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Cookies Policy

Who we are

Sainsbury’s Bank branded savings accounts, personal loans and credit cards, formerly provided by Sainsbury’s Bank Plc, were transferred to National Westminster Bank Plc on 1st May 2025. National Westminster Bank Plc is the lender in respect of the transferred credit cards and loans accounts, the deposit-taker in respect of transferred savings accounts and the data controller for your personal data.

Your online privacy

We promise to treat any personal information about you securely, fairly and lawfully. We are committed to protecting your privacy.

When we ask you to provide personal information online it will only be in response to you actively applying for or using one of our online products or services.

If you are giving us information for the first time, we shall explain the purposes for which we shall use it at that time. If you are a customer already, this explanation will be in our customer Privacy Notices, which you can find here.

Website technology

We use a variety of different technologies on our website. These technologies include (but are not limited to) Cookies, scripts, fonts and images. Some of these are considered as necessary for us to deliver the website to you. Others are used to enhance our understanding of how you use our website, or to assist in our marketing activities.

The purpose of this notice it to explain how we use such technologies and the third parties we work with, and to provide you with clear information about their purpose. It also explains how you can control your online preferences.

New regulations will change the way in which the use of Cookies is governed in the future, and we'll update this notice once those changes come into effect. We may also revise this notice from time to time. If we make any material changes to the way we use these technologies, we will prominently publish the changes on our website.   

Cookies – what are they?

A “cookie” is a small text file that’s stored on your computer, smartphone, tablet, or other device when you visit a website or use an app. They contain specific information relating to your use of our web site or app, such as login credentials; your preference settings or tracking identifiers.

Cookies are set by our web server, your browser and the web servers of the third parties whose Cookies we deploy on our websites and apps. They can be read, updated or deleted by those same servers each time you visit our web site, depending on the type of cookie.

Some Cookies are deleted when you close your browser. These are known as session Cookies. Other Cookies (such as tracking Cookies or authentication Cookies) remain on your device until they expire, or you delete them from your browser. These are known as persistent Cookies and enable us to remember things about you as a returning visitor.

This website uses persistent Cookies.

Some Cookies can impact your fundamental rights to privacy and the protection of your data. As such, we require your consent before they can be accessed or stored on your device. For this reason, we limit our use of Cookies as explained below.

Cookies – how we use them

We use Cookies and other similar technologies to:

  • Provide products and services that you request and to provide a secure online environment
  • Deliver marketing and to manage our marketing relationships with our third-party marketing partners
  • Assists us to identify when marketing campaigns have been effective and enable us to provided targeted marketing.
  • Give you a better online experience and track website performance
  • Help us make our website more relevant to you.

Here we explain a bit more about each of these types and how you can control their use.

Strictly Necessary Cookies

These are Cookies that are essential for the safe operation of our website and for us to provide a product or service you have requested.

Without these Cookies we are unable to provide some products or services that you might request. This category of Cookies cannot be disabled.

These Cookies are used to:

  • Enable you to log into the secure areas of our website
  • Track errors on our website and enable us to report incidents to our regulators
  • Deliver interactive services, such as online banking
  • Keep our website secure and protect against online fraud
  • Record your preference regarding our use of cookies on your de-vice.

The cookies we use – Strictly necessary

Cookie name
Purpose

.AspNetCore.Antiforgery.mEZFPqlrlZ8

ASP.NET cookie utilised for core anti-forgery.

__aafid

Sainsbury's anti forgery.

__cfruid

Cloudflare cookie utilised to manage incoming traffic to the website.

__RequestVerificationToken_L3JldGVudGlvbg2

ASP.NET anti-forgery web application cookie.

__safid

Sainsbury's anti forgery

__session

Session management

_dc_gtm_UA-xxxxxxxx    

This cookie is associated with sites using Google Tag Manager to load other scripts and code into a page. Where it is used it may be regarded as Strictly Necessary as without it, other scripts may not function correctly. The end of the name is a unique number which is also an identifier for an associated Google Analytics account.

