Winter sports

Skiing and snowboarding holidays are full of thrills and excitement. When you’re out on the slopes the last thing you need to worry about is a fall or damage to your skis. We offer peace of mind with winter sports insurance specifically created to help protect you and your winter sport equipment whilst you’re away.

Adding our optional winter sport cover to your Sainsbury’s Bank travel insurance policy underwritten by ETI Travel Protection will cover you while you enjoy activities in the snow, including:

  • On-piste skiing and snowboarding,
  • Off-piste skiing and snowboarding, with a qualified guide or instructor,
  • cross country skiing,
  • sledging and,
  • ski racing, when it is arranged by ski schools for pupils.

Why choose us for your winter sport cover?


We’ll cover your winter sports equipment if it’s lost, stolen, damaged, or even if it's significantly delayed getting to your destination. If any of that does happens, we’ll cover the cost of hiring replacement equipment, so you don’t have to miss out on time on the slopes.

If you’re sick or have an accident, we’ll reimburse the cost of your unused ski pack, ski hire or tuition fees. If you lose your ski pass or if it's stolen, we will also reimburse you. And we’ll pay you some money to do something else if your piste is closed for a significant period of time because of too much or too little snow, or even bad weather.

Like all Sainsbury’s Bank’s travel insurance policies, winter sport insurance offers three levels of cover – Silver, Gold and Platinum – and can cover individuals, couples, families and groups of travellers. When you buy our travel insurance we also offer up to 20% off with your Nectar card*

Important things you should be aware of


Remember, no insurance policy covers everything.

Our winter sports insurance will not cover certain things such as:

  • Anyone aged 66 years and over
  • More than 24 days winter sports in any one insurance period on an Annual Multi Trip travel insurance policy
  • Activities such as bobsleighing, heli-skiing, ice hockey, luging, use of skeletons, ski acrobatics and ski jumping
Get a quote *20% discount applies when you quote a valid Nectar card number. Discount does not apply to the premium for pre-existing medical conditions or enhanced gadget cover. Offer may be altered or withdrawn at any time without prior notice.

Sainsbury’s Bank Travel Insurance is underwritten by ETI International Travel Protection, the UK branch of Europäische Reiseversicherung (ERV) AG, which is registered at Companies House FC 25660, branch registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN - www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Europäische Reiseversicherung (ERV) AG’s reference number is 220041 and registered address is Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 1st Floor Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer