Stay up to date

We’ve written to you about some upcoming changes to your terms and conditions - you can find a copy of this here [PDF 233KB] . If you’ve got a question about the changes we’re making and what they mean for you then read our FAQs. And you can download a copy of the updated credit card terms and conditions that we’ve written to you about below.

Go to FAQs

Updated terms and conditions

Your credit card terms and conditions are made up of your Credit Card Agreement and the General Terms and Conditions. You can look at your General Terms and Conditions and see what your updated agreement will look like by selecting which credit card you have below. Bear in mind these won’t include details of your personal rate.

General Terms and Conditions

  • Terms & conditions [PDF 132KB] for all credit card customers 

  • Credit Card Agreements for cards taken out from November 2010 onwards

  • All Sainsbury’s Bank credit cards (excluding Gold Cards or cards with cashback as detailed below)
  • Sainsbury’s Bank Gold Credit Card
  • Sainsbury’s Bank Credit Card with cashback

  • Credit Card Agreements for cards taken out before November 2010

  • All Sainsbury’s Bank credit cards (excluding Gold Cards or cards with cashback as detailed below)
  • Sainsbury’s Bank Gold Credit Cards
  • Sainsbury’s Bank credit cards with 0.25% cashback or 5.9% cashback or 5.9% Nectar

  • New terms and conditions live date

    Your new terms and conditions went live on 21 November 2018.