_vapi

VMWare cookie, utilised to identify a user to deliver load balanced APIs.

ak_bmsc

Akamai cookie, protects against bot traffic.

ApplicationGatewayAffinity

Microsoft Azure Application Gateway cookie, utilised to maintain a session.

ApplicationGatewayAffinityCORS

Microsoft Azure Application Gateway cookie, utilised to maintain a session.

ASP.NET_SessionId

General purpose platform session cookie, used by sites written with Miscrosoft .NET based technologies. Usually used to maintain an anonymised user session by the server.

AWSALB

Amazon Web Services cookie used to balance site traffic.

AWSALBCORS

Amazon Web Services cookie used to balance site traffic.

bm_sv

Akamai cookie, protects against bot traffic.

C

Adform cookie utilised to identify when a user accepted cookie consent.

CLID

Microsoft Clarity cookie, utilised to identify first time Clarity saw the user.

clientTZ

Cookie utilised for the secure email communications with customers.

Computershare

Website security and stability.

CONSENTMGR

This cookie is used to store the users preference once they have made a selection from the cookie consent banner.

csrftoken

Cookie utilised by django web framework for CSRF (cross site request forgery) protection.

ebr_

Website security and stability

enterprise

Cookie utilised for the secure email communications with customers.

fp_token_7c6a6574-f011-4c9a-abdd-9894a102ccef

Cookie utilsed to assists with device recognition and fraud prevention.

incap_ses_

Imperva DDoS Protection and Web Application Firewall, cookie utilised to identify a unique user to link up different visits to the site.

incap_ses_xxx_xxxxxxxx

Imperva DDoS Protection and Web Application Firewall, cookie utilised to identify a unique user.

JSESSIONID

General purpose platform session cookie, used by sites written in JSP. Usually used to maintain an anonymous user session by the server.

loanAmount

This cookie is used to store the Loan term value entered by the customer while using the Loans Calculator.

loanNectar

This cookie stores the value entered by the customer when asked if they are a Nectar member while using the Loans Calculator.

mckijsdfkjsd

Cookie utilised to balance site traffic.

messageshown

This cookie is used to store the value once a user has clicked Continue after reading the cookie message.

MR

Microsoft Clarity cookie, utilised whether to refresh MUID (identifies unique web browsers). Used for site activity and advertising.

NetOutcome

Redeye cookie, utilised for targeting of marketing messages.

nlbi_xxxxxxxxxxx

Impreva DDoS Protection and Web Application Firewall, load balancing cookie.

OptanonAlertBoxClosed

OneTrust Cookie Consent, used to determine whether a visitor should be shown the banner.

OptanonConsent

OneTrust Cookie Consent status.

pwdlessLogin

Cookie utilised for the secure email communications with customers.

SLxa7CbikGPSVFoIsgO6+2i6X-UA5Mt4UpTrtY2BpQm7TAPJBe-ZoQzc

Website performance and stability

thx_guid

LexisNexis cookie, fraud prevention.

TS01c8c4e6

Cookie utilised to balance site traffic.

TS51f4147c027

Cookie utilised to balance website traffic.

TSbf31d0af027

Cookie utilised to balance site traffic.

UqZBpD3n3meTGlQXsESrpH+LSPYQ7MhFdc2J49E

Used to display the correct rates, currencies, fees etc

UqZBpD3n3meTGkEVuBy6unOSQ-8MupVKedfXuZSash+bTAPJQuLRokGH3WLX

Used to display the correct rates, currencies, fees etc

visid_incap_

Impreva DDoS Protection and Web Application Firewall, cookie utilised to identify a unique user to the site. 

 

Performance Cookies       

These Cookies are set by us or our third-party analytics providers and allow us to record certain information about you, such as the pages you visit on our web site; how many times you visit our website; and links you might click on.

We use this type of cookie to understand and analyse how visitors use our online services and look for ways to improve them. For example, a cookie might tell us that lots of people give up on an application process at a particular step – so we can try to make that step easier to complete.

