Perhaps you’re thinking about a £10,000 loan to give your kitchen a complete makeover? Or maybe it’s time to upgrade to a newer car?
Either way, we may be able to help. Explore our flexible, award-winning personal loans and apply online for an instant answer.
From 3.4% APR representative for Nectar members when you borrow £7,500 - £25,000 for 1–7 years (depending on your loan value)
You can pay back your loan over 1-7 years (depending on your loan value) with manageable, fixed monthly instalments
No application or arrangement fee
Ready to apply?
Want to take out a £15,000 loan over 5 years? Or maybe you’d like to pay back sooner. Whatever your preferred terms, use our calculator to start your application today.
You could get your money in as little as 2 hours, or the next business day, if you're accepted
Start your application in a few clicks and easily manage your agreement online, including uploading any documents we might need
We’ll work out your interest rate, monthly payment, total cost and how likely you are to be accepted – without harming your credit score
All quotations are given for illustrative purposes only. Credit is subject to status.
Looking for a smaller loan?
Our loan options are suitable for every budget. You could borrow from £1,000 up to £40,000*.
The rate you could get will depend on the amount you borrow and over how many years you’d like to pay it back.
£1,000 - £2,999
A small loan of £1,000 - £2,999 could be what you need to finally get round to redecorating the living room.
£3,000 - £4,999
Want to replace an old living room suite that’s no longer fit for family film nights? You could borrow £3,000 - £4,999 to make that happen.
£5,000 - £7,499
Looking to buy a new car? A loan from £5,000 - £7,499 could help get you back on the road.
Before you apply
A £7,500-£25,000 loan is no small commitment. That’s why it’s important to make sure you’ve read our terms and lending criteria to check whether you’re comfortable with the total loan repayment amount.
All about our loans
Explore our loan options, terms and conditions, plus the things you should think about before you apply.
Full lending criteria
Are you eligible for a loan? Check which types of income we’ll accept and things you can’t borrow for.
Got a question?
If you’re unsure of the loan process – our FAQ section is a great place to start.
Have a look at our tools and guides for a host of handy tips, information and resources.
Can I afford a loan?
Our guide covers different types of credit, budgeting, APR, credit scores and much more.
Confused by the financial jargon around borrowing money? Have a look at our loans glossary.
More tools and guides
Check out all our tools and guides, covering everything from planning your financial future to switching loans.
We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the loan you are applying for, along with an independent verification of your credit and repayment.
*Only Nectar members can borrow up to £40,000. Non-Nectar members can borrow up to £25,000.