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Credit Cards

Award winning cards to fit your needs

Sainsbury's Bank Credit Cards

We have a range of credit cards for purchases, balances transfers or a combination of both. And with all of our cards, every beep could go towards a little treat with Nectar points on every shop†. You can collect up to 3 Nectar points per £1 when you shop in Sainsbury’s, Argos, Habitat and Tu Clothing and swipe or scan your Nectar card. And you‘ll collect 1 point per £5 elsewhere†. Representative 21.9% APR variable.

Nectar Credit Card

The card with our best points offer and 0% interest on purchases and balance transfers for up to 17 months.

Representative example

Purchase rate is 20.95% p.a variable, with a representative 20.9% APR variable, assumed credit limit: £1,200

 

To apply for this credit card you must be a Nectar member.

33 Month Balance Transfer Credit Card

Our longest offer on balance transfers with 0% interest for up to 33 months

Representative example

Purchase rate is 21.95% p.a. variable, with a representative 21.9% APR variable, assumed credit limit: £1,200

Dual 24 Month Credit Card

Our dual balance transfer and purchase offer with 0% interest for up to 24 months

Representative example

Purchase rate is 21.95% p.a variable, with a representative 21.9% APR variable, assumed credit limit: £1,200

21 Month No Balance Transfer Fee Credit Card

Our no fee offer on balance transfers with 0% interest for up to 21 months

Representative example

Purchase rate is 20.95% p.a. variable, with a representative 20.9% APR variable, assumed credit limit: £1,200

The interest rate, promotional period and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history.

If you wish to take out one of our other credit cards please call - 0800 313 4596.
Lines are open 8am – 7pm Mon – Fri and 8am – 6pm Sat & Sun. Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline and from a mobile when calling from the UK.

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Important information
Sainsbury’s Bank Credit Cards are available to new Sainsbury’s Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Bank Credit Card on an individual basis.
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank Credit Cards, PO Box 10592, Wigston, LE18 9GZ.

†Up to 3 Nectar points per £1 Conditions:

  1. You can collect points by paying with your credit card.
  2. We’ll award 2 points for each full £1 spent at Sainsbury’s, Argos, Habitat and Tu Clothing in the UK.
  3. We’ll award 1 point for each full £5 spent everywhere else. This includes Argos eBay stores, Argos Clearance stores, Argos For Business, Argos Spares, Argos Financial Services, Sainsbury’s Bank, Sainsbury’s Energy, Sainsbury’s Cafes, Sainsbury’s e-Gift Cards and any other Sainsbury’s services.
  4. We don’t award points on Travel Money purchases.
  5. On each statement, we calculate the points due on each transaction separately, then total them up and add them to your Nectar account within 60 days.
  6. You can collect additional points from Nectar partners, including up to 1 point per £1 in Sainsbury’s, Argos, Habitat and Tu Clothing, by scanning your Nectar app or using your Nectar card at the time of the transaction. You can find details of their collection rates at nectar.com
  7. No cash alternative is available.
  8. We reserve the right to change or cancel this offer without notice.