If you’re going to struggle to make your next payment please call us on 08085 405060*. We're here Monday to Friday 8am - 7pm, and Saturday and Sunday 8am - 5pm.
If you’re already in arrears call us on 0800 056 0565*. We're here Monday to Friday 8am - 8pm and Saturday 8am - 4pm.
Further help managing your Finances
We’ve a range of options we can look at to suit your individual needs. But please be aware these may affect your credit file and credit rating.
StepChange Debt Charity
A registered charity that offers free and impartial advice, their service is totally confidential, and supports anyone who needs advice and guidance to help them take control of their finances.
You can call them free of charge on 0800 138 1111 or visit their website at: www.stepchange.org.
Citizens Advice Bureau
The CAB offers free face to face assistance to people with severe financial difficulties through their network of local offices. You can get the telephone number of your local bureau from The Phone Book, the local library or from their website:
Provides free and impartial money advice. You might find it useful to work out a budget to help you keep track of your spending each month and prioritise debt repayments. www.moneyhelper.org.uk have a Money Navigator Tool you can use to do this.
Money Advice Trust
Free, independent debt advice to people across the UK through telephone and online services. Visit their website for more information: www.moneyadvicetrust.org.
National Debtline provides free advice and resources to help people deal with their debts. They give advice on important debts such as rent or mortgage arrears and support if creditors take court action. National Debtline also helps people with their budget and look for ways to increase their income. Their service is available over the phone, through their website and via webchat.
Go to www.nationaldebtline.org for information, resources and webchat, or call National Debtline on 0808 808 4000, Monday to Friday 9am to 8pm.
Advice UK is the UK's largest support network for free, independent advice centres. It covers not only money and debt advice but, also other areas such as homelessness, drugs and alcohol, benefits, etc. Visit www.adviceuk.org.uk.
Free debt advice and support - identifying and implementing the best solution for you.
Go to PayPlan.com for information, or call PayPlan on 0800 280 2816, Monday to Friday 8am to 8pm, or Saturday 9am to 3pm.
Go to www.shelter.org.uk for free legal advice and support for homeowners, including how to prevent losing your home.
Go to www.turn2us.org.uk for information on whether you can claim any benefits or other grants to help you if you lose your job or become ill.