Overview
Protecting your car and saving you money
Here at Sainsbury's Bank, we like to do all we can to help you save money on your motoring and keep you on the road.
And that includes making sure you have the best possible car insurance, so here's an exclusive deal that has just been extended.
Sainsbury's shoppers with a Nectar card can get up to 1/3 off Sainsbury's car insurance and double Nectar points for up to 2 years on Sainsbury's shopping and fuel*. With such a great deal you can save money and collect points to treat yourself or your family.
Benefits of our car insurance include:
- DOUBLE Nectar points for 2 years on Sainsbury's shopping and fuel*
Available on both Sainsbury's Premier Cover Car Insurance and Sainsbury's Car Insurance. Cover must be renewed at first renewal for double points to continue. - Uninsured driver promise
With Sainsbury's Premier Cover Car Insurance, your no claim discount is protected if you have to make a non-fault claim. We will cover your excess. - Courtesy car when your car is being repaired
Provided through approved repairers, subject to availability. - 5 year guarantee on repairs
When using an approved repairer.
We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.
Offer Terms and Conditions
Discount: At least 10% of Nectar collectors who are Sainsbury's shoppers will achieve the maximum discount of 1/3. Up to 1/3 discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using your Nectar card. For more information go to sainsburysbank.co.uk/nectar.
Compare our cover
Compare our cover
At Sainsbury's Bank, we want to make sure you get the right cover for you and your car. That's why we've developed two levels of extensive car insurance, both designed to get you where you want to be.
Compare features of our 2 levels of cover:
| Feature | Sainsbury's Premier Cover Car Insurance | Sainsbury's Car Insurance |
|---|---|---|
| Courtesy car while yours is being repaired | ![]() | Subject to availability. Provided through approved repairers. |
| Enhanced courtesy car | ![]() | n/a |
| Courtesy car if yours is a total loss | Available for up to 21 days | n/a |
| Windscreen repair or replacement | ![]() | ![]() |
| Replacement lock and key cover for lost keys | Up to £1000 plus Keycare | n/a |
| Replacement lock and key cover for stolen keys | Up to £1000 plus Keycare | Up to £1000 |
| 5 year guarantee on car repairs† | ![]() | ![]() |
| Cost of child seat replacement | ![]() | ![]() |
| Personal belongings | Up to £200 | Up to £100 |
| Sainsbury's shopping replacement (up to £200) | ![]() | ![]() |
| Personal accident cover | Up to £10,000 | Up to £5,000 |
| European cover | Up to 90 days | Up to 3 days |
We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.
Optional extras
Our policies offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.
UK breakdown cover
You want your car journey to run as smoothly as possible. And this includes being able to start as you mean to go on. You can choose to add UK or UK & EU combined breakdown cover to your policy.
Motor Legal Protection
- Provides optional cover for a small additional premium if you have a car accident that was not your fault.
- Legal protection for up to £100,000 as long as it is more likely than not that your claim will succeed.
- Helps you to recover losses from the party at fault which you could not recover from any insurance policy.
- Examples of losses may include: loss of earnings, compensation for personal injury or repair costs (if you do not have comprehensive cover).
No Claim Discount Protection
If you have not claimed on your car insurance for 4 or more years you may be able to choose to protect your no claim discount.
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T's & C's & Policy
Policy documents including policy summary
All policies taken out on or after 28 April 2013:
Sainsbury's Premier Cover Car Insurance
Short term European breakdown cover
Further information
Tools & guides
Tools, guides and resources
A range of tools and guides to help with all your car insurance and motoring needs.
Guide to no claim discount (PDF 433KB)
