Car insurance features
Shaped for your needs
Explore our car insurance benefits
There’s lots to think about when taking out a car insurance policy. But that doesn’t mean finding a policy to suit your budget and needs has to be a bumpy ride.
The main thing is knowing which essential services and benefits you want your car insurance to cover. Our flexible Comprehensive and Third Party, Fire and Theft policies both come with many features as standard.
No Claims Discount
What happens if you don’t make a claim?
Courtesy car
With our comprehensive cover you won’t be left stranded if your car needs repair work when you claim.
Windscreen cover
This comprehensive car insurance feature covers the cost of repairing cracks and chips.
European cover
Planning a road trip through Europe? We’ve got you covered.
Child car seat replacement cover
We’ll make sure your child’s seat is replaced if something happens to your car.
Up to £200 for your personal belongings
Cover for belongings that are damaged or lost while in your car with our comprehensive policy.
Breakdown cover
Frequently asked questions about breakdown cover.
Got a question?
Check our FAQ section for answers to questions people ask us most.
Cover limits, exclusions and excesses apply. For more detail about what's covered and what's not, have a look at our policy documents.
Already a customer?
If you already have car insurance with us and want to discuss or change your policy, visit our section for existing customers.
Useful guides and information
Guide to car insurance
Learn more about how car insurance works and the different types of cover to know about.
Car insurance glossary
Do you know what ‘accidental recovery’ or ‘fronting’ means? Our glossary can help.
All tools and guides
Our guides cover everything from car insurance excess and driving in winter to what to do in an accident.
Need help?
If you can’t find what you’re looking for on this page, take a look at our Car Insurances FAQs.
Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers.