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Sainsbury's Bank

Personal loans

Get 6,000 Nectar points when you borrow £7,500 - £25,000

Rewarding loans for Nectar members

Whether it’s new wheels, a kitchen makeover or a new home office, a loan from Sainsbury's Bank could be more affordable than you think. So why choose us?

  • From 3.4% APR representative for Nectar members when you borrow £7,500 - £25,000 for 1–7 years (depending on your loan value)
  • You can find out your interest rate and how likely you are to be accepted – without harming your credit score
  • There’s no application or arrangement fee
  • Fixed monthly payments
  • You could get your money in as little as 2 hours, or the next business day, if you’re accepted

Credit is subject to status.

Plus, you’ll get 6,000 Nectar points* – worth £30 – if you borrow £7,500 - £25,000.

Ready to get started? Use our calculator to start your loan application today. We’ll work out your possible interest rate, monthly payment amount and total cost in just a few clicks. All quotations given are for illustrative purposes only.


We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the loan you are applying for, along with an independent verification of your credit and repayment history and will range from 3.4% to 24.9% APR.

Offer Terms and Conditions

*6,000 Nectar points

  1. This offer is only available when you apply for and subsequently take out a new Sainsbury’s Bank Loan for between £7,500 and £25,000.
  2. We’ll add 6,000 points to your Nectar account within 60 days of you receiving your loan.
  3. You need to tell us your Nectar card number when you apply.
  4. We’ve selected this offer for you and it can’t be transferred to anyone else.
  5. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
  6. We reserve the right to change or cancel this offer without notice.