Who we are
Sainsbury’s Bank branded savings accounts, personal loans and credit cards, formerly provided by Sainsbury’s Bank Plc, were transferred to National Westminster Bank Plc on 1st May 2025. National Westminster Bank Plc is the lender in respect of the transferred credit cards and loans accounts, the deposit-taker in respect of transferred savings accounts and the data controller for your personal data.
Your online privacy
We promise to treat any personal information about you securely, fairly and lawfully. We are committed to protecting your privacy.
When we ask you to provide personal information online it will only be in response to you actively applying for or using one of our online products or services.
If you are giving us information for the first time, we shall explain the purposes for which we shall use it at that time. If you are a customer already, this explanation will be in our customer Privacy Notices, which you can find here.
Website technology
We use a variety of different technologies on our website. These technologies include (but are not limited to) Cookies, scripts, fonts and images. Some of these are considered as necessary for us to deliver the website to you. Others are used to enhance our understanding of how you use our website, or to assist in our marketing activities.
The purpose of this notice it to explain how we use such technologies and the third parties we work with, and to provide you with clear information about their purpose. It also explains how you can control your online preferences.
New regulations will change the way in which the use of Cookies is governed in the future, and we'll update this notice once those changes come into effect. We may also revise this notice from time to time. If we make any material changes to the way we use these technologies, we will prominently publish the changes on our website.
Cookies – what are they?
A “cookie” is a small text file that’s stored on your computer, smartphone, tablet, or other device when you visit a website or use an app. They contain specific information relating to your use of our web site or app, such as login credentials; your preference settings or tracking identifiers.
Cookies are set by our web server, your browser and the web servers of the third parties whose Cookies we deploy on our websites and apps. They can be read, updated or deleted by those same servers each time you visit our web site, depending on the type of cookie.
Some Cookies are deleted when you close your browser. These are known as session Cookies. Other Cookies (such as tracking Cookies or authentication Cookies) remain on your device until they expire, or you delete them from your browser. These are known as persistent Cookies and enable us to remember things about you as a returning visitor.
This website uses persistent Cookies.
Some Cookies can impact your fundamental rights to privacy and the protection of your data. As such, we require your consent before they can be accessed or stored on your device. For this reason, we limit our use of Cookies as explained below.
Cookies – how we use them
We use Cookies and other similar technologies to:
- Provide products and services that you request and to provide a secure online environment
- Deliver marketing and to manage our marketing relationships with our third-party marketing partners
- Assists us to identify when marketing campaigns have been effective and enable us to provided targeted marketing.
- Give you a better online experience and track website performance
- Help us make our website more relevant to you.
Here we explain a bit more about each of these types and how you can control their use.
Strictly Necessary Cookies
These are Cookies that are essential for the safe operation of our website and for us to provide a product or service you have requested.
Without these Cookies we are unable to provide some products or services that you might request. This category of Cookies cannot be disabled.
These Cookies are used to:
- Enable you to log into the secure areas of our website
- Track errors on our website and enable us to report incidents to our regulators
- Deliver interactive services, such as online banking
- Keep our website secure and protect against online fraud
- Record your preference regarding our use of cookies on your de-vice.
The cookies we use – Strictly necessary
Cookie name |
Purpose |
.AspNetCore.Antiforgery.mEZFPqlrlZ8 |
ASP.NET cookie utilised for core anti-forgery. |
__aafid |
Sainsbury's anti forgery. |
__cfruid |
Cloudflare cookie utilised to manage incoming traffic to the website. |
__RequestVerificationToken_L3JldGVudGlvbg2 |
ASP.NET anti-forgery web application cookie. |
__safid |
Sainsbury's anti forgery |
__session |
Session management |
_dc_gtm_UA-xxxxxxxx |
This cookie is associated with sites using Google Tag Manager to load other scripts and code into a page. Where it is used it may be regarded as Strictly Necessary as without it, other scripts may not function correctly. The end of the name is a unique number which is also an identifier for an associated Google Analytics account. |
_vapi |
VMWare cookie, utilised to identify a user to deliver load balanced APIs. |
ak_bmsc |
Akamai cookie, protects against bot traffic. |
ApplicationGatewayAffinity |
Microsoft Azure Application Gateway cookie, utilised to maintain a session. |
ApplicationGatewayAffinityCORS |
Microsoft Azure Application Gateway cookie, utilised to maintain a session. |
ASP.NET_SessionId |
General purpose platform session cookie, used by sites written with Miscrosoft .NET based technologies. Usually used to maintain an anonymised user session by the server. |
AWSALB |
Amazon Web Services cookie used to balance site traffic. |
AWSALBCORS |
Amazon Web Services cookie used to balance site traffic. |
bm_sv |
Akamai cookie, protects against bot traffic. |
C |
Adform cookie utilised to identify when a user accepted cookie consent. |
CLID |
Microsoft Clarity cookie, utilised to identify first time Clarity saw the user. |
clientTZ |
Cookie utilised for the secure email communications with customers. |
Computershare |
Website security and stability. |
CONSENTMGR |
This cookie is used to store the users preference once they have made a selection from the cookie consent banner. |
csrftoken |
Cookie utilised by django web framework for CSRF (cross site request forgery) protection. |
ebr_ |
Website security and stability |
enterprise |
Cookie utilised for the secure email communications with customers. |
fp_token_7c6a6574-f011-4c9a-abdd-9894a102ccef |
Cookie utilsed to assists with device recognition and fraud prevention. |
incap_ses_ |
Imperva DDoS Protection and Web Application Firewall, cookie utilised to identify a unique user to link up different visits to the site. |
incap_ses_xxx_xxxxxxxx |
Imperva DDoS Protection and Web Application Firewall, cookie utilised to identify a unique user. |
JSESSIONID |
General purpose platform session cookie, used by sites written in JSP. Usually used to maintain an anonymous user session by the server. |
loanAmount |
This cookie is used to store the Loan term value entered by the customer while using the Loans Calculator. |
loanNectar |
This cookie stores the value entered by the customer when asked if they are a Nectar member while using the Loans Calculator. |
mckijsdfkjsd |
Cookie utilised to balance site traffic. |
messageshown |
This cookie is used to store the value once a user has clicked Continue after reading the cookie message. |
MR |
Microsoft Clarity cookie, utilised whether to refresh MUID (identifies unique web browsers). Used for site activity and advertising. |
NetOutcome |
Redeye cookie, utilised for targeting of marketing messages. |
nlbi_xxxxxxxxxxx |
Impreva DDoS Protection and Web Application Firewall, load balancing cookie. |
OptanonAlertBoxClosed |
OneTrust Cookie Consent, used to determine whether a visitor should be shown the banner. |
OptanonConsent |
OneTrust Cookie Consent status. |
pwdlessLogin |
Cookie utilised for the secure email communications with customers. |
SLxa7CbikGPSVFoIsgO6+2i6X-UA5Mt4UpTrtY2BpQm7TAPJBe-ZoQzc |
Website performance and stability |
thx_guid |
LexisNexis cookie, fraud prevention. |
TS01c8c4e6 |
Cookie utilised to balance site traffic. |
TS51f4147c027 |
Cookie utilised to balance website traffic. |
TSbf31d0af027 |
Cookie utilised to balance site traffic. |
UqZBpD3n3meTGlQXsESrpH+LSPYQ7MhFdc2J49E |
Used to display the correct rates, currencies, fees etc |
UqZBpD3n3meTGkEVuBy6unOSQ-8MupVKedfXuZSash+bTAPJQuLRokGH3WLX |
Used to display the correct rates, currencies, fees etc |
visid_incap_ |
Impreva DDoS Protection and Web Application Firewall, cookie utilised to identify a unique user to the site. |
Performance Cookies
These Cookies are set by us or our third-party analytics providers and allow us to record certain information about you, such as the pages you visit on our web site; how many times you visit our website; and links you might click on.
We use this type of cookie to understand and analyse how visitors use our online services and look for ways to improve them. For example, a cookie might tell us that lots of people give up on an application process at a particular step – so we can try to make that step easier to complete.
The third-party analytics providers may also collect other information about you such as your IP address, your geographical location, what type of device you are using and information about the device. The data is combined and anonymised, which means we cannot identify you as an individual.
The cookies we use – Performance
Cookie name |
Purpose |
___aaid |
Adobe Analytics cookie, utilised to identify a device. |
___utmvc |
Google Analytics cookie for a custom variable and utilised to monitor activity on the website. |
__utma |
Google Analytics cookie, utilised to determine between users (unique visitors) and sessions. |
__utmb |
Google Analytics cookie, utilised to determine the start of a new session. |
__utmc |
Google Analytics cookie, utilised to determine between users (unique visitors) and sessions. |
__utmt_UA-nnnnnnnn |
Google Analytics cookie, utilised to limit the volume of data recorded. |
__utmz |
Google Analytics cookie, utilised to determine the user's source of traffic. |
_dc_gtm_UA-xxxxxxxx |
Google Analytics cookie to monitor user traffic on the website. |
_ga |
This cookie name is asssociated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. By default it is set to expire after 2 years, although this is customisable by website owners. |
_gali |
Google Analytics cookie, utilised to determine which links on a page that are being clicked. |
_ga_KGKT28WY5J |
Google Analytics cookie, utilised to distinguish users of 3rd party analytics cookies. |
_gat |
This cookie name is associated with Google Universal Analytics, according to documentation it is used to throttle the request rate - limiting the collection of data on high traffic sites. It expires after 10 minutes. |
_gat_UA-4480603-1 |
This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites. |
_gat_UA-nnnnnnn-nn |
This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites. |
_gclxxxx |
Google Analytics cookie, utilised for conversion tracking. |
_gid |
This cookie name is asssociated with Google Universal Analytics. This appears to be a new cookie and as of Spring 2017 no information is available from Google. It appears to store and update a unique value for each page visited. |
_msuuid_5299l824718 |
This cookie is used by Marin Software for visitor tracking regarding the online activities of the visitor. |
_rtfl_s_365343_specific_site_session |
This cookie is used by Reactful for session tracking. |
_rtfl_s_486510_cross_session_ |
This cookie is used by Reactful for specific multi session goals. |
_rtfl_s_486510_specific_site_session |
This cookie is used by Reactful for session tracking. |
_rtfl_s_636795_specific_site_session |
This cookie is used by Reactful for session tracking. |
_rtfl_s_699329_specific_site_session |
This cookie is used by Reactful for session tracking. |
_rtfl_s_899275_specific_site_session |
This cookie is used by Reactful for session tracking. |
_rtfl_s_handshake_guid |
This is a Google Analytics cookie to analyse the performance of website. |
_rtfl_s_played |
This cookie is used by Reactful for session tracking. |
_rtfl_s_specific_site_sessions_count |
This cookie is used by Reactful for session tracking. |
_rtfl_s_unique_visitor_session |
This cookie is used by Reactful for session tracking. |
_sp_id* |
Snowplow cookie, utilised to identify a user. |
_sp_ses* |
Snowplow cookie, utilised to identify an active session. |
_utmv######### |
Google Analytics cookie for a custom variable and utilised to monitor activirty on the website. |
_vwo_uuid_v2 |
This cookie name is associated with the product Visual Website Optimiser, by USA based Wingify. The tool helps site owners measure the performance of different versions of web pages. This cookie ensures a visitor always sees the same version of a page and is used to track behaviour to measure the performance of different page versions. |
_vwo_uuid_v2 |
VWO optimisation tool cookie. |
AMCV_F9F4CBC1556ED7BC7F000101%40AdobeOrg |
Adobe Experience Cloud cookie, utilised to identify a user across the range of Adobe services deployed in monitoring traffic and help to deliver specific marketing campaigns. |
AMCVS_F9F4CBC1556ED7BC7F000101%40AdobeOrg |
Adobe Experience Cloud cookie, utilised to identify a user across the range of Adobe services deployed in monitoring traffic and help to deliver specific marketing campaigns. |
bc.visitor_token |
Bold Chat cookie, utilised as unique identifier for each chat-bot session. |
bt_foreign |
Adobe Analytics cookie, utilised to keep track of currency value. |
bt_gbp |
Adobe Analytics cookie, utilised to for currency value. |
bt_postcode |
Adobe Analytics cookie, utilised for the postcode. |
bt_postcodeArea |
Adobe Analytics cookie, utilised for the postcode. |
bt_prods |
Adobe Analytics cookie, utilised for the product type. |
bt_type |
Adobe Analytics cookie, utilised for the product type. |
completed_goal_ids |
This cookie is used by Reactful for specific multi session goals. |
cp-prt-petinsuranceportal-sainsburysbank-co-uk |
Cookie utilised to represent an unique user on the website. |
cp-qbe-petinsurance-sainsburysbank-co-uk |
Cookie utilised to represent an unique user on the website. |
cubed_thirdparty |
Cubed Analytics cookies utilised to identify users. |
check |
Adobe Analytics cookie, utilised to validate if the visitor support Cookies or not. |
dtCookie |
This cookie is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring. |
dtCookie |
Dynatrace cookie, to uniquely identify a user. |
dtLatC |
This cookie name is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring. |
dtPC |
This cookie name is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring. |
dtSa |
This cookie is used to save action names across pages so that performance can be monitored across pages. |
ecos_page_tracking |
This cookie is used by FullStory for session tracking. |
formisimo |
This cookie tracks user interaction with the online forms by recording field level drop off. |
fs_uid |
This cookie is used by FullStory for session tracking. |
gpv_pn |
This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin. |
gpv_pn |
This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin. |
gpv_v65 |
Adobe Site Catalyst cookie used to monitor traffic. |
gpv_v9 |
This cookie is used by Adobe Analytics to get the previous page name as part of the Adobe getPreviousValue plugin. |
gpv_v9 |
This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin. |
iadvize-6867-conversionBundle.conversion |
iAdvize chatbot cookie to uniquely identify a transaction was carried out. |
iadvize-6867-vuid |
iAdvize chatbot cookie to uniquely identify a user. |
io_token_7c6a6574-f011-4c9a-abdd-9894a102ccef |
Cookie associated with lovation. Data is used to detect fradualent and suspicious activity. |
isStorageAvailable |
iAdvize chatbot cookie to ascertain is the cookie can be set, only applicable iAdvize is going to be set as 3rd party cookie. |
mbox |
Cookie set by Adobe SiteCatalyst analytics software - used for measuring the performance of page content using A/B split testing. |
optimizelyDomainTestCookie |
Optimizely cookie, utilised for cross-domain syncing. |
optimizelyEndUserId |
Dyntrace cookies used to store visitor ID to correlate sessions. |
optimizelyOptOut |
Optimizely cookie utilised to identify If a user has opt-ed out of an Optimizely powered experiment. |
OTZ |
Cookie used by Google Analytics that provides an aggregate analysis of Website visitors. |
rxVisitor |
Dyntrace cookie used to store visitor ID to correlate sessions. |
rxvt |
This cookie is used to store two timestamps to determine session length and the end of a session. |
s_camp_cvp |
Adobe Site Catalyst cookie, utilised to monitor the traffic from a specific campaign. |
s_cc |
Adobe Site Catalyst cookie, determines whether cookies are enabled in the browser. |
s_chan_cvp |
Adobe Site Catalyst cookie, utilised to monitor the traffic from a specific channel. |
s_dfa |
This cookie name is associated with the analytics service provided by Adobe's Site Catalyst product suite. Its more precise use is not known at this time. |
s_ecid |
This cookie is used by Adobe to allow persistent ID tracking in the 1st-party state and is used as a reference ID. |
s_ecid |
This cookie is used by Adobe. The purpose of this cookie is to allow persistent ID tracking in the 1st-party state and is used as a reference ID if the AMCV cookie has expired. |
s_fid |
Adobe Site Catalyst cookie, utilised as a fallback mechanism used to identify a user. |
s_getNewRepeat |
Used by Adobe Analytics. Tells us if you've used our website before. |
s_gpv_v9 |
This cookie is used by Adobe Analytics to get the previous page name as part of the Adobe getPreviousValue plugin. |
s_invisit |
Adobe Site Catalyst cookie, counts the visits made by a user to the site. |
s_nr |
Adobe Site Catalyst cookie, stores date of visit and if visitor is new or returning. |
s_ptc |
This is an Adobe Analytics Performance Timing Plugin Cookie that captures information about page load timing. |
s_sq |
Adobe Site Catalyst cookie, stores information about the previous link clicked. |
s_vi |
This cookie is used by Adobe Analytics to help measure and understand how users use the website. |
s_vnum |
Adobe Site catalyst cookie, track number of visits by a unique visitor. |
sc.ASP.NET_SESSIONID |
This cookie name is associated with the SessionCam web analytics application from ServiceTick. |
sc.InTg |
This cookie is used by SessionCam to distinguish a new session. |
sc.UserId |
This cookie name is associated with the SessionCam web analytics application from ServiceTick. |
SCOGID |
This cookie helps to tie together repeat sessions using a unique ID. This is used to understand the impact on performance on user behaviour across multiple sessions. |
SCOSID |
A unique ID that ties together numerous page visits in to a user session. This ID is called a GUID (Globally Unique Identifier) which is a randomly generated sequence of numbers and letters, unique for each user session. |
SCOSN |
This session based cookie records the number of pages a visitor has hit within a given session. |
session |
Eggplant cookie, utilised to monitor the activity of a user. |
sp |
Snowplow cookie, utilised as an unique identiier of a user. |
tealium_prevPageQP |
Adobe Analytics cookie, utilised to store the URL query strings. |
user-id |
Google Analytics cookie utilised to represent an unique user. |
utag_main |
This cookie name is associated with the Tealium data platform and is used for web analytics. |
utag_main |
Tealium cookie utilised to keep track of the visitor session. |
vscr_domain |
This cookie is used by Cubed for visitor tracking. |
vscr_reqid |
This cookie is used by Cubed for domain tracking that attempts to track a visitor across multiple tabs. |
vscr_sid |
This cookie is used by Cubed for session tracking. |
vscr_vid |
This cookie is used by Cubed for visitor tracking. |
yd_annualValue |
Adobe Analytics cookie, utilised to for payment value. |
yd_car_addons |
Adobe Analytics cookie, utilised for addons. |
yd_extras |
Adobe Analytics cookie, utilised for extras. |
yd_extrasVal |
Adobe Analytics cookie, utilised for extras. |
yd_journeyStarttime |
Adobe Site Catalyst cookies utilised to track the start time of an application. |
yd_nectarCardNumber |
Adobe Analytics cookie, utilised for Nectar Card number. |
yd_paymentFreq |
Adobe Analytics cookie, utilised for payment frequency. |
yd_productPremium |
Adobe Analytics cookie, utilised for premium value. |
yd_productType |
Adobe Analytics cookie, utilised for the product type. |
yd_quoteReference |
Adobe Analytics cookie, utilised for quote reference. |
yd_referenceNo |
Adobe Analytics cookie, utilised for quote reference. |
yd_saleRef |
Adobe Analytics cookie, utilised for sale reference. |
yd_saleVal |
Adobe Analytics cookie, utilised for sale value. |
yd_startDate |
Adobe Analytics cookie, utilised for start date and vehicle details. |
yd_startTime |
Adobe Site Catalyst cookie, utilised to track the start time of an application. |
yd_userAge |
Adobe Analytics cookie, utilised age of the applicant. |
yd_username |
Adobe Analytics cookie, utilised to identify a unique user. |
yd_userPostcode | Adobe Analytics cookie, utilised for postcode. |
yd_visitorID |
This cookie contains the value of the visitor ID number and is used for analytics data. |
yrd_accordianTitle |
Adobe Site Catalyst cookie utilised to track the start time of an application. |
yrd_applicationMode |
Adobe Analytics cookie used to flag the start of an application. |
yrd_cc_nectar |
Adobe Analytics cookie, utilised as a flag for Nectar Card being used. |
yrd_ci_agg_nectar |
Adobe Analytics cookie, utilised as a flag for Nectar Card being used. |
yrd_ci_car_value |
Adobe Analytics cookie, utilised for the product value. |
yrd_ci_nectar |
Adobe Analytics cookie, utilised as a flag for Nectar Card being used. |
yrd_ci_postcode |
Adobe Analytics cookie, utilised for postcode. |
yrd_ci_purchase_date |
Adobe Analytics cookie, utilised for the purchase date. |
yrd_ci_random_no |
Adobe Analytics cookie, utilised to identify a unique user. |
yrd_ci_start_date |
Adobe Analytics cookie, utilised for the start date. |
yrd_CIDValue |
This cookie contains the value of the Client ID number and is used for analytics data. |
yrd_clickItem |
Adobe Analytics cookie used to flag the use of a button. |
yrd_creditCardName |
Adobe Analytics cookie, utilised for the product type. |