The third-party analytics providers may also collect other information about you such as your IP address, your geographical location, what type of device you are using and information about the device. The data is combined and anonymised, which means we cannot identify you as an individual.

The cookies we use – Performance

Cookie name
Purpose
___aaid

Adobe Analytics cookie, utilised to identify a device.

___utmvc

Google Analytics cookie for a custom variable and utilised to monitor activity on the website.

__utma

Google Analytics cookie, utilised to determine between users (unique visitors) and sessions.

__utmb

Google Analytics cookie, utilised to determine the start of a new session.

__utmc

Google Analytics cookie, utilised to determine between users (unique visitors) and sessions.

__utmt_UA-nnnnnnnn

Google Analytics cookie, utilised to limit the volume of data recorded.

__utmz

Google Analytics cookie, utilised to determine the user's source of traffic.

_dc_gtm_UA-xxxxxxxx

Google Analytics cookie to monitor user traffic on the website.

_ga

This cookie name is asssociated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. By default it is set to expire after 2 years, although this is customisable by website owners.

_gali

Google Analytics cookie, utilised to determine which links on a page that are being clicked.

_ga_KGKT28WY5J

Google Analytics cookie, utilised to distinguish users of 3rd party analytics cookies.

_gat

This cookie name is associated with Google Universal Analytics, according to documentation it is used to throttle the request rate - limiting the collection of data on high traffic sites. It expires after 10 minutes.

_gat_UA-4480603-1

This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.

_gat_UA-nnnnnnn-nn

This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.

_gclxxxx

Google Analytics cookie, utilised for conversion tracking.

_gid

This cookie name is asssociated with Google Universal Analytics. This appears to be a new cookie and as of Spring 2017 no information is available from Google. It appears to store and update a unique value for each page visited.

_msuuid_5299l824718

This cookie is used by Marin Software for visitor tracking regarding the online activities of the visitor.

_rtfl_s_365343_specific_site_session

This cookie is used by Reactful for session tracking.

_rtfl_s_486510_cross_session_

This cookie is used by Reactful for specific multi session goals.

_rtfl_s_486510_specific_site_session

This cookie is used by Reactful for session tracking.

_rtfl_s_636795_specific_site_session

This cookie is used by Reactful for session tracking.

_rtfl_s_699329_specific_site_session

This cookie is used by Reactful for session tracking.

_rtfl_s_899275_specific_site_session

This cookie is used by Reactful for session tracking.

_rtfl_s_handshake_guid

This is a Google Analytics cookie to analyse the performance of website.

_rtfl_s_played

This cookie is used by Reactful for session tracking.

_rtfl_s_specific_site_sessions_count

This cookie is used by Reactful for session tracking.

_rtfl_s_unique_visitor_session

This cookie is used by Reactful for session tracking.

_sp_id*

Snowplow cookie, utilised to identify a user.

_sp_ses*

Snowplow cookie, utilised to identify an active session.

_utmv#########

Google Analytics cookie for a custom variable and utilised to monitor activirty on the website.

_vwo_uuid_v2

This cookie name is associated with the product Visual Website Optimiser, by USA based Wingify. The tool helps site owners measure the performance of different versions of web pages. This cookie ensures a visitor always sees the same version of a page and is used to track behaviour to measure the performance of different page versions.

_vwo_uuid_v2

VWO optimisation tool cookie.

AMCV_F9F4CBC1556ED7BC7F000101%40AdobeOrg

Adobe Experience Cloud cookie, utilised to identify a user across the range of Adobe services deployed in monitoring traffic and help to deliver specific marketing campaigns. 

