Why should you get your cat microchipped?
In England, it is a legal requirement to microchip your cat by the time they reach 20 weeks old. However, microchipping is quick and easy – the only problem you might encounter could be wait times.
There are several reasons to get your cat a microchip, but the most important is that it will help you find your cat should their toe beans ever lead them astray.
Do older cats have to be microchipped?
Yes, older cats must be microchipped, whether they are outdoor or indoor cats, if they’re 20 weeks or older. If you don’t, it could result in a fine. If you’ve got an older cat that isn’t microchipped, you should arrange an appointment as soon as possible.
How microchipping a cat works
Cat microchips have a unique numerical code which, when scanned, can identify your cat. Approved parties such as the police, a rescue centre, or your vet can read this information to return your cat to you. It’s essential to keep the microchip data up to date.
Microchipping may sound like a scary procedure, but it’s quick, easy, and inexpensive. The microchip itself isn’t even a toe-bean in size – in fact, it’s about the size of a grain of rice. And not the long grain type, either.
This tiny microchip is injected beneath your cat’s skin, between their shoulder blades. Your cat can’t feel it, and the microchip doesn’t degrade thanks to the special capsule it’s housed in.
At what age should you microchip your cat?
You can microchip your cat even when they’re a kitten, but you must microchip your cat before 20 weeks of age. During your cat’s vaccinations at 8 weeks of age, or when they’re neutered, it can be a good time to microchip them as well. Neutering is typically recommended at around four months of age.
Where can you get your cat microchipped?
You can get your cat microchipped at a veterinary clinic, a rescue centre, a pet charity, or certain rehoming centres. You may be able to contact your local council as well. The easiest way to microchip your cat is to visit your cat’s vet. Whatever you do, ensure that the person injecting the chip is qualified to perform the procedure.
How much does it cost to chip a cat?
On average, it can cost about £10 to £30 to microchip a cat, depending on your location, any vet fees, and whether you receive any discounts from charity services. If you need to update your details at any point, there may be an additional fee. In some pet health care plans, microchipping is included.
What does a cat microchip show?
Each pet microchip is unique, with its own code that relates to the pet’s owner’s details, which are stored in a national database.
These details include:
- Your name, home address, and telephone number
- Your cat’s name, date of birth, and gender
- The contact details of your vet
- Details about your cat’s health, including allergies, dietary requirements, and behavioural traits
- The license number of your breeder, if relevant to you
- An emergency contact number
This information is not automatically updated, so it’s up to you to ensure all information is correct in the event of any changes. You can do this online, over the phone, or by post, depending on the database your pet’s microchip is registered with. Your pet microchip will likely be part of one of the following databases in the UK, depending on your region:
Pet insurance and microchipping cats
Microchipping your cat isn’t just a legal requirement; it’s important for your pet insurance providers, too. With many insurance companies, you won’t be able to access your benefits in the event your cat goes missing unless they are microchipped.
While it’s important to microchip your cat, insurers won’t cover the costs of the procedure. In most cases, pet insurance is designed to cover the costs of unexpected illness or injury, rather than routine, preventative procedures.
Finding your lost or stolen cat
Whether it’s wandering toe-beans or someone not keeping their paws to themselves, a microchip helps you to reunite with your cat. If your furry feline is lost or stolen, you should contact your microchip company to let them know. Not only can they check that your details are up to date, but the company can also flag your cat as lost or stolen.
If your pet is found, your microchip company will contact you – no matter how far they’ve strayed.
Remember, if your cat goes missing and isn’t microchipped, it’s harder to find them, and your pet insurer won’t pay out.
Travel costs and quarantine
If you’re overseas on holiday and your pet's microchip fails, they won’t be able to return to the UK and may have to be quarantined until the situation is resolved. This costs time and money.
With Sainsbury’s Bank Pet Insurance, you can get support up to the policy limits with:
- The costs of keeping your cat in quarantine.
- Any duplicate travel documents.
Please note, we can’t support you if:
- Your cat’s microchip doesn’t meet ISO 11784 & 11785 standards.
- Wasn’t checked or confirmed as functioning properly before you departed.
Cat insurance
Get a helping paw when it comes to protecting your cat, with Sainsbury’s Bank Pet Insurance. Whether it’s wayward whiskers or a poorly pussycat you worry about, Sainsbury’s Bank Pet Insurance has you covered.
Protect your pet today with Sainsbury’s Bank.
FAQs
Do indoor cats need to be microchipped?
Yes, indoor cats need to be microchipped before they are 20 weeks old. Even though they may be safe indoors, there’s still a risk that they could stray. In the event your cat gets out, a microchip is the best solution to help them reunite with you.
Why is microchipping mandatory?
Microchipping your cat is mandatory, as it’s the method with the best chance of reuniting an owner with their lost pet. This reduces the number of strays and the burden on rescue services, and deters theft. Microchipping also promotes responsible cat ownership, reducing the likelihood of abandonment.
Why is it helpful for vets for a cat to be microchipped?
Microchipping your cat is convenient for vets, as it offers a method for immediate and reliable identification as well as access to that cat’s medical records.
How small is a cat microchip?
A cat microchip is about the size of a grain of rice – the micro in microchip isn’t an exaggeration. Because of its size, it causes no discomfort to your pet.
Can I get my cat microchipped for free?
Yes, you may be able to get your cat microchipped for free through animal welfare charities, shelters, or during certain promotions or events. Sometimes, vets may charge less for microchipping as part of a healthcare plan. Many rescue centres include microchipping in their adoption fees too.
Important Information
Sainsbury's Bank plc, Registered Office, 33 Charterhouse Street, London, EC1M 6HA (registered in England and Wales, no 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514).
Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc. Sainsbury's Bank plc acts as an introducer to Pinnacle Insurance Ltd who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered office: 4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH. Sainsbury’s Bank Pet Insurance is arranged, administered and underwritten by Pinnacle Insurance Ltd. Sainsbury's Bank plc and Pinnacle Insurance Ltd are not part of the same corporate group.
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