Car insurance that goes the extra mile

When you apply for car insurance, you need to be sure you and your family are completely protected. Sainsbury's Comprehensive Car Insurance covers you in the following ways:

• 10% online discount for new customers
• 24-hour accident recovery service
• Up to £1,000 compensation and access to counselling if you or your family are victims of road rage
• Up to £400 for hotel accommodation for you and your passengers if your car is immobilised in an accident when you’re away from home
• Up to £200 cover on any Sainsbury's shopping you lose in an accident or as a result of fire or theft whilst it's in your car
• Five year repair guarantee on all work done by our recommended repairers
• Courtesy car included as standard when work is carried out by one of our recommended repairers
• Stolen car key cover, we’ll replace your keys and locks if the person who has your keys knows the identity or location of your car
• Replacement child car seats after an accident, even if there is no apparent damage
• No claim discount not reduced for vandalism or malicious damage claims^†
• Uninsured-driver protection - keep your no claim discount when claiming after an accident that isn't your fault involving an identified, uninsured driver. Terms and conditions apply

We can also cover you for the following for an extra premium:

• Protect your no claim discount for the life of your policy**
• Breakdown assistance
• Motoring legal protection

Get the right cover to match your budget

Getting an online quote is quick and easy and means you can tailor your cover for your specific needs. You can save your quote for up to 90 days, plus, enjoy a 10% new customer discount if you take out your policy online.

1. Answer a few questions about you
2. Give us some details about your car
3. Give us details about your driving and insurance record
4. Choose any optional extras

Your quote is displayed and you can change your voluntary excess or add additional protection such as motoring legal protection or breakdown cover. You can tailor your quote to suit your needs.

What to do if you have an accident

If you are involved in an accident, here's some important information you should know about which will help you when you come to make your claim.

• Do not drive away - always stop and assess the damage
• Get the names and contact details of any drivers, passengers or pedestrians involved and any witnesses
• Ask the other drivers involved for their insurance company and policy numbers - they are obliged to supply these under the Road Traffic Act
• Check how many people are in the other vehicles involved and are there any injuries
• Call the police if anyone is hurt or the other driver leaves without giving their details
• Make a quick diagram of the accident scene - this will help your claim
• Have your Certificate of Motor Insurance ready
• Never admit blame or liability. Tell us if other people involved accept liability
• If your car is not driveable after the accident, call our 24-hour accident recovery helpline on 0800 519 5195
• Report the accident to our insurance claims hotline: 0845 608 6038

For Claims Correspondence contact:
Sainsbury’s Car Insurance
The Equinox
19 Cadogan Street
Glasgow
G2 6QQ

For more information about making a claim, download our Claims FAQs document.
[PDF 154KB]  

You can download and print the key features document with Adobe Acrobat.  Get Adobe Reader

Read our Privacy and Security information here.

See your policy online

You can download and print your Policy Summary and Booklet for free with Adobe Acrobat. Get Adobe Reader

Policy documents

Policies taken out or renewed since 16th November 2009 (PDF 263KB)

Policies taken out or renewed between 8th June 2009 and 15th November 2009 (PDF 263KB)

Policies taken out or renewed between 1st March 2009 and 7th June 2009 (PDF 255KB)  

Policies taken out or renewed between 20th April 2008 and 28th February 2009 (PDF 252KB)   

Sainsbury's Car Insurance Terms and conditions

Click on one of the links below or scroll down to view all information.

Conditions of Use

• Definitions
• This site is for private individuals only
• Printing copying and saving
• Our Intellectual Property Rights
• Availability and content of this site
• Links and third party information
• Quotations and Premiums
• Jurisdiction

Compensation arrangements

Companies operating on this site

Conditions of Use

Please read the following information carefully as it shall govern your use of these web pages.

By using the quote and buy web pages you hereby agree to these Conditions of Use in force at that time. If you do not wish to be bound by the conditions of use, you may not use the site to obtain a quote or buy car insurance.

If you apply for any Sainsbury’s Car Insurance detailed on the site, these Conditions of Use should be read in conjunction with the terms and conditions relating to car insurance and, in the event of any contradiction between these Conditions of Use and the Terms and Conditions, the latter shall prevail.

The information and descriptions on the site do not necessarily represent complete descriptions of all terms, conditions and exclusions and the precise cover provided (as applicable) shall be included in the schedule of cover, policy documents and/or conditions of purchase issued to you.

For more information on data protection including the use of your personal information, please click below:

Sainsbury’s Car Insurance Privacy and Security

Definitions

On this site "esure" and "we" mean: esure Services Limited (trading as Sainsbury’s Car Insurance) and esure Insurance Limited (the insurer). "You" and "my" mean the user of this site.

