Terms and conditions
*If you are an existing credit card customer and took out your card before 6 October 2009, your card may not qualify for this Nectar offer, and this calculation may not be an accurate representation.
† Double Nectar points offer
1. Offer available on home insurance, pet insurance, annual travel insurance, life insurance, decreasing life insurance and over 50s life insurance policies purchased on or before 31 May 2022, and car insurance policies purchased between 1 June 2011 and 31 May 2022.
2. You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase.
3. If you take out a new policy, double points begin on your policy’s cover start date. If you tell us your Nectar card number after your cover start date, double points begin on the date you tell us.
4. If we add the offer to your policy after its cover start date, double points begin on the date we do this. If you tell us your Nectar card number after we add the offer to your policy, double points begin on the date you tell us.
5. Double points stop when your policy next renews after 31 May 2022 or when the policy is cancelled or you stop paying premiums- whichever happens first.
6. Each Nectar account can only collect points from one car, one home, one pet, one travel and one life insurance policy.
7. It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service.
8. By the 10th of each month, you’ll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points.
9. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
10. We reserve the right to change or cancel this offer without notice.
** Up to 3 Nectar points per £ conditions:
1. You can collect points by paying with your credit card.
2. We’ll award 2 points for each full £1 spent at Sainsbury’s, Argos, Habitat and Tu Clothing in the UK.
3. We’ll award 1 point for each full £5 spent everywhere else. This includes Argos eBay stores, Argos Clearance stores, Argos For Business, Argos Spares, Argos Financial Services, Sainsbury’s Bank, Sainsbury’s Energy, Sainsbury’s Cafes, Sainsbury’s e-Gift Cards and any other Sainsbury’s services.
4. We don’t award points on Travel Money purchases.
5. On each statement, we calculate the points due on each transaction separately, then total them up and add them to your Nectar account within 60 days.
6. You can collect additional points from Nectar partners, including up to 1 point per £1 in Sainsbury’s, Argos, Habitat and Tu Clothing, by scanning your Nectar app or using your Nectar card at the time of the transaction. You can find details of their collection rates at nectar.com
7. No cash alternative is available.
8. We reserve the right to change or cancel this offer without notice.