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Balance Transfers

0% interest on balance transfers for 18 months

(3% fee applies, minimum £3)

You'll pay 0% interest for 18 months on any new balances you transfer to your Sainsbury's Bank Credit Card.

You can find details of your 0% interest balance transfer rate on the back of the letter or email we sent you.

How to request a balance transfer

  1. Log in to Sainsbury's Bank online banking (if you haven't already, you can register online opens in new window)
  2. Select 'Request balance transfer' from the menu on your 'Account details' page
  3. Enter the details of your credit card(s) and the amount you'd like to transfer

Your balance transfer should be completed in 10 working days.


Balance transfer not right? What about a loan?

We all like to keep on top of our finances – and that’s why we offer you different ways to borrow money. Perhaps a balance transfer isn’t right for you? Why not take a look at our loans from £1,000 - £30,000.