yrd_crossvis_ID |
Adobe Analytics cookie, utilised to identify a unique user. |
yrd_hi_agg_nectar |
Adobe Analytics cookie, utilised as a flag for Nectar Card being used. |
yrd_hi_nectar |
Adobe Analytics cookie, utilised as a flag for Nectar Card being used. |
YRD_Internal_Search_Drop_Event |
Adobe Site Catalyst cookies utilised to flag on the use of internal search. |
YRD_Nectar_ID |
Adobe Analytics cookie, utilised as a flag for Nectar Card being used. |
yrd_nectar_number |
This cookie was setup by Yard to capture the Nectar Number in Adobe Analytics. |
yrd_nectarFlag |
Adobe Analytics cookie used to flag the used of Nectar Card was utilised. |
yrd_refeerLink |
This cookie contains the value of the previous link visited and used for analytics data. |
yrd_savings_nectar |
Adobe Analytics cookie used to flag the used of Nectar Card was utilised. |
yrd_specificCreditCardName |
This cookie captures information about what type of product the customer is applying for. |
yrd_savings_specific_product |
Adobe Analytics cookie, utilised for the product type. |
YRD_Time |
Adobe Analytics cookie used track time of an application. |
yrd_U_E |
Adobe Site Catalyst cookie utilised to identify the login status of a user. |
yrd_userAge |
Adobe Analytics cookie, utilised age of the applicant. |
yrd_userGender |
Adobe Analytics cookie, utilised gender. |
yrd_userPostcode |
Adobe Analytics cookie, utilised for postcode. |
zukoVisitorId |
Zuko Analytics cookie utilised for the unique identifier of a user. |
Functional Cookies
These Cookies remember your preferences and tailor the website to provide enhanced features. Without these Cookies, we cannot remember your choices or personalise your online experience.
We use this type of cookie to:
- Make online banking login faster by remembering you between visits on your personal devices
- Simplify online transactions by remembering the last account you used and showing it as the default for your next transaction
- Display your mini statements as you like them by remembering which panels you’ve expanded and collapsed
- Remembering relevant information as you browse from page to page to save you re-entering the same information repeatedly
- Provide enhanced features, such as playing videos or allowing you to post a comment.
The cookies we use – Functional
Cookie name |
Purpose |
_derived_epik |
This cookie is associated with the MailChimp sign up form that will pop-up on the homepage. Will store the value ‘yes’ to prevent the popup being displayed again. |
_GRECAPTCHA |
Cookies set by Google reCAPTCHA. |
rxVisitor |
This cookie is used to store an anonymous ID for the user to correlate across sessions on the world service. |
subid |
This cookie is used by Sainburys to distinguish pages for internal campaigns. |
Targeting & Marketing Cookies
These Cookies will collect information about your browsing habits and allow us to show you adverts while you are browsing our site and other sites on the internet. These Cookies help us to understand the performance of our marketing activities and improve the relevance of the adverts that you see.
These Cookies are set by us (or our third-party marketing partners, which may include social media platforms such as Facebook, Twitter and LinkedIn amongst others, and video streaming platforms such as YouTube); and are used to deliver onsite or offsite adverts relevant to you and your interests and to help measure the effectiveness of advertising campaigns. These Cookies are called retargeting Cookies and can track your browsing history and online activities across websites to create a profile of your online activities and interests.
This information is shared with our third-party marketing partners and will enable us to serve you with advertising when you visit other sites (for example, to remind you of products or services you may have shown an interest in or to provide you with special offers). This could include information about your browsing activity, your device’s IP address, cookie string data (which is used to identify the device type, operating system and browser), data about the online ads we have served to you and your interaction with those ads. We also work with third parties who may place Cookies on your web browser to enable us and other advertisers to serve you with advertising based on your browsing and online search activity.
This may involve transferring information to countries outside of the UK and European Economic Area (which includes countries in the European Union as well as Iceland, Liechtenstein and Norway). Where required, we will put in place appropriate data transfer mechanisms to ensure compliance with relevant data protection laws.
The cookies we use – Marketing
Cookie name |
Purpose |
1P_JAR |
Google Ads cookie, utilsed to gather website statistics and track conversion rates. |
_clck |
Microsoft Clarity cookie, connects multiple page views by a user into a single Clarity session recording. |
_clsk |
Microsoft Clarity cookie, connects multiple page views by a user into a single Clarity session recording. |
_fbp |
Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. |
_fbp |
Facebook cookie, utilised idenify a user for custom advertising. |
_gcl_au |
Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. |
_pin_unauth |
Pinterest cookie, utilised when users who can't be identified by Pinterest |
_pinterest_referrer |
Pinterest cookie utilised to monitor the activity of a user. |
_pinterest_sess |
Pinterest cookie uitlised for the login status of the user |
_routing_id |
Pinterest cookie, utilised to ensure that the user is directed to the lastest version of Pinterest.com |
_sb |
Facebook cookie, utilised to retain browser details. |
_schn |
Snapchat cookie, utilised to monitor a user's session on the website. |
_scid |
Snapchat cookie that's used as a unique identifier. |
_ttp | Used by TikTok to measure and improve advertising campaigns and to personalise the user's experience. |
_uetsid |
Microsoft Bing cookie, utilised to determine what relevant Ads to be shown. |
_uetvid |
Microsoft Bing Ads cookie, used to monitor the activity of a user. |
aam_uuid |
Adobe Audience Manager cookie, utilised to identify user activity to help improve our media campaigns. |
AEC |
Google cookie, utilised for targeting. |
AMCV_xxxxxAdobeOrg |
This is a pattern type cookie name associated with Adobe Marketing Cloud. It stores a unique visitor identifier, and uses an organisation identifier to allow a company to track users across their domains and services. |
AMCVS_xxxxxAdobeOrg |
This is a pattern type cookie name associated with Adobe Marketing Cloud. It stores a unique visitor identifier, and uses an organisation identifier. |
anj |
Xandr cookie, utilised if the ID is synced with Xandr's partners. |
ANONCHK |
Microsoft Clarity cookie utilised to deliver relevant Ads to the user. |
browser_id |
Roq.ad cookie utilised to identify a user to facilitate the delivery of relevent Ads. |
ckid |
Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences. |
cktst |
Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences. |
CMID |
Casale Media cookie, utlised to collect information on user behavior, for targeted Ads. |
CMPS |
Casale Media cookie, utlised to collect information on user behavior, for targeted Ads. |
CONSENT |
Google YouTube cookie, utilised to detect is the user has accepted marketing activity. |
demdex |
Adobe Audience Manager cookie, utilised to identify user activity to help improve our media campaigns. |
demoVideoShown |
This cookie is used to remember if a customer has watched the demo video for the register and sign-in page. |
dextp |
Adobe Audience Manager cookie, utilise to identify user activity to help improve our media campaigns. |
dph |
Adara Media cookie, utilsed to help monitor the traffic on the site. |
dpm |
Adobe Audience Manager cookie, utilised to identify user activity to help improve our media campaigns. |
dspuuid |
Smartclip cookie, monitors users across multiple sites to ascertain the performance of relevant Ads. |
everest_g_v2 |
Adobe Adverting Cloud cookie, utilised to synchronise the user's ID with partner ad exchange platforms. |
everest_session_v2 |
Adobe Adverting Cloud cookie, utilised to synchronise the user's ID with partner ad exchange platforms. |
ev_sync_* |
Adobe cookie, User ID sync with Ad Exchanges |
fbh0 |
Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences. |
fs_uid |
Fullstory (digital experience data capture platform), cookie used to store a unique ID of the user. |
gcma |
Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences. |
IDE |
Google Doubleclick cookie, utilised to provide ad delivery or retargeting |
KRTBCOOKIE_xxxx |
Pubmatic cookie, utilised to identifer a user across Pubmatic partner sites. |
lidid |
