Boost your Nectar points

It's important to do your research and make sure that any insurance policy you buy is the right one for you.

Terms & Conditions

† Life insurance
Only choose a premium you can afford and the level of cover you need.
1. This offer is only available when you get a quote and buy a new life insurance or decreasing life insurance policy direct from Sainsbury's Bank's website. Purchases through price comparison, cashback, voucher code and similar sites are excluded. 
2. We award points based on your monthly premium. You’ll get 22,000 points if your premium is over £20, 16,000 points if it’s £8.50 - £20, or 10,000 points if it’s under £8.50. If you’ve taken over 50s life insurance, we’ll give you 20,000 points.
3. You need to add your Nectar card number to your application. 
4. We’ve selected this offer for you and it can’t be transferred to anyone else. 
5. Points are awarded on no more than 2 policies per household in any 12 month period. 
6. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 
7. This offer is governed by English law and we reserve the right to change or cancel it without notice.

* Pet insurance
1.This offer is only available when you get a quote and buy a new pet insurance policy direct from the Sainsbury’s Bank website. Purchases through price comparison, cashback, voucher code and similar sites are excluded. 
2. 7,000 points will be added to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period. If you’ve been offered a different number of points elsewhere, you’ll be awarded whichever is the bigger number.
3. You need to add your Nectar card number and promotional code PET4AP to your quote. 
4. We've selected this offer for you and it can't be transferred to anyone else.  
5. Points will only be awarded once per Nectar account. 
6. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 
7. This offer is governed by English law and we reserve the right to change or cancel it without notice.
Sainsbury's Bank plc acts as an introducer to Pinnacle Insurance plc who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX. Sainsbury’s Bank plc and Pinnacle Insurance plc are not part of the same corporate group.

^ Home insurance
1. This offer is only available when you get a quote and buy a new home insurance policy direct from our website or over the phone. Purchases through price comparison, cashback, voucher code and similar sites are excluded..
2. You’ll get 4,000 points within 60 days of your policy start date, unless your policy is cancelled during this period. 
3. If Sainsbury’s Bank have offered you a different number of points elsewhere, they’ll give you whichever is the bigger number.
4. You need to add your Nectar card number and promotional code HOME20 to your quote.
5. We’ve selected this offer for you and it can’t be transferred to anyone else.
6. We'll only award points once per Nectar account.
7. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
8. This offer is governed by English law and we reserve the right to change or cancel it without notice.

** Car insurance
1. This offer is only available when you take out a new car insurance policy direct from our website or over the phone. Purchases through price comparison, cashback, voucher code and similar sites are excluded.
2. We’ll add 4,000 points to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period.
3. If we’ve offered you a different number of points elsewhere, we’ll give you whichever is the bigger number.
4. You need to add your Nectar card number and promotional code MOTOR20 to your quote.
5. We've selected this offer for you and it can't be transferred to anyone else.
6. We'll only award points once per Nectar account.
7. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
8. This offer is governed by English law and we reserve the right to change or cancel it without notice.

^^ Travel Insurance
1. This offer is only available when you get a quote and buy a new annual travel insurance policy direct from the Sainsbury's Bank website or over the phone. Purchases through price comparison, cashback, voucher code and similar sites are excluded.
2. 1,000 points will be added to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period.
3. You need to add your Nectar card number to your quote.
4. We’ve selected this offer for you and it can’t be transferred to anyone else.
5. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
6. This offer is governed by English law and we reserve the right to change or cancel it without notice.

Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance SE, a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Firm Reference Number 769884. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Sainsbury's Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex SS1 2BB. Hood travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer.

± Over 50s Life insurance
1. This offer is only available when you take out a new over 50s life insurance policy. Purchases through price comparison, cashback, voucher code and similar sites are excluded.
2. After you've paid 5 months' premiums, 20,000 points will be added to your Nectar account within the following 60 days.
3. You need to add your Nectar card number when you apply..
4. We’ve selected this offer for you and it can’t be transferred to anyone else.
5. Points will be awarded for no more than 2 polices per household in any 12 month period.
6. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. .
7. This offer is governed by English law and we reserve the right to change or cancel it without notice.

Life Insurance and Over 50s Life Insurance plans are provided by Legal & General Assurance Society Limited, Registered Officer: One Coleman Street, London, EC2R 5AA (registered in England and Wales 166055). Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.