Home insurance policy documents

Everything you need to know about our home insurance

Whether you have buildings, contents, or a combined home insurance policy with us, it’s important to familiarise yourself with the policy documents.

Your home insurance policy contains everything you need to know about your cover. 

The details of your insurance depend on which level of cover you have, so please check your Policy Schedule to see what applies to you. For specific details of your own cover, please refer to your policy documentation. And if you want to find out what we do with your personal information, you can check out the most recent version of our privacy policy.

Home insurance policies

If you purchased any other optional extras with a start date or renewal date on or after 22 August 2024:

• Your Sainsbury’s Bank Home Insurance policy booklet for our optional extras (PDF, 1504KB)
• Your Sainsbury's Bank Home Insurance policy booklet – for all claims excluding one of our optional extras (PDF, 511KB)
• Your Sainsbury’s Bank Home Insurance booklet for Excess Cover (PDF, 182KB)

If you purchased any other optional extras with a start date or renewal date on or after 29 November 2023 – 21 August 2024:

• Your Sainsbury's Bank Home Insurance policy booklet – This is what you’ll need to refer to for claims to your buildings and contents insurance, excluding all of our optional extras (PDF, 511KB) 
• Your Sainsbury’s Bank Home Insurance booklet for Excess Cover (PDF, 182KB).

If you purchased any other optional extras with a start or renewal date before 29 November 2023:

• Your Sainsbury’s Bank Home Insurance policy booklet for our optional extras (PDF, 424KB)

Optional extras include:

• • Key cover
  • Family Legal Protection
  • Home Emergency

What documents do I need?

You can find your home insurance documents in the links above. These should provide you with all the information you need about your insurance policy. For specific details of your own cover, please refer to your policy documentation.

If you want to find out what we do with your personal information, you can check out the most recent version of our privacy policy.

Should I receive a renewal letter?

You’ll be notified before the end of your policy term that your renewal is due. We’ll issue a home insurance renewal letter with the details of your policy and premium. We review our home insurance products on a regular basis and as such, we may change the terms and conditions of your cover. Before we renew your policy, we may review your past claims history. As a result of this, we may not offer you the same type or level of home insurance cover at renewal.

We may renew your home insurance automatically, if you give us permission to do so. If you don’t wish for your policy to be renewed automatically, just call us to let us know before the renewal due date.

Get more information

Got more questions about our home insurance? Try our FAQs or glossary guide, or contact our customer support team for help.