Insure multiple pets – less cost, less hassle, flexible cover

If you’ve got a busy home full of cats, dogs, kittens or puppies, you can insure up to six of them on one multi-pet policy. Cuts down the paperwork for you, while still giving each pet the cover they need. It’s a bit cheaper than separate policies too.

As with all our pet insurance, we'll handle any claim you make as quickly as we can. 90% of our claims are paid in seven working days, often directly to the vet. And we've got a few ways to make your money go further with multi-pet cover:

  • Get a discount of at least £24†
    Compared to insuring your pets separately
  • 12 months for the price of 9*
    New customer? We'll give you 25% off when you buy online
  • Save even more with a Nectar card**
    Got a Nectar card? It’ll get you up to 12.5% off your pet insurance
  • And double your Nectar points too††
    Insure your pets with us, and we’ll double your Nectar points on shopping and fuel from Sainsbury’s

What your pets will be insured for

(Limited to 12 months) up to
Covers up to max amount below
Premier Plus
Covers up to max amount below
Vet fees (for each condition) £3,000 £7,500 £13,000
That could include:
- Complementary treatment
- Physiotherapy
£500 £1,000 £1,500
- Treatment for behavioural illness £250 £250 £400
Personal liability
(dogs only, for each incident)
£1,000,000 £2,000,000 £2,000,000
Excess applies for each unrelated injury or illness claim.
Terms and conditions apply to all insurance policies, please see the policy documents for full details.
All treatments must be referred by a vet.
Pre-existing conditions are not covered.
Premier and Premier Plus provide ongoing cover as long as you renew your existing policy annually without a break in cover.

You can tailor each pet’s insurance too

Even though they’re all on one policy, you can add optional extra cover for some of or all your pets, to make sure they’re well looked after. Terms and conditions apply.

Holiday cover

If you’re likely to take your pets abroad, this covers them if they’re taken ill, not allowed back in to the UK, or if they need to return home in an emergency.

Safe return

We can help you find a pet that goes missing. Or if you become ill and need emergency boarding for them, we can help with the cost.

Loss cover

It’s a small comfort. But if the worst happens, we can at least help with cremation costs.

Get a multi-pet quote now

You can take out a new multi-pet insurance policy on up to six pets, if they’re all between eight weeks and nine years old. Regardless of the type of cover you choose, once you have it, it'll cover your pets up to any age, as long as you keep renewing without a break. You can find more about the terms of our cover in our policy documents.

Introductory offers are for first year only.

*12 months for 9 is an introductory offer available to new Pet Insurance customers who buy online. The discounted premium is paid in 12 monthly instalments. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

**Up to 12.5% discount. Introductory offer. You'll receive a discounted rate based on information related to transactions you've made in Sainsbury's supermarkets using your Nectar card. 32.5% of Nectar card holders who bought pet insurance achieved the maximum discount of 12.5% between October and December 2018.

†Multi-pet discount is a minimum of £24 when insuring more than one pet as this is worked out at £1 per pet per month for each pet on a policy, up to a maximum of six pets. Pets can have different cover levels and optional extras. Discount deducted separately from any other offer.

††Double Nectar points 1) Offer available to customers buying a new Sainsbury’s Bank Pet Insurance policy. 2) You need to tell us your Nectar card number when you apply, and use this card with each Sainsbury’s purchase. 3) Double points begin on your policy’s cover start date. If you tell us your Nectar card number after your cover start date, double points begin on the date you tell us. 4) Double points stop when the policy is cancelled or you stop paying premiums. 5) Each Nectar account can only collect points from one pet insurance policy. 6) It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service. 7) By the 10th of each month, you’ll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points. 8) Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 9) We reserve the right to change or cancel this offer without notice.

Important information Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc. Sainsbury's Bank Pet Insurance is provided, underwritten and administered by Allianz insurance plc registered in England no. 84638. Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Allianz Insurance plc is on the Financial Services Register, registration number 121849. Sainsbury's Bank and Allianz Insurance plc are not part of the same corporate group. Insurance available to cats and dogs that are older than 8 weeks but have not yet reached their 9th birthday. However once purchased, cover can continue up to any age, if you renew the existing policy without a break in cover. Please see policy documents for full terms, exclusions and limitations of cover.