Car Insurance

Underwritten by U K Insurance Limited
Only available to new car insurance customers

Up to 1/3 off for Sainsbury's shoppers with a Nectar card. Current offer extended until 3rd June 2013.

Get a quote

Retrieve a saved quote

Overview

Protecting your car and saving you money

Here at Sainsbury's Bank, we like to do all we can to help you save money on your motoring and keep you on the road.

And that includes making sure you have the best possible car insurance, so here's an exclusive deal that has just been extended.

Sainsbury's shoppers with a Nectar card can get up to 1/3 off Sainsbury's car insurance and double Nectar points for up to 2 years on Sainsbury's shopping and fuel*. With such a great deal you can save money and collect points to treat yourself or your family.

Benefits of our car insurance include:

  • DOUBLE Nectar points for 2 years on Sainsbury's shopping and fuel*
    Available on both Sainsbury's Premier Cover Car Insurance and Sainsbury's Car Insurance. Cover must be renewed at first renewal for double points to continue.
  • Uninsured driver promise
    With Sainsbury's Premier Cover Car Insurance, your no claim discount is protected if you have to make a non-fault claim. We will cover your excess.
  • Courtesy car when your car is being repaired
    Provided through approved repairers, subject to availability.
  • 5 year guarantee on repairs
    When using an approved repairer.

We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.

 

Offer Terms and Conditions

*Double Nectar 1) Offer available only to customers who take out a new Sainsbury’s comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue. 3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points. 5) Base points on qualifying spend in Sainsbury’s will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sainsbury’s Energy, Telecoms, Digital, Bank, Diets and all other Sainsbury’s services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury’s purchase and points will not be allocated retrospectively. 7) The Nectar loyalty programme is operated independently of Sainsbury’s Bank by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack and available at www.nectar.com 8) Sainsbury’s Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Discount: At least 10% of Nectar collectors who are Sainsbury's shoppers will achieve the maximum discount of 1/3. Up to 1/3 discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using your Nectar card. For more information go to sainsburysbank.co.uk/nectar.

Compare our cover

Compare our cover

 

At Sainsbury's Bank, we want to make sure you get the right cover for you and your car. That's why we've developed two levels of extensive car insurance, both designed to get you where you want to be.

Compare features of our 2 levels of cover:

 

 

FeatureSainsbury's Premier Cover Car InsuranceSainsbury's Car Insurance
Courtesy car while yours is being repairedtickSubject to availability. Provided through approved repairers.
Enhanced courtesy cartickn/a
Courtesy car if yours is a total lossAvailable for up to 21 daysn/a
Windscreen repair or replacementticktick
Replacement lock and key cover for lost keysUp to £1000 plus Keycaren/a
Replacement lock and key cover for stolen keysUp to £1000 plus KeycareUp to £1000
5 year guarantee on car repairs†ticktick
Cost of child seat replacementticktick
Personal belongingsUp to £200Up to £100
Sainsbury's shopping replacement (up to £200)ticktick
Personal accident coverUp to £10,000Up to £5,000
European coverUp to 90 daysUp to 3 days
†Provided through approved repairers

 

We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.

 

Discount: At least 10% of Nectar collectors who are Sainsbury's shoppers will achieve the maximum discount of 1/3. Up to 1/3 discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using your Nectar card. For more information go to sainsburysbank.co.uk/nectar.

Optional extras

Our policies offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.

UK breakdown cover

You want your car journey to run as smoothly as possible. And this includes being able to start as you mean to go on. You can choose to add UK or UK & EU combined breakdown cover to your policy.

Motor Legal Protection

  • Provides optional cover for a small additional premium if you have a car accident that was not your fault.
  • Legal protection for up to £100,000 as long as it is more likely than not that your claim will succeed.
  • Helps you to recover losses from the party at fault which you could not recover from any insurance policy.
  • Examples of losses may include: loss of earnings, compensation for personal injury or repair costs (if you do not have comprehensive cover).

No Claim Discount Protection

If you have not claimed on your car insurance for 4 or more years you may be able to choose to protect your no claim discount.

________________________________________________________

Discount: At least 10% of Nectar collectors who are Sainsbury's shoppers will achieve the maximum discount of 1/3. Up to 1/3 discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using your Nectar card. For more information go to sainsburysbank.co.uk/nectar.

T's & C's & Policy

Policy documents including policy summary

All policies taken out on or after 28 April 2013:

Sainsbury's Car Insurance

Sainsbury's Premier Cover Car Insurance

Keycare 

Breakdown cover

Short term European breakdown cover

Further information

FAQs

Customer Support

Discount: At least 10% of Nectar collectors who are Sainsbury's shoppers will achieve the maximum discount of 1/3. Up to 1/3 discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using your Nectar card. For more information go to sainsburysbank.co.uk/nectar.

Tools & guides

Tools, guides and resources

A range of tools and guides to help with all your car insurance and motoring needs.

Guide to no claim discount (PDF 433KB)

We are using cookies on this website to enhance your browsing experience. You can read more information on our cookies by clicking the "Find out more about cookies" button. By continuing your journey on this site you consent to the continued use of cookies.

Find out more about cookies

Continue