Top up your loan

Already have a loan with Sainsbury's Bank? You could be eligible to borrow more.

If you've already got a personal loan from Sainsbury's Bank and your financial needs have changed, topping up your existing loan could be the answer. We offer two ways to top up your loan.

Option 1

  • Top up your existing loan and repay over a longer term.
    You'll need to pay up to 58 days' interest to settle your current loan early. You'll also pay extra interest as we'll extend your loan term and amount.

Option 2

  • Take out a second loan at our current interest rate, to run alongside your existing loan at its original interest rate.

Call us on 0800 169 8503 to discuss your options. We're open Monday to Friday 8am–10pm, Saturday 8.30am–6pm and 9.30am–5.30pm on Sundays. Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline and from a mobile when calling from the UK.

These options aren't guaranteed offers and you'll be subject to the normal application process. The rate we offer on the new loan could be higher than your existing loan and will depend on your personal circumstances, credit assessment and other related factors.