No Balance Transfer Fee Credit Card

Just before you start :

We want to provide you with the right level of support throughout your application. If there is anything that could affect your ability to understand the application you are making today, please call us on 0800 030 4418. We'll be able to discuss your needs and offer suitable support.

Please note:

  • 0% interest on balance transfers for up to 20 months. We may offer you a 0% interest period of 16 or 12 months depending on your individual circumstances.
  • No Balance transfer fee applies to transfers made within your first 3 months. The charge will depend on your current offer thereafter.
  • We may not be able to process balance transfers from some providers. Check our exclusions.
  • Interest is charged on money transfers at the standard cash interest rate. A fee of 4% (minimum £4) at application. The charge will depend on your current offer thereafter. Check the Summary Box for details.
  • Your card needs to be activated for the balance transfer to be progressed.

Change of circumstances

We want to make sure that you can afford to repay the credit card you are applying for. If you are aware of any likely change to your circumstances that could increase your expenditure or reduce your income please give us a call on 0800 030 4418 to apply. Things to consider could be a reduction in your working hours, retirement, maternity /paternity leave or any increase in your living costs such as rent or mortgage payments.

Lines are open 8am-10pm Mon-Fri and 8am-7pm Sat-Sun. Telephone calls are free from a landline only and may be recorded for security purposes and monitored under our quality control procedures.

Do you have a Nectar card?Nectar

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You will need your Nectar Card number on the next step