What is Motor Legal Protection?

It's car legal cover you can add to your car insurance policy. It can help you cover your costs if you need to go to court for an accident that wasn't your fault. It can also help you defend yourself if someone takes you to court. You don't have to have it by law, but it can be really useful. Say you find yourself unable to work after an accident, as well as covering legal fees, motor legal cover can help you recoup your lost earnings, or the money you've had to spend on medical bills, from the person to blame for the accident.

What does Motor Legal Protection cover me for?

If you add our optional extra Motor Legal Protection, we can help you with the cost of going to court for things like:

  • when someone damages your car or injures you in an accident that's not covered by your insurance
  • to defend yourself against prosecution for a driving offence
  • to defend yourself in a contract dispute where you bought or sold goods or services relating to your insured car – including the car itself
  • to defend yourself against any claims that come up when someone used your car's identity without your permission.

You'll have access to our specialist lawyers. And you can call our 24-hour helpline if you need advice about the law, your lifestyle or health – or you'd like some counselling.