AMCVS_F9F4CBC1556ED7BC7F000101%40AdobeOrg

Adobe Experience Cloud cookie, utilised to identify a user across the range of Adobe services deployed in monitoring traffic and help to deliver specific marketing campaigns.

bc.visitor_token

Bold Chat cookie, utilised as unique identifier for each chat-bot session.

bt_foreign

Adobe Analytics cookie, utilised to keep track of currency value.

bt_gbp

Adobe Analytics cookie, utilised to for currency value.

bt_postcode

Adobe Analytics cookie, utilised for the postcode.

bt_postcodeArea

Adobe Analytics cookie, utilised for the postcode.

bt_prods

Adobe Analytics cookie, utilised for the product type.

bt_type

Adobe Analytics cookie, utilised for the product type.

completed_goal_ids

This cookie is used by Reactful for specific multi session goals.

cp-prt-petinsuranceportal-sainsburysbank-co-uk

Cookie utilised to represent an unique user on the website.

cp-qbe-petinsurance-sainsburysbank-co-uk

Cookie utilised to represent an unique user on the website.

cubed_thirdparty

Cubed Analytics cookies utilised to identify users.

check

Adobe Analytics cookie, utilised to validate if the visitor support Cookies or not.

dtCookie

This cookie is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring.

dtCookie

Dynatrace cookie, to uniquely identify a user.

dtLatC

This cookie name is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring.

dtPC

This cookie name is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring.

dtSa

This cookie is used to save action names across pages so that performance can be monitored across pages.

ecos_page_tracking

This cookie is used by FullStory for session tracking.

formisimo

This cookie tracks user interaction with the online forms by recording field level drop off.

fs_uid

This cookie is used by FullStory for session tracking.

gpv_pn

This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin.

gpv_pn

This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin.

gpv_v65

Adobe Site Catalyst cookie used to monitor traffic.

gpv_v9

This cookie is used by Adobe Analytics to get the previous page name as part of the Adobe getPreviousValue plugin.

gpv_v9

This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin.

iadvize-6867-conversionBundle.conversion

iAdvize chatbot cookie to uniquely identify a transaction was carried out.

iadvize-6867-vuid

iAdvize chatbot cookie to uniquely identify a user.

io_token_7c6a6574-f011-4c9a-abdd-9894a102ccef

Cookie associated with lovation. Data is used to detect fradualent and suspicious activity.

isStorageAvailable

iAdvize chatbot cookie to ascertain is the cookie can be set, only applicable iAdvize is going to be set as 3rd party cookie.

mbox

Cookie set by Adobe SiteCatalyst analytics software - used for measuring the performance of page content using A/B split testing.

optimizelyDomainTestCookie

Optimizely cookie, utilised for cross-domain syncing.

optimizelyEndUserId

Dyntrace cookies used to store visitor ID to correlate sessions.

optimizelyOptOut

Optimizely cookie utilised to identify If a user has opt-ed out of an Optimizely powered experiment.

OTZ

Cookie used by Google Analytics that provides an aggregate analysis of Website visitors.

rxVisitor

Dyntrace cookie used to store visitor ID to correlate sessions.

rxvt

This cookie is used to store two timestamps to determine session length and the end of a session.

s_camp_cvp

Adobe Site Catalyst cookie, utilised to monitor the traffic from a specific campaign.

s_cc

Adobe Site Catalyst cookie, determines whether cookies are enabled in the browser.

s_chan_cvp

Adobe Site Catalyst cookie, utilised to monitor the traffic from a specific channel.

s_dfa

This cookie name is associated with the analytics service provided by Adobe's Site Catalyst product suite. Its more precise use is not known at this time.

s_ecid

This cookie is used by Adobe to allow persistent ID tracking in the 1st-party state and is used as a reference ID.

s_ecid

This cookie is used by Adobe. The purpose of this cookie is to allow persistent ID tracking in the 1st-party state and is used as a reference ID if the AMCV cookie has expired.

s_fid

Adobe Site Catalyst cookie, utilised as a fallback mechanism used to identify a user.

s_getNewRepeat

Used by Adobe Analytics. Tells us if you've used our website before.

s_gpv_v9

This cookie is used by Adobe Analytics to get the previous page name as part of the Adobe getPreviousValue plugin.

s_invisit

Adobe Site Catalyst cookie, counts the visits made by a user to the site.

s_nr

Adobe Site Catalyst cookie, stores date of visit and if visitor is new or returning.

