Exclusive offers for Sainsbury's customers with a Nectar card

• Get a car insurance quote online directly from Sainsbury's Bank between 14th May-9th July 2012 and, when you enter a valid Nectar card number, we'll automatically enter you into a prize draw to win one million Nectar points (equivalent to £5,000). No purchase necessary. Nectar Millionaire terms and conditions apply.
• Enter your Nectar card number online for up to 20% off your car insurance policy. Introductory offer when you obtain a quote online directly from Sainsbury's Bank before 9th July 2012. Subject to minimum premium. At least 10% of Nectar customers who are Sainsbury’s shoppers will get the maximum 20% discount.
• Double Nectar points for 2 years on your Sainsbury's shopping and fuel when you buy Premier Cover Car Insurance. Customers must renew their policy at the same cover level at first renewal to continue earning double points.

Terms and conditions apply.

We offer two levels of comprehensive car insurance cover so you can choose which one's right for you. Whichever you choose, our cover will help keep you and your car on the road.

Remember to have your Nectar card number with you when you get a quote

Feature	Sainsbury's Car Insurance	Sainsbury's Premier Cover Car Insurance
Courtesy car while yours is being repaired	Subject to availability. Provided through approved repairers.
Enhanced courtesy car	n/a
Courtesy car if yours is a total loss	n/a	Available for up to 21 days
Windscreen repair or replacement
Replacement lock and key cover for lost keys	n/a	Up to £1000
Replacement lock and key cover for stolen keys	Up to £1000	Up to £1000 plus Keycare
5 year guarantee on car repairs†
Cost of child seat replacement
Personal belongings	Up to £100	Up to £200
Sainsbury's shopping replacement (up to £200)
Personal accident cover	Up to £5,000	Up to £10,000
European cover	Up to 3 days	Up to 90 days

We also offer UK and EU Breakdown cover and Motor Legal Protection as optional extras.

We offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.

UK Breakdown Cover

There are four levels of Breakdown Cover available for you to choose from. With all levels of breakdown cover we'll:

• Repair your car at the roadside
  Our cover includes labour for roadside assistance.
• Give you money back
  If help doesn't reach you within one hour, you can claim £10 for the inconvenience.
• You can earn a No Call Out Discount
  If you don't use your breakdown cover in the year, you could earn a discount on next year's cover.
• Let your friends and family know you're safe
  We'll relay phone messages to your friends, family or business associates should you break down.
• Recover your caravan and trailer
  So it gets to where you're going too. Your insured car must be towing it at the time of breakdown.
• Can protect you, not just your car
  If you select personal cover we'll provide assistance whether you're in your own car or someone else's. (The car must be privately registered in the UK and travelling in the UK and less than 16 years old)

Combined UK & EU Breakdown Cover

Inlcudes all the features of UK Breakdown Cover as well as the following if you're travelling in Europe:

• Get you to where you want to be
  With car hire up to the value of £800 if yours cannot be used.
• Or give you a good night's rest
  If you can't get to where you're heading we'll pay for overnight accommodation.
• Get you talking to someone back home
  We'll answer your call at our UK call centre, 24 hours a day, seven days a week.
• Up to 7 days protection before you even leave
  If your car breaks down before your departure we'll pay up to £800 towards the cost of a replacement car or rebooking travel tickets.
• Get you talking to an expert
  UK legal advice is included on your travels.

Motor Legal Protection

If you are involved in a motor accident that was not your fault we will pay up to £100,000 for the costs of recovering your uninsured losses, such as legal expenses, court proceedings or car damage excesses, from the driver responsible.

No Claim Discount Protection

If you have not claimed on your car insurance for 4 or more years you can choose to protect your no claim discount.  

Affordable cover that puts you first

With Sainsbury's comprehensive Car Insurance we'll...

• Keep you on the road
  After an accident, we'll give you a courtesy car for the full duration of the repair (provided through approved repairers, subject to availability, not available if your car is a total loss)
• Put a roof over your head
  If you have an accident and you need a place to stay. We'll cover your hotel expenses up to £150.
• Keep your children safe
  We'll replace your child seat following an accident, even if there is no apparent sign of damage.
• Make life as hassle-free as possible
  If your Sainsbury's shopping is stolen from your car, we’ll replace it up to the value of £200.
• Look after the details
  Following an accident, we'll replace your personal belongings to the value of £100.
• Repair your windscreen
  We'll replace or repair your windscreen when you use one of our approved windscreen companies. Or we'll pay up to £150 if you go with a different company.
• Cover for when you are travelling in Europe
  With up to 3 free days of the same level of cover as you have in the UK.
• Give you peace of mind
  With guarantees on all repairs for up to 5 years (as long as you use an approved repairer).
• Protect you if you are a passenger 
  With personal accident cover of up to £5,000.

Get a quote online

Apply online today and we'll give you a quote for both Sainsbury's Car Insurance and Sainsbury's Premier Cover Car Insurance so you can compare prices. Continue your application to select your optional extras.

Extra cover, even greater peace-of-mind

Sometimes, it’s nice to know you have things covered that little bit more. Choose Sainsbury's Premier Cover Car Insurance and we'll give you:

• All the benefits of Sainsbury's comprehensive Car Insurance
  Plus added features that go that extra mile.
• Double Nectar points for 2 years
  On your Sainsbury's shopping and fuel when you buy Premier Cover Car Insurance. Customers must renew their policy at the same cover level at first renewal to continue earning double points.
• Guaranteed courtesy car
  We'll provide a courtesy car of similar physical size and class to your own for the full duration of the repair and for up to 21 days if your car is a total loss.
• No more worries about keys
  If your keys are stolen or lost we'll replace your keys and locks up to the value of £1000.
• Valuable protection against uninsured drivers
  If you are involved in an accident caused by an uninsured driver and have to make a non-fault claim, we'll cover your excess.

Sainsbury's Premier Cover Car Insurance also gives you:

- Up to 90 days free foreign use where your level of UK cover is extended to the EU.
- Personal accident cover increased to £10,000.
- Personal belongings cover increased to £200.
- Hotel expenses increased to £250, for accommodation following an accident.

Get a quote online

Apply online today and we'll give you a quote for both Sainsbury's Premier Cover Car Insurance and Sainsbury's Car Insurance so you can compare prices. Continue your application to select your optional extras.

Policy documents including policy summary

All policies taken out after 01 June 2011:

Sainsbury's Car Insurance

Sainsbury's Premier Cover Car Insurance

Sainsbury's Keycare 

Sainsbury's Breakdown Cover

*Double Nectar points

• Offer only available to customers who take out a new comprehensive Premier Cover Car Insurance policy.
• Customers must renew their policy with Premier Cover at first renewal to continue earning double points.
• If the policy is cancelled, double points will cease from the cancellation date.
• Only the first car insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products.
• Base points on qualifying spend in Sainsbury's will be earned as normal.  A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date.  Excludes all Bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank, Diets and all other Sainsbury's services.
• The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively.
• The collection and use of Nectar points in the Nectar loyalty programme is governed by the Nectar Collector Rules set out in the registration pack and available at www.nectar.com
• Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Up to 20% online discount

Introductory offer when you obtain a quote online directly from Sainsbury’s Bank before 9th July 2012. Subject to minimum premium. At least 10% of Nectar customers who are Sainsbury’s shoppers will get the maximum 20% discount. Discount is calculated based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's using your Nectar card. For more information, see our Nectar page.

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