Cookie utilised to monitor user behaviour on the website to facilitate the delivery relevant Ads. |
mt_mop |
MediaMath cookie, utilised to identify a user to deliver relevant Ads |
muc_ads |
Twitter cookie to measure the performance of advertising campaigns. |
MUID |
Microsoft User Identifier cookie, utilised by Bing Ads |
NID |
Google Cookie, utilised to recognise a user's preferences across Google's products. |
personalization_id |
Twitter cookie, utilised to measure the performance of advertising campaigns. |
ph |
Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads, based in user's preferences. |
psyn |
Smartclip cookie, limits the number of times a relevant video Ads are shown to the user. |
PugT |
Pubmatic cookie tracks when cookies were updated on the browser, in order to limit the number of calls to the server-side cookie store. |
redeye |
Redeye cookie, utilised for targeting of marketing messages. |
rmxc |
Adara Media cookie, utilised for the monitor of users activity across multiple sites to deliver relevant Ads. |
sc_at |
Snapchat cookie, utilised to deliver relevant Ads to the user. |
sessionId |
Sticky Ads cookie, monitors the activty of a user to facilitate the delivery of relevant Ads. |
SEUNCY |
Semasio cookie, monitor traffic on the website to relevant Ads. |
SM |
Microsoft Clarity cookie utilised to deliver relevant Ads to the user. |
SRM_B |
Microsoft Advertising cookie utilised to present the user with relevant products or services. |
TAPID |
Tealium CDP (customer data platfom) cookie to monitor user behaviour to uniquely identify a user. |
TDCPM |
TradeDesk cookie, utilised to synchronise data across TradeDesk partner sites. |
TDID |
TradeDesk cookie, utilised to deliver relevant Ads. |
test_cookie |
Google cookie used to test if the browser support cookies |
UID |
Sticky Ads cookie, utilised to synchronise activity across multiple websites to limit the number of times a relevant Ad is shown. |
uid-bp-529 |
Sticky Ads cookie, utilised to synchronise activity across multiple websites to limit the number of times a relevant Ad is shown. |
uuid |
MediaMath cookie, utilised to identify a user to deliver relevant Ads |
uuid2 |
Xandr cookie, utilised to monitor a users activity on the site and deliver relevant Ads. |
VISITOR_INFO1_LIVE |
Google YouTube cookie, utilised to detect player format. |
X-AB |
Snapchat cookie utilised for multi-variant testing. |
yd_ci_revenue |
Used by Adobe and Google Ads to record the value of a car insurance premium. |
yrd_TI_policyType |
This cookie is used to collect data for Commission Junction. It captures the type of travel insurance a customer has purchased. |
YSC |
Google YouTube cookie, utilised to monitor video viewed. |
How to control and delete Cookies
You can choose which categories you'd be happy for us to use in your Cookie settings and make changes at any time by selecting ‘Cookie Settings’.
Browser Settings – Many of the Cookies used on our website can be enabled or disabled through your browser settings. The ‘help’ function within your browser should tell you how, or you can find out by visiting: https://allaboutCookies.org/how-to-clear-Cookies or search the internet for other independent information on how to delete Cookies. You can set your browser to delete all past Cookies and to disallow third-party Cookies. Essential Cookies cannot be disabled. It is also important to know that rejecting Cookies will not delete any Cookies that have been saved to your device in the past. You can delete previously saved Cookies via your browser settings.
To find out more about Cookies, including how to see what Cookies have been set and how to manage and delete them, visit https://www.youronlinechoices.com/uk/your-ad-choices.
Alternatively, you can search the internet for other independent information on Cookies.
If you delete Cookies relating to this website, we will not remember things about you, and you will be treated as a first-time visitor the next time you visit the site.
Contact us
If you have a question about this policy contact us by one of the following means:
By email: NWGDPO@sainsburysbank.co.uk
By post: Data Protection Officer, Sainsbury’s Bank, 4th Floor, 1 New Park Square, Airborne Place, Edinburgh Park | Edinburgh | EH12 9GR
Policy change
This privacy policy was most recently updated in May 2025. If we make changes to it, then we will take appropriate steps to bring those changes to your attention.