s_ptc

This is an Adobe Analytics Performance Timing Plugin Cookie that captures information about page load timing.

s_sq

Adobe Site Catalyst cookie, stores information about the previous link clicked.

s_vi

This cookie is used by Adobe Analytics to help measure and understand how users use the website.

s_vnum

Adobe Site catalyst cookie, track number of visits by a unique visitor.

sc.ASP.NET_SESSIONID

This cookie name is associated with the SessionCam web analytics application from ServiceTick.

sc.InTg

This cookie is used by SessionCam to distinguish a new session.

sc.UserId

This cookie name is associated with the SessionCam web analytics application from ServiceTick.

SCOGID

This cookie helps to tie together repeat sessions using a unique ID. This is used to understand the impact on performance on user behaviour across multiple sessions.

SCOSID

A unique ID that ties together numerous page visits in to a user session. This ID is called a GUID (Globally Unique Identifier) which is a randomly generated sequence of numbers and letters, unique for each user session.

SCOSN

This session based cookie records the number of pages a visitor has hit within a given session.

session

Eggplant cookie, utilised to monitor the activity of a user.

sp

Snowplow cookie, utilised as an unique identiier of a user.

tealium_prevPageQP

Adobe Analytics cookie, utilised to store the URL query strings.

user-id

Google Analytics cookie utilised to represent an unique user.

utag_main

This cookie name is associated with the Tealium data platform and is used for web analytics.

utag_main

Tealium cookie utilised to keep track of the visitor session.

vscr_domain

This cookie is used by Cubed for visitor tracking.

vscr_reqid

This cookie is used by Cubed for domain tracking that attempts to track a visitor across multiple tabs.

vscr_sid

This cookie is used by Cubed for session tracking.

vscr_vid

This cookie is used by Cubed for visitor tracking.

yd_annualValue

Adobe Analytics cookie, utilised to for payment value.

yd_car_addons

Adobe Analytics cookie, utilised for addons.

yd_extras

Adobe Analytics cookie, utilised for extras.

yd_extrasVal

Adobe Analytics cookie, utilised for extras.

yd_journeyStarttime

Adobe Site Catalyst cookies utilised to track the start time of an application.

yd_nectarCardNumber

Adobe Analytics cookie, utilised for Nectar Card number.

yd_paymentFreq

Adobe Analytics cookie, utilised for payment frequency.

yd_productPremium

Adobe Analytics cookie, utilised for premium value.

yd_productType

Adobe Analytics cookie, utilised for the product type.

yd_quoteReference

Adobe Analytics cookie, utilised for quote reference.

yd_referenceNo

Adobe Analytics cookie, utilised for quote reference.

yd_saleRef

Adobe Analytics cookie, utilised for sale reference.

yd_saleVal

Adobe Analytics cookie, utilised for sale value.

yd_startDate

Adobe Analytics cookie, utilised for start date and vehicle details.

yd_startTime

Adobe Site Catalyst cookie, utilised to track the start time of an application.

yd_userAge

Adobe Analytics cookie, utilised age of the applicant.

yd_username

Adobe Analytics cookie, utilised to identify a unique user.

yd_userPostcode Adobe Analytics cookie, utilised for postcode.

yd_visitorID

This cookie contains the value of the visitor ID number and is used for analytics data.

yrd_accordianTitle

Adobe Site Catalyst cookie utilised to track the start time of an application.

yrd_applicationMode

Adobe Analytics cookie used to flag the start of an application.

yrd_cc_nectar

Adobe Analytics cookie, utilised as a flag for Nectar Card being used.

yrd_ci_agg_nectar

Adobe Analytics cookie, utilised as a flag for Nectar Card being used.

yrd_ci_car_value

Adobe Analytics cookie, utilised for the product value.

yrd_ci_nectar

Adobe Analytics cookie, utilised as a flag for Nectar Card being used.

yrd_ci_postcode

Adobe Analytics cookie, utilised for postcode.

