Cookies

What are Cookies?

We use the term Cookie to describe Cookies and similar technologies such as tags and pixels. Cookies are small data files that websites place on your computer, laptop, tablet or mobile device. Cookies are useful because they allow our website to recognise your visit and collect information about your visit and how you used the website.

What Cookies do we use?

There are different types of Cookies. The Cookies we use on our website are either strictly necessary or optional. Information about these Cookies is provided below:

Strictly necessary Cookies. These are Cookies that are required for the operation of our website. They are necessary for the safety, security and integrity of the site. For example they help support the structure of the pages that are displayed help to improve navigation and allow you to return to pages you have previously visited. This type of Cookie only lasts for the duration of the time you are visiting the website. When you leave the website they are deleted automatically.

Cookie name Purpose
ASP.NET_SessionId General purpose platform session cookie, used by sites written with Miscrosoft .NET based technologies. Usually used to maintain an anonymised user session by the server.
_dc_gtm_UA-xxxxxxxx This cookie is associated with sites using Google Tag Manager to load other scripts and code into a page. Where it is used it may be regarded as Strictly Necessary as without it, other scripts may not function correctly. The end of the name is a unique number which is also an identifier for an associated Google Analytics account.
JSESSIONID General purpose platform session cookie, used by sites written in JSP. Usually used to maintain an anonymous user session by the server.
loanNectar This cookie stores the value entered by the customer when asked if they are a Nectar member while using the Loans Calculator.
loanTerm This cookie is used to store the Loan term value entered by the customer while using the Loans Calculator.
loanAmount This cookie is used to store the Loan term value entered by the customer while using the Loans Calculator.
loanDefer This cookie is used to store the repayment holiday option selected by the customer while using the Loans Calculator.
messageshown This cookie is used to store the value once a user has clicked Continue after reading the cookie message.
__safid Sainsbury's anti forgery
__aafid Sainsbury's anti forgery
CONSENTMGR This cookie is used to store the users preference once they have made a selection from the cookie consent banner.


Optional Cookies. We'd also like to use Cookies to provide optional features, improve our website and support advertising and social media.

We understand that not everyone likes data to be collected about them when it's not strictly necessary, and so we'll ask you to set your preferences when you first visit our website. To make it easier to choose which optional Cookies to accept, we've organised these Cookies by category. You can choose which categories you'd be happy for us to use in your Cookie settings and make changes at any time by selecting ‘Manage cookie settings’.

Performance Cookies. These allow us to recognise and count the number of visitors and to see how visitors move around our website when using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. The data is combined and anonymised, which means we cannot identify you as an individual.

