same level of cover at first renewal to continue collecting double points.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sainsbury's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 1,250) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Entertainment, eBooks, Bank and all other Sainsbury's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively.
7) Nectar points are awarded to you by Sainsbury's Supermarkets Ltd. The Nectar loyalty programme is operated by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack and available at nectar.com
8) Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Sainsbury's car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Get a Quote

Find out more

Retrieve a Quote

Find out more

Compare our cover

Compare our cover

At Sainsbury's Bank, we want to make sure you get the right cover for you and your car. That's why we've developed two levels of comprehensive car insurance, both designed to get you where you want to be.

Compare features of our 2 levels of comprehensive cover:

Feature Sainsbury's Premier Cover Car Insurance Sainsbury's Car Insurance
Courtesy car    Guaranteed Provided through approved repairers, subject to availability
Enhanced courtesy car tick cross
Windscreen repair or replacement tick tick
Replacement lock and key cover for lost keys Up to £1000 plus Keycare cross
Replacement lock and key cover for stolen keys Up to £1000 plus Keycare Up to £1000
5 year guarantee on car repairs when using an approved repairer tick tick
Uninsured driver promise – no impact on No Claim Discount‡
tick tick
Vandalism cover tick cross
Personal belongings cover Up to £500 Up to £250
Sainsbury's shopping replacement (up to £200) tick tick
Cost of child seat replacement if you have an accident, your vehicle is damaged by fire or theft or is stolen and not recovered tick tick
Multi-car discount^
tick tick
Double Nectar points for up to 2 years** tick cross

Your No Claim Discount is protected if you have to make a non-fault claim against an uninsured driver. We will refund your excess. Please provide the registration number, make and model of the other car involved.

We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.

†Money off fuel each month for a whole year (12x £3.50 dated coupons to spend on fuel). This introductory offer is available to customers who purchase a new Sainsbury's Bank car insurance policy before 31st January 2017 and supersedes any previous offer. Purchase must be direct either on the Sainsbury's Bank website or via the phone. Quotes and subsequent accepts from price comparison sites will not be eligible. Offer is 12 x £3.50 coupons with varying validity dates over a 12 month period. Coupons are only valid for spend on fuel within manned Sainsbury's Filling Stations until their expiry date, which can be found on each coupon. Coupons cannot be used in Livingston, Hawick and Whitehouse Farm Filling Stations or in any Sainsbury's supermarkets. All coupons will be issued up to 60 days after the policy start date unless your policy is cancelled within this period. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer at any time and without prior notice. No cash alternative available.

^Multi Car Discount:
1. The policy that is nominated as the Primary policy will not be entitled to any Multi Car Discount.
2. The 10% introductory discount applies to the 2nd and subsequent policies taken out with Sainsbury's Bank - all cars must be from the same household.
3. Multi Car Discount applies to both Sainsbury's Car Insurance and Sainsbury's Premier Cover Car Insurance.
4. There is a maximum linked policy limit of 10 vehicles.
5. Minimum premiums apply.
6. If more than one discount is relevant, these will be applied consecutively.

**Double Nectar Points:
1) Offer only available to customers who take out a new Sainsbury's Premier Cover Car Insurance policy. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for double Nectar points. < br/> 2) Customers must renew their Sainsbury's Premier Cover Car Insurance policy at the same level of cover at first renewal to continue collecting double points.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sainsbury's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 1,250) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Entertainment, eBooks, Bank and all other Sainsbury's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively.
7) Nectar points are awarded to you by Sainsbury's Supermarkets Ltd. The Nectar loyalty programme is operated by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack and available at nectar.com
8) Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Existing customers

Existing Customers

Should you need to contact us about your car insurance policy, please refer to the relevant Customer Support section:

If you need to view the policy details for your car insurance cover please click on one of the following links:

†Money off fuel each month for a whole year (12x £3.50 dated coupons to spend on fuel). This introductory offer is available to customers who purchase a new Sainsbury's Bank car insurance policy before 31st January 2017 and supersedes any previous offer. Purchase must be direct either on the Sainsbury's Bank website or via the phone. Quotes and subsequent accepts from price comparison sites will not be eligible. Offer is 12 x £3.50 coupons with varying validity dates over a 12 month period. Coupons are only valid for spend on fuel within manned Sainsbury's Filling Stations until their expiry date, which can be found on each coupon. Coupons cannot be used in Livingston, Hawick and Whitehouse Farm Filling Stations or in any Sainsbury's supermarkets. All coupons will be issued up to 60 days after the policy start date unless your policy is cancelled within this period. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer at any time and without prior notice. No cash alternative available.

Helpful guides

Helpful guides

Tools, guides and resources

A range of tools and guides to help with all your car insurance and motoring needs.

Guide to driving in winter

Guide to driving in Europe - Everything you need to know before driving to the continent, from laws and regulations, to documentation and equipment.

Guide to car maintenance basics - A checklist of basic car maintenance procedures, car toolkit suggesstions and what the most common dashboard warning lights mean.

Guide to No Claim Discount - A guide to the No Claim Discount, what it is, how it works, and how it could help you save on your car insurance.

Guide to car breakdown basics - What to do if you breakdown on the motorway,on rural roads or overseas.

†Money off fuel each month for a whole year (12x £3.50 dated coupons to spend on fuel). This introductory offer is available to customers who purchase a new Sainsbury's Bank car insurance policy before 31st January 2017 and supersedes any previous offer. Purchase must be direct either on the Sainsbury's Bank website or via the phone. Quotes and subsequent accepts from price comparison sites will not be eligible. Offer is 12 x £3.50 coupons with varying validity dates over a 12 month period. Coupons are only valid for spend on fuel within manned Sainsbury's Filling Stations until their expiry date, which can be found on each coupon. Coupons cannot be used in Livingston, Hawick and Whitehouse Farm Filling Stations or in any Sainsbury's supermarkets. All coupons will be issued up to 60 days after the policy start date unless your policy is cancelled within this period. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer at any time and without prior notice. No cash alternative available.

For questions and quotes

  • Call 0800 096 2389
  • Send an email
  • More phone options
  • Lines are open: Mon - Fri 8am-9pm, Sat 9-5pm and Sun 10am-5pm.

    Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

    Sainsbury's car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

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