yrd_ci_purchase_date

Adobe Analytics cookie, utilised for the purchase date.

yrd_ci_random_no

Adobe Analytics cookie, utilised to identify a unique user.

yrd_ci_start_date

Adobe Analytics cookie, utilised for the start date.

yrd_CIDValue

This cookie contains the value of the Client ID number and is used for analytics data.

yrd_clickItem

Adobe Analytics cookie used to flag the use of a button.

yrd_creditCardName

Adobe Analytics cookie, utilised for the product type.

yrd_crossvis_ID

Adobe Analytics cookie, utilised to identify a unique user.

yrd_hi_agg_nectar

Adobe Analytics cookie, utilised as a flag for Nectar Card being used.

yrd_hi_nectar

Adobe Analytics cookie, utilised as a flag for Nectar Card being used.

YRD_Internal_Search_Drop_Event

Adobe Site Catalyst cookies utilised to flag on the use of internal search.

YRD_Nectar_ID

Adobe Analytics cookie, utilised as a flag for Nectar Card being used.

yrd_nectar_number

This cookie was setup by Yard to capture the Nectar Number in Adobe Analytics.

yrd_nectarFlag

Adobe Analytics cookie used to flag the used of Nectar Card was utilised.

yrd_refeerLink

This cookie contains the value of the previous link visited and used for analytics data.

yrd_savings_nectar

Adobe Analytics cookie used to flag the used of Nectar Card was utilised.

yrd_specificCreditCardName

This cookie captures information about what type of product the customer is applying for.

yrd_savings_specific_product

Adobe Analytics cookie, utilised for the product type.

YRD_Time

Adobe Analytics cookie used track time of an application.

yrd_U_E

Adobe Site Catalyst cookie utilised to identify the login status of a user.

yrd_userAge

Adobe Analytics cookie, utilised age of the applicant.

yrd_userGender

Adobe Analytics cookie, utilised gender.

yrd_userPostcode    

    Adobe Analytics cookie, utilised for postcode.

zukoVisitorId

Zuko Analytics cookie utilised for the unique identifier of a user.

Functional Cookies

These Cookies remember your preferences and tailor the website to provide enhanced features. Without these Cookies, we cannot remember your choices or personalise your online experience.

We use this type of cookie to:

  • Make online banking login faster by remembering you between visits on your personal devices
  • Simplify online transactions by remembering the last account you used and showing it as the default for your next transaction
  • Display your mini statements as you like them by remembering which panels you’ve expanded and collapsed
  • Remembering relevant information as you browse from page to page to save you re-entering the same information repeatedly
  • Provide enhanced features, such as playing videos or allowing you to post a comment.

The cookies we use – Functional

Cookie name
Purpose

_derived_epik

This cookie is associated with the MailChimp sign up form that will pop-up on the homepage. Will store the value ‘yes’ to prevent the popup being displayed again.

_GRECAPTCHA

Cookies set by Google reCAPTCHA.

rxVisitor

This cookie is used to store an anonymous ID for the user to correlate across sessions on the world service.

subid

This cookie is used by Sainburys to distinguish pages for internal campaigns.

Targeting & Marketing Cookies

These Cookies will collect information about your browsing habits and allow us to show you adverts while you are browsing our site and other sites on the internet. These Cookies help us to understand the performance of our marketing activities and improve the relevance of the adverts that you see.

These Cookies are set by us (or our third-party marketing partners, which may include social media platforms such as Facebook, Twitter and LinkedIn amongst others, and video streaming platforms such as YouTube); and are used to deliver onsite or offsite adverts relevant to you and your interests and to help measure the effectiveness of advertising campaigns. These Cookies are called retargeting Cookies and can track your browsing history and online activities across websites to create a profile of your online activities and interests.

This information is shared with our third-party marketing partners and will enable us to serve you with advertising when you visit other sites (for example, to remind you of products or services you may have shown an interest in or to provide you with special offers). This could include information about your browsing activity, your device’s IP address, cookie string data (which is used to identify the device type, operating system and browser), data about the online ads we have served to you and your interaction with those ads. We also work with third parties who may place Cookies on your web browser to enable us and other advertisers to serve you with advertising based on your browsing and online search activity.

