Mortgage shopping reward

From the 25th September 2018.
Earn 5 bonus Nectar points per £1 when you use your Nectar card at Sainsbury’s.

A quick rundown

  1. Apply for and be approved for a Sainsbury’s Bank mortgage
  2. Use your Nectar card when you shop in Sainsbury’s stores and online
  3. Earn 5 bonus Nectar points per £1 of qualifying spend until the end of your mortgage’s fixed rate offer period
  4. Excludes anything you don't earn Nectar points on

Not got a Nectar card?

You'll need one to collect your bonus points. Register online to get your Nectar card number.

Get your Nectar card

Applied before 25 September 2018? View the full details of your offer here.

How it works

All you need to do is give us your Nectar number when you apply for a residential mortgage and use your card when you shop in Sainsbury’s. We’ll automatically start calculating your reward from the start date of your mortgage.

Simply use your card when you shop in Sainsbury’s or online.

A limited range of Sainsbury’s goods and services do not qualify for points – see nectar.com for more details. Purchases from Argos, Habitat, Sainsbury's Bank (including travel money purchases), Sainsbury's Energy and any other Sainsbury's services are also excluded from this offer.

The maximum monthly payment we’ll make is 20,000 points.

You will be eligible to receive this reward until the end of your fixed rate offer period.

You can spend your points at Sainsbury’s (in store and online), Argos, and more. For a full list, please refer to nectar.com.

At the end of each calendar month, we’ll total your qualifying spend and points will be paid into your Nectar account by the end of the following month.

Yes, but you will only start earning bonus points from the date you tell us.

The mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Lending subject to status.

For further questions

  • Call 0345 111 8010**
  • Helpful phone numbers
  • **Our lines are open: Mon-Fri 8am-8pm, Sat 9am-4pm and Sun 10am-1pm

    **Telephone calls will be recorded for security purposes under our quality control procedures. Calls are charged at local rates from landlines and mobiles.

*Terms and conditions
The Shopping Reward Offer
1. This offer is only available to new and existing Sainsbury's Bank mortgage customers taking out a fixed rate residential mortgage. 2. You’ll earn 5 bonus Nectar points per £1 of qualifying spend at Sainsbury’s during your fixed rate offer period, up to a maximum of 20,000 points per month. 3. At the end of each calendar month, we’ll total your qualifying spend, round it down to the nearest £1, calculate your bonus points and pay them into your Nectar account by the end of the following month. 4. A limited range of Sainsbury’s goods and services do not qualify for points – see nectar.com/brands/sainsburys for more details. Purchases from Argos, Habitat, Sainsbury's Bank (including travel money purchases), Sainsbury's Energy and any other Sainsbury's services are also excluded from this offer. 5. You need to tell us your Nectar card number when you apply, and use this card with each Sainsbury's purchase. If you tell us your card number after the start of your fixed rate offer period, you’ll earn bonus points from the date you tell us. 6. We’ll stop paying bonus points if you fail to meet the terms and conditions of your mortgage, or repay your mortgage, or move ("port") your mortgage to another property. 7. Each Nectar account can only earn points from one mortgage. 8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 9. Sainsbury's Bank reserves the right to alter, cancel or withdraw this offer without notice. 10. These terms and conditions shall be governed by and construed in accordance with English law.