This site is for private individuals only

The information on this site is directed at residents of England, Scotland, Wales and the Isle of Man only. We are unable to insure cars in Northern Ireland or the Channel Islands. The services described in this site are available to private individuals for their use only. You are not permitted to use this site or to copy any material from the site for any commercial purpose.

You must ensure that the details you give to us while using this site are correct.

Printing, copying and saving

You may copy for your own personal use any part of the site but otherwise you aren't allowed to copy parts or all of this site (either on paper or by copying to disk). If you want to retrieve a quote, then you must save it.

Our Intellectual Property Rights

The owner of these web pages is esure Services Limited. The copyright and other Intellectual Property Rights in this site are owned by esure Services Limited or by a third party that has given us permission to use them. You acknowledge that damages may not be an adequate remedy for any infringement of our Intellectual Property Rights and that we shall be entitled to the remedies of injunction, specific performance and other equitable relief for any threatened or actual breach of our Intellectual Property Rights by you and that no proof of special damages shall be necessary for the enforcement of these rights.

Availability and content of this site

Whilst we take care to ensure that the information contained in this website is accurate and up-to-date, esure gives you no promises, representations or warranties about the accuracy, completeness, reliability or suitability of any information on the site.

We'll change the site content from time to time. If we do this, then your continued use of the site will be deemed to be acceptance of the change. However, in relation to insurance products, we won't change the terms and conditions that apply to your policy during the term of your policy, and we'll tell you before you renew your policy if any of the policy terms and conditions have changed.

You acknowledge that there are technical limitations which affect the performance and availability of the site and that conditions affecting transmission and communication links are mainly outside our control.

Sometimes this site will be temporarily unavailable because we are carrying out maintenance or updates. At these times, you can contact us by telephone on:

Car Insurance 0800 032 0315 (Opening hours: Mon - Fri 8am - 8pm, Sat 9am - 5pm, Sun 10am - 2pm)

Links and third party information

This site contains links to sites operated by persons and/or companies outside esure. We provide these links for your assistance and information.

We're not responsible for the availability or content of these third party sites and we're not responsible for any of the goods or services available from these sites.

Quotations and Premiums

The quotations provided on this site are intended as an indication only of the likely premium based on the information you provide. They're not binding quotations. If you decide you want to buy an esure policy, then we'll ask you to confirm the information you've provided. If you fail to disclose any relevant information, or provide any inaccurate information, this may invalidate your insurance policy. If you provide us with information about other people, then it is your responsibility to check that the information you provide is accurate and that the other people have given you permission to give their information to us.

When you complete the Payment Details section of the site, we'll treat this as your proposal of insurance. You're not insured until you receive confirmation from us that we've accepted your payment and proposal.

The decision whether to offer you insurance from esure is at our discretion.

You can view your car insurance policy wording. When you take out insurance with esure we'll post you your schedule, policy booklet and your Certificate of Motor Insurance. You should keep a copy of all information submitted to and/or received from us for your own records.

Jurisdiction

If you live in England or Wales, the courts of England and Wales will have exclusive jurisdiction to adjudicate on any dispute between you and us. If you live in Scotland, the courts of Scotland will have exclusive jurisdiction to adjudicate on any dispute between you and us.

Compensation arrangements

esure Services Limited, esure Insurance Limited and UK Insurance Limited are all covered by the Financial Services Compensation Scheme (FSCS). In the unlikely event that any firm providing insurance goes out of business or into liquidation, you may be entitled to compensation from the scheme.

Further information about compensation scheme arrangements is available from the FSCS at 7th Floor Lloyds Chambers, Portsoken Street, London, E1 8BN. Tel: 020 7892 7300.

Companies operating on this site

The quote and buy web pages are owned and operated by esure Services Limited registered in England and Wales number 2135610 whose registered office is at:

The Observatory
Reigate
Surrey
RH2 0SG

Authorised & Regulated by the Financial Services Authority number 312063.

Sainsbury’s Car Insurance is arranged and administered by esure Services Limited acting as an intermediary between you and the underwriter esure Insurance Limited.

esure Insurance Limited is registered in England and Wales number 3885534 whose registered office is at:

The Observatory
Reigate
Surrey
RH2 0SG

Authorised & Regulated by the Financial Services Authority number 203350.

Green Flag Breakdown cover is underwritten and administered by UK Insurance Limited registered in England and Wales number 01179980 whose registered office is at:

The Wharf
Neville Street
Leeds
LS1 4AZ

Authorised & Regulated by the Financial Services Authority number 202810.

The name, address and regulatory status of all the above companies can be checked by visiting the FSA website or by calling the FSA on 0845 606 1234.