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over 55 travel insurance

Travel Insurance for 55s and over

Getting older doesn’t mean life slows down

Underwritten by Great Lakes Insurance UK Limited

Travel at any age

Over 55 and looking for travel insurance? Whether you’re over 70 with medical conditions or healthy at 80, Sainsbury’s Bank Travel Insurance could have you covered.

Travel Insurance policies to suit your needs

Travel insurance is important for travellers of all ages. You might not pay medical costs in the UK, but you’re unlikely to get the same benefits abroad. And medical care and other emergencies can be surprisingly expensive.

Sainsbury’s Bank Travel Insurance can not only help to cover the costs of medical care, it can also help with:

  • Lost or stolen documents
  • Lost or stolen luggage
  • Missed flight or train connections

Need help quickly in a medical emergency? We have a 24-hour helpline connecting you to people who can offer guidance on the next steps, should you need it.

Whether you're heading off on just one holiday, a longer adventure, or a few trips abroad this year, there’s a policy to suit you. Plus, there are three levels of cover to choose from – Silver, Gold or Platinum.

Single Trip

Single trip cover is a great option if you're planning just one trip away

Annual Multi-trip

Travel as many times as you like during the year, including cover for UK holidays

Extended trip

Ideal for longer trips covering travellers for up to 548 days, depending on the level of cover you choose

Remember, all of our travel insurance policies have limits, exclusions and excesses may also apply. Because your age can limit your choice of policy, we’ve detailed the age limit for all of our policy types below.

Up to 65 years

All our policies are suitable for those aged up to 65 years on the policy start date.

Planning a round-the-world adventure, a year off or a long visit to see family or friends overseas? Our extended stay policy could be your perfect match.

Or maybe you’re planning to hit the slopes for a skiing or snowboarding holiday? Think about adding winter sports cover to your travel insurance policy.

Travel insurance for over 65s

Over 65? You can choose from two of our policies.

Our Annual Multi-trip Travel Insurance covers travellers aged up to 80 years from the start date of the policy. With this cover, you can travel as many times as you like during the year, including UK holidays.

Only going away once this year? Our Single Trip Travel Insurance, which has no age limit, could work for you.

Over 80s

If you’re looking for over 80s travel insurance, we can help. Sainsbury’s Bank Single Trip Travel Insurance has no upper age limit.

It’s perfect for those planning one special trip. You can get cover for just you, you and your partner or your entire family.


Covid-19 Cover

Covid-19 cover is included as standard on all of our policies. Don’t forget to check the latest Foreign, Commonwealth and Development Office (FCDO) and local government travel advice before you go. You won’t be covered if you travel against it.

For full details of the Covid-19 cover provided on new and existing policies take a look at our policy booklet.

Covid-19 Cover Silver (up to) Gold (up to) Platinum (up to)
Medical emergency and repatriation expenses £10 million £15 million Unlimited
Cancellation and cutting short your trip £3,000 £5,000 £7,500


Medical cover for pre-existing conditions

Our travel insurance policies can be tailored to cover a wide range of pre-existing medical conditions, like heart conditions or epilepsy. Our simple medical screening process is quick to complete and can be carried out online or over the phone.

It is important to let us know about any pre-existing conditions before you get a quote, and any new conditions before your trip starts. If you don’t, future claims may be rejected, or payment could be reduced.

Nectar member benefits

Travel with confidence and save with our Nectar member benefits:

  • Get up to 20% off on all travel insurance policies. Discount does not apply to the premiums for pre-existing medical conditions or enhanced gadget cover*

Helpful travel guides

Our guides are a great place to start for planning your trip abroad.

 Travel disruption

Travel disruption

What to do if your flight's delayed, cancelled or overbooked

Losing documents abroad

Losing documents abroad

Take steps to prevent the stress of losing your passport or driving licence while away

Solo travel guide

Solo travel guide

Heading on holiday alone? Read our guide to travelling on your own

Any questions?

We can help. Get in touch with our friendly colleagues to speak about our travel insurance policies.

Call 0345 305 2621.

Helpful phone numbers.

Sales and service lines are open 9am-5pm Monday to Friday. Closed weekend and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.

Terms and conditions

*Up to 20% discount applies when you tell us your Nectar card number. Discount does not apply to the premiums for pre-existing medical conditions or enhanced gadget cover. You won't be eligible if you buy through a price comparison website. We reserve the right to change or cancel this offer without notice.

Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting;

Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 2nd Floor, Decora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB.