Keeping you up to date

We’re changing your terms and conditions to reflect changes to our systems, legislation and how you contact us.

They’ll change in the next 2 to 4 months. We can’t give you an exact date yet but keep an eye on the website for updates.

We wrote to you some time ago to let you know that we wouldn’t be offering cheques anymore, so we’ve removed any reference to them from your terms and conditions. If you have any old cheques then you should shred them and throw them away.

We’ll send you a contactless card when your current credit card expires.

No. We’re updating your terms and conditions to include money transfers because they’ll be available in the future but they aren’t available yet. We’ll let you know when you can make a money transfer.

We’ve updated our privacy policy to reflect the changes to legislation caused by the new General Data Protection Regulation.

This change only applies to people who took out their credit card after November 2010.

A new piece of legislation called the Second Payment Services Directive means that you can share your account information with Account Information Services and Payment Initiation Services. We’ve changed our terms and conditions to reflect this.

A third party provider is a business who acts as an Account Information Service (AIS) or a Payment Initiation Service (PIS). The Financial Conduct Authority and other European Regulators have a register of all authorised PIS and AIS that were operating after 2016.

Account Information Services are apps or websites that let you view all of your payment accounts (including your Sainsbury’s Bank credit card account), from all your payment service providers, in one place.

Payment Initiation Services are apps or websites that let you initiate transfers and payments from your payment accounts online without entering your credit or debit card information.

Yes, as long as the Account Information Service or Payment Initiation Service is a regulated third party and you have given your consent to do so.

This varies between providers. You’ll be told exactly what they’ll use your information for when you sign up and you’ll be asked to consent to those terms.

We’ll only share your details if you’ve given consent to the third party provider that you would like us to do this. We’ll never share your data without your consent.

Sainsbury’s Group is made up of Sainsbury’s Bank, Sainsbury’s, Argos, Argos Financial Services, Habitat, Tu Clothing and other group companies that we may add in the future.

That’s not a problem. You can change your marketing preferences by logging into one of your Sainsbury’s Group accounts and following the directions to update them. You can also opt out by emailing us at unsubscribe@sainsburysbank.co.uk.