This may involve transferring information to countries outside of the UK and European Economic Area (which includes countries in the European Union as well as Iceland, Liechtenstein and Norway). Where required, we will put in place appropriate data transfer mechanisms to ensure compliance with relevant data protection laws.

The cookies we use – Marketing

Cookie name
Purpose
1P_JAR

Google Ads cookie, utilsed to gather website statistics and track conversion rates.

_clck

Microsoft Clarity cookie, connects multiple page views by a user into a single Clarity session recording.

_clsk

Microsoft Clarity cookie, connects multiple page views by a user into a single Clarity session recording.

_fbp

Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.

_fbp

Facebook cookie, utilised idenify a user for custom advertising.

_gcl_au

Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.

_pin_unauth

Pinterest cookie, utilised when users who can't be identified by Pinterest

_pinterest_referrer

Pinterest cookie utilised to monitor the activity of a user.

_pinterest_sess

Pinterest cookie uitlised for the login status of the user

_routing_id

Pinterest cookie, utilised to ensure that the user is directed to the lastest version of Pinterest.com

_sb

Facebook cookie, utilised to retain browser details.

_schn

Snapchat cookie, utilised to monitor a user's session on the website.

_scid

Snapchat cookie that's used as a unique identifier.

_ttp Used by TikTok to measure and improve advertising campaigns and to personalise the user's experience.

_uetsid

Microsoft Bing cookie, utilised to determine what relevant Ads to be shown.

_uetvid

Microsoft Bing Ads cookie, used to monitor the activity of a user.

aam_uuid

Adobe Audience Manager cookie, utilised to identify user activity to help improve our media campaigns.

AEC

Google cookie, utilised for targeting.

AMCV_xxxxxAdobeOrg

This is a pattern type cookie name associated with Adobe Marketing Cloud. It stores a unique visitor identifier, and uses an organisation identifier to allow a company to track users across their domains and services.

AMCVS_xxxxxAdobeOrg

This is a pattern type cookie name associated with Adobe Marketing Cloud. It stores a unique visitor identifier, and uses an organisation identifier.

anj

Xandr cookie, utilised if the ID is synced with Xandr's partners.

ANONCHK

Microsoft Clarity cookie utilised to deliver relevant Ads to the user.

browser_id

Roq.ad cookie utilised to identify a user to facilitate the delivery of relevent Ads.

ckid

Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences.

cktst

Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences.

CMID

Casale Media cookie, utlised to collect information on user behavior, for targeted Ads.

CMPS

Casale Media cookie, utlised to collect information on user behavior, for targeted Ads.

CONSENT

Google YouTube cookie, utilised to detect is the user has accepted marketing activity.

demdex

Adobe Audience Manager cookie, utilised to identify user activity to help improve our media campaigns.

demoVideoShown

This cookie is used to remember if a customer has watched the demo video for the register and sign-in page.

dextp

Adobe Audience Manager cookie, utilise to identify user activity to help improve our media campaigns.

dph

Adara Media cookie, utilsed to help monitor the traffic on the site.

dpm

Adobe Audience Manager cookie, utilised to identify user activity to help improve our media campaigns.

dspuuid

Smartclip cookie, monitors users across multiple sites to ascertain the performance of relevant Ads.

everest_g_v2

Adobe Adverting Cloud cookie, utilised to synchronise the user's ID with partner ad exchange platforms.

everest_session_v2

Adobe Adverting Cloud cookie, utilised to synchronise the user's ID with partner ad exchange platforms.

ev_sync_*

Adobe cookie, User ID sync with Ad Exchanges

fbh0

Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences.

fs_uid

Fullstory (digital experience data capture platform), cookie used to store a unique ID of the user.

gcma

Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences.

