What if my mortgage interest rate changes?

If you are coming to the end of your promotional rate period or it has already ended your interest will switch to our standard variable rate. This means that your payments could go up or down each month, so it’s best to review your options with us as early as possible. Why not have a look our product switch support page for more information on your options.

To find out how your monthly payments will be affected by a change in interest rate you can use our mortgage rate change calculator. You’ll need a few details about your mortgage, such as the outstanding balance, term of mortgage, current interest rate and your new interest rate.

With this calculator, we can give you an idea of how changes in interest rates can impact your mortgage payments.

This calculator provides an indication of the possible change in your monthly mortgage payments in the event of an interest rate change. All figures are indicative and for illustrative purposes only.

Term of mortgage

Is there anything else we can help with?

Existing rate ending

See if you can switch your existing mortgage to a new product.

How to switch
Manage your mortgage

From changing your payment details to paying off your mortgage.

Manage mortgage
Mortgage Features

Find out more about overpayments and underpayments.

Mortgage features

Any questions?

For answers to some of the most common questions our customers ask, take a look at our FAQs.

The mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Lending subject to status.

For further questions

  • Call 0345 111 8020**
  • Helpful phone numbers
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