Pain relief for your pet, stress relief for you

If your pet’s in pain, recovering from an operation or suffering from an ongoing health condition, physiotherapy may be your best bet. If that time comes, we’re here to help.

We’ll cover the cost of any physio treatment recommended by your vet, up to the limits below. So you won’t be out of pocket and your poor pet will be fighting fit before you know it. Happy days.

What you’re covered for

We’ll reimburse you the cost of any physiotherapy treatment your vet recommends up to the limits set out below and in your Certificate of Insurance.

Physiotherapy cover

Time limited

£3,000
Lifetime

£2,500
Lifetime

£5,000
Lifetime

£7,500
Cover for 12 months or up to max amount below Covers up to max amount below each year Covers up to max amount below each year Covers up to max amount below each year
£500 £750 £1,500 £1,500

Please note that we won't cover any pre-existing conditions and that terms, conditions, excesses, exclusions and limitations apply. You can find out more about the terms of our cover in our policy documents.

What is veterinary physiotherapy?

Veterinary physiotherapy or animal physiotherapy, is used to relieve pain, improve joint and muscle health, and help rehabilitate animals recovering from injury or surgery.

And just like with humans, vet physio can also help improve mobility and reduce the risk of further injury or damage.

What can physiotherapy help with?

Veterinary physiotherapy is commonly used on dogs (canine physiotherapy) and horses (equine physiotherapy) but it can be used for other animals too, including cats.

Working alongside your vet, it can be used to help your pet:

  • Rehabilitate and recover following surgery
  • Live more comfortably with common pet health problems and conditions such as hip dysplasia and arthritis
  • Recover from a variety of injuries and conditions such as back pain, sprains and strains

Who can provide veterinary physiotherapy?

When it comes to your pet insurance, we’ll cover the costs of physiotherapy carried out by a registered veterinary practice or a member of an approved professional organisation.

How do I know if my pet needs physio?

If your pet is recovering from an operation or suffering from a health problem or condition, your vet may recommend a course of physiotherapy.

If your pet could benefit from physio, you can speak to a vet nurse using Sainsbury’s Bank Vet Assistance. When you protect your pet with Sainsbury’s Bank Pet Insurance, you’ve got 24/7 access to qualified vet nurses who are on hand to help with any queries you have about your pet’s health and wellbeing.

Make a claim

If your pet has already received physiotherapy treatment, or if your vet has recommended physio, you can go ahead and make a claim on your pet insurance. Call our claims team on 0344 543 1032 and they’ll send you a claim form to complete.

It’s quick and simple to submit, track and manage a claim online in My Pet Portal.

Before your pet is treated, make sure your vet is prepared to complete a claim form, provide invoices and a full medical history.

Helpful guides for your pet

Want to help your pet live life to the full? We’ve created a bunch of helpful guides and information for you and your four-legged friend.

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Any questions?

Got a question about veterinary physiotherapy cover? Or pet insurance in general? We’ve got the answers to some of the most common questions we hear from our customers.

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If you’d like to get a quote for your pet insurance, you can get started right away. If you’re ready, we’re ready.

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Important information

Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.

Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.
Sainsbury's Bank plc acts as an introducer to Pinnacle Insurance plc who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX. Sainsbury’s Bank plc and Pinnacle Insurance plc are not part of the same corporate group.