IDE

Google Doubleclick cookie, utilised to provide ad delivery or retargeting

KRTBCOOKIE_xxxx

Pubmatic cookie, utilised to identifer a user across Pubmatic partner sites.

lidid

Cookie utilised to monitor user behaviour on the website to facilitate the delivery relevant Ads.

mt_mop

MediaMath cookie, utilised to identify a user to deliver relevant Ads

muc_ads

Twitter cookie to measure the performance of advertising campaigns.

MUID

Microsoft User Identifier cookie, utilised by Bing Ads

NID

Google Cookie, utilised to recognise a user's preferences across Google's products.

personalization_id

Twitter cookie, utilised to measure the performance of advertising campaigns.

ph

Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences.

psyn

Smartclip cookie, limits the number of times a relevant video Ads are shown to the user.

PugT

Pubmatic cookie tracks when cookies were updated on the browser, in order to limit the number of calls to the server-side cookie store.

redeye

Redeye cookie, utilised for targeting of marketing messages.

rmxc

Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads.

sc_at

Snapchat cookie, utilised to deliver relevant Ads to the user.

sessionId

Sticky Ads cookie, monitors the activty of a user to facilitate the delivery of relevant Ads.

SEUNCY

Semasio cookie, monitor traffic on the website to relevant Ads.

SM

Microsoft Clarity cookie utilised to deliver relevant Ads to the user.

SRM_B

Microsoft Advertising cookie utilised to present the user with relevant products or services.

TAPID

Tealium CDP (customer data platfom) cookie to monitor user behaviour to uniquely identify a user. 

TDCPM

TradeDesk cookie, utilised to synchronise data across TradeDesk partner sites.

TDID

TradeDesk cookie, utilised to deliver relevant Ads.

test_cookie

Google cookie used to test if the browser support cookies

UID

Sticky Ads cookie, utilised to synchronise activity across multiple websites to limit the number of times a relevant Ad is shown.

uid-bp-529

Sticky Ads cookie, utilised to synchronise activity across multiple websites to limit the number of times a relevant Ad is shown.

uuid

MediaMath cookie, utilised to identify a user to deliver relevant Ads

uuid2

Xandr cookie, utilised to monitor a users activity on the site and deliver relevant Ads.

VISITOR_INFO1_LIVE

Google YouTube cookie, utilised to detect player format.

X-AB

Snapchat cookie utilised for multi-variant testing.

yd_ci_revenue

Used by Adobe and Google Ads to record the value of a car insurance premium.

yrd_TI_policyType

This cookie is used to collect data for Commission Junction. It captures the type of travel insurance a customer has purchased.

YSC

Google YouTube cookie, utilised to monitor video viewed.

How to control and delete Cookies

You can choose which categories you'd be happy for us to use in your Cookie settings and make changes at any time by selecting ‘Cookie Settings’.

Browser Settings – Many of the Cookies used on our website can be enabled or disabled through your browser settings. The ‘help’ function within your browser should tell you how, or you can find out by visiting: https://allaboutCookies.org/how-to-clear-Cookies or search the internet for other independent information on how to delete Cookies. You can set your browser to delete all past Cookies and to disallow third-party Cookies. Essential Cookies cannot be disabled. It is also important to know that rejecting Cookies will not delete any Cookies that have been saved to your device in the past. You can delete previously saved Cookies via your browser settings.

To find out more about Cookies, including how to see what Cookies have been set and how to manage and delete them, visit https://www.youronlinechoices.com/uk/your-ad-choices. 

Alternatively, you can search the internet for other independent information on Cookies.

If you delete Cookies relating to this website, we will not remember things about you, and you will be treated as a first-time visitor the next time you visit the site.

Contact us

If you have a question about this policy contact us by one of the following means:

By email: NWGDPO@sainsburysbank.co.uk

By post: Data Protection Officer, Sainsbury’s Bank, 4th Floor, 1 New Park Square, Airborne Place, Edinburgh Park | Edinburgh | EH12 9GR 

Policy change

This privacy policy was most recently updated in May 2025. If we make changes to it, then we will take appropriate steps to bring those changes to your attention.