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Sainsbury's Bank

Thinking of tidying up your home or garden this spring? Whether it’s a new coffee table for the lounge, new pans for the kitchen or new pots for the garden, this treat could help you make the most of it. You can collect bonus Nectar points when you use your Sainsbury’s Bank Credit Card on qualifying home and garden purchases and reach one of the reward levels shown, between 12 April 2022 and 6 June 2022.

How does it work?

Until 6 June 2022, whenever you use your Sainsbury’s Bank Credit Card on purchases at home and garden retailers and service providers, your spend will count towards future rewards. You can collect up to 6,000 bonus Nectar points – worth £30^.

  • Spend £100 get 2,000 Nectar points (worth £10)
  • Spend £200 get 4,000 Nectar points (worth £20)
  • Spend £300 get 6,000 Nectar points (worth £30)

Please note supermarkets and department stores selling a wider range of products are not included in this offer - the qualifying categories are shown below:

Qualifying categories
Equipment Furniture and Home Furnishings Stores (except Appliances), Building Materials Lumber Stores, Lawn and Garden Supply Stores, Home Supply Warehouse Stores, Household Appliance Stores, Floor Covering Stores, Hardware Stores, Drapery Upholstery and Window Coverings Stores, Miscellaneous House Furnishing Specialty Shops, General Contractor/Residential & Commercial, Plumbing and Heating Equipment, Heating / Plumbing / Air Conditioning Contractors, Glass / Paint / Wallpaper Stores, Landscaping and Horticultural Services, Fireplace / Fireplace Screens and Accessories Stores, Masonry / Stonework / Tile Setting / Plastering / Insulation Contractors, Carpentry, Electrical Contractors, Furniture – Reupholstery Repair and Refinishing.

Spring to it

Offer only available from 12 April 2022 to 6 June 2022
Just a reminder, you’ll be charged interest on anything you buy with your Sainsbury’s Bank Credit Card, unless you pay off your entire balance (including balance transfers) each month.

Up to 3 Nectar points for every £1*

Remember that if you shop in Argos, Habitat and Sainsbury’s, you can collect up to 3 Nectar points for every £1 spent, when you pay with your Sainsbury’s Bank Credit Card and scan your Nectar card or App*. You can also get 1 point for every £5 spent everywhere else.

^Collect up to 6,000 bonus Nectar points

  1. You can collect points from this offer by using your Sainsbury’s Bank Credit Card at retailers and service providers who are focused on home improvements, home furnishings, household appliances and garden supplies & landscaping. Purchases from retailers who offer a wider range of goods, for example supermarkets and department stores, do not qualify. We’ll use merchant codes to identify companies that fall into the qualifying categories - a full list of these can be found above. Qualifying spend must be charged to your card between 12 April 2022 and 6 June 2022.
  2. We'll give you 6,000 points if your qualifying spend totals £300 or more. We'll give you 4,000 points if your total is between £200 and £299.99, or 2,000 points if your total is between £100 and £199.99.
  3. We’ll take any refunded transactions off your total spend when we calculate your bonus points; and we’ll add the points to the Nectar account you’ve told us about by 18 July 2022.
  4. We won’t give you any points if you go over your credit limit or don’t pay at least the minimum payment on your credit card account by its due date.
  5. We’ve selected this offer for you, and it can’t be transferred to anyone else.
  6. No cash alternative is available.
  7. We reserve the right to change or cancel this offer without notice.

*Up to 3 Nectar points per £1 conditions

  1. You can collect points by paying with your credit card.
  2. We’ll award 2 points for each full £1 spent at Sainsbury’s, Argos, Habitat and Tu Clothing in the UK.
  3. We’ll award 1 point for each full £5 spent everywhere else. This includes Argos eBay stores, Argos Clearance stores, Argos For Business, Argos Spares, Argos Financial Services, Sainsbury’s Bank, Sainsbury’s Energy, Sainsbury’s Cafes, Sainsbury’s e-Gift Cards and any other Sainsbury’s services.
  4. We don’t award points on Travel Money purchases.
  5. On each statement, we calculate the points due on each transaction separately, then total them up and add them to your Nectar account within 60 days.
  6. You can collect additional points from Nectar partners, including up to 1 point per £1 in Sainsbury’s, Argos, Habitat and Tu Clothing, by scanning your Nectar app or using your Nectar card at the time of the transaction. You can find details of their collection rates at nectar.com
  7. No cash alternative is available.
  8. We reserve the right to change or cancel this offer without notice.