Planning to do up the kitchen, buy a new car or simply sort your finances in to one easy payment? Whatever your reason, we could have a loan to suit your needs.
It’s quick and easy to apply online. Whether you want to borrow £5,000, £6,000 or you’re looking for a larger amount, there could be an option for you.
3.7% APR representative for Nectar members when you borrow £5,000 - £7,499 for up to 60 months
You can pay back your loan over 1-5 years with manageable, fixed monthly instalments
No application or arrangement fee
Ready to apply?
Start by entering the amount you want to borrow and repayment period into our loan’s calculator – for example, a £5,000 loan over 5 years.
You could get your money in as little as 2 hours, or the next business day, if you're accepted
Start your application in a few clicks and easily manage your agreement online, including uploading any documents we might need
We’ll work out your interest rate, monthly payment, total cost and how likely you are to be accepted – without harming your credit score
All quotations are given for illustrative purposes only. Credit is subject to status.
Compare our other loan bands
Looking to borrow less than £5,000? Or perhaps you need more? Our flexible, award-winning loans range from smaller amounts to a maximum of £40,000*.
The rate you could get will depend on the amount you borrow.
£1,000 - £2,999
A small loan of £1,000 - £2,999 could be what you need to finally get round to redecorating the living room.
£3,000 - £4,999
Want to replace an old living room suite that’s no longer fit for family film nights? You could borrow £3,000 - £4,999 to make that happen.
£7,500 - £25,000
Thinking about a loan to give your kitchen a complete makeover? We might be able to help with a loan from £7,500 - £25,000.
Before you apply
A £5,000 loan could be a big commitment, so it’s important to make sure you’ve read our terms and criteria.
Explore our loan options, terms and conditions, plus the things you should think about before you apply.
Full lending criteria
Are you eligible for a loan? Check which types of income we’ll accept and things you can’t borrow for.
Got a question?
If you’re unsure of the loan process – our FAQ section is a great place to start.
Want to do some more research before you apply for a loan? Have a look at our tools and guides for a host of handy tips, information and resources.
Can I afford a loan?
Our guide covers different types of credit, budgeting, APR, credit scores and much more.
Confused by the financial jargon around borrowing money? Have a look at our loans glossary.
More tools and guides
Check out all our tools and guides, covering everything from planning your financial future to switching loans.
We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the loan you are applying for, along with an independent verification of your credit and repayment.
*Only Nectar members can borrow up to £40,000. Non-Nectar members can borrow up to £25,000.