Cookie name Purpose
s_nr Adobe Site Catalyst cookie, stores date of visit and if visitor is new or returning.
_gid This cookie name is asssociated with Google Universal Analytics. This appears to be a new cookie and as of Spring 2017 no information is available from Google. It appears to store and update a unique value for each page visited.
s_cc Adobe Site Catalyst cookie, determines whether cookies are enabled in the browser.
sc.ASP.NET_SESSIONID This cookie name is associated with the SessionCam web analytics application from ServiceTick.
rxvt This cookie is used to store two timestamps to determine session length and the end of a session.
_ga This cookie name is asssociated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. By default it is set to expire after 2 years, although this is customisable by website owners.
s_invisit Adobe Site Catalyst cookie, counts the visits made by a user to the site.
s_dfa This cookie name is associated with the analytics service provided by Adobe's Site Catalyst product suite. Its more precise use is not known at this time.
dtSa This cookie is used to save action names across pages so that performance can be monitored across pages.
dtPC This cookie name is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring.
sc.UserId This cookie name is associated with the SessionCam web analytics application from ServiceTick.
_rtfl_s_handshake_guid This is a Google Analytics cookie to analyse the performance of website.
mbox Cookie set by Adobe SiteCatalyst analytics software - used for measuring the performance of page content using A/B split testing.
_vwo_uuid_v2 This cookie name is associated with the product Visual Website Optimiser, by USA based Wingify. The tool helps site owners measure the performance of different versions of web pages. This cookie ensures a visitor always sees the same version of a page and is used to track behaviour to measure the performance of different page versions.
s_vnum Adobe Site catalyst cookie, track number of visits by a unique visitor.
utag_main This cookie name is associated with the Tealium data platform and is used for web analytics.
dtLatC This cookie name is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring.
_gat_UA-nnnnnnn-nn This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.
_gat This cookie name is associated with Google Universal Analytics, according to documentation it is used to throttle the request rate - limiting the collection of data on high traffic sites. It expires after 10 minutes.
_gat_UA-4480603-1 This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.
SCOSID A unique ID that ties together numerous page visits in to a user session. This ID is called a GUID (Globally Unique Identifier) which is a randomly generated sequence of numbers and letters, unique for each user session.
SCOGID This cookie helps to tie together repeat sessions using a unique ID. This is used to understand the impact on performance on user behaviour across multiple sessions.
yrd_refeerLink This cookie contains the value of the previous link visited and used for analytics data.
s_ecid This cookie is used by Adobe to allow persistent ID tracking in the 1st-party state and is used as a reference ID.
formisimo This cookie tracks user interaction with the online forms by recording field level drop off.
dtCookie This cookie is associated with, software from Dynatrace, an application performance management (APM) software company. Their software manages the availability and performance of software applications and the impact on user experience in the form of deep transaction tracing, synthetic monitoring, real user monitoring, and network monitoring.
SCOSN This session based cookie records the number of pages a visitor has hit within a given session.
yrd_CIDValue This cookie contains the value of the Client ID number and is used for analytics data.
yd_visitorID This cookie contains the value of the visitor ID number and is used for analytics data.
_rtfl_s_unique_visitor_session This cookie is used by Reactful for session tracking.
_rtfl_s_played This cookie is used by Reactful for session tracking.
sc.InTg This cookie is used by SessionCam to distinguish a new session.
s_ecid This cookie is used by Adobe. The purpose of this cookie is to allow persistent ID tracking in the 1st-party state and is used as a reference ID if the AMCV cookie has expired.
gpv_pn This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin.
_rtfl_s_486510_cross_session_
completed_goal_ids
This cookie is used by Reactful for specific multi session goals.
_rtfl_s_636795_specific_site_session This cookie is used by Reactful for session tracking.
vscr_reqid This cookie is used by Cubed for domain tracking that attempts to track a visitor across multiple tabs.
ecos_page_tracking This cookie is used by FullStory for session tracking.
_rtfl_s_699329_specific_site_session This cookie is used by Reactful for session tracking.
vscr_domain This cookie is used by Cubed for visitor tracking.
vscr_sid This cookie is used by Cubed for session tracking.
gpv_v9 This cookie is used by Adobe Analytics to get the previous page name as part of the Adobe getPreviousValue plugin.
s_ptc This is an Adobe Analytics Performance Timing Plugin Cookie that captures information about page load timing.
_rtfl_s_specific_site_sessions_count This cookie is used by Reactful for session tracking.
_rtfl_s_365343_specific_site_session This cookie is used by Reactful for session tracking.
fs_uid This cookie is used by FullStory for session tracking.
_rtfl_s_899275_specific_site_session This cookie is used by Reactful for session tracking.
vscr_vid This cookie is used by Cubed for visitor tracking.
_rtfl_s_486510_specific_site_session This cookie is used by Reactful for session tracking.
_msuuid_5299l824718 This cookie is used by Marin Software for visitor tracking regarding the online activities of the visitor.
gpv_pn This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin.
gpv_v9 This cookie is used by Adobe Analytics to get the pervious page name as part of the Adobe getPreviousValue plugin.
s_vi This cookie is used by Adobe Analytics to help measure and understand how users use the website.
yrd_nectar_number This cookie was setup by Yard to capture the Nectar Number in Adobe Analytics.
yrd_specificCreditCardName This cookie captures information about what type of product the customer is applying for.


Functionality Cookies. These are used to recognise you when you return to our website. This enables us to greet you by name, personalise our content for you and remember your preferences (for example, your choice of language or region). These Cookies will remain on your device until you choose to clear it. If you choose to do this, our website will not remember you and you will need to enter your details each time you visit.

Cookie name Purpose
rxVisitor This cookie is used to store an anonymous ID for the user to correlate across sessions on the world service.
subid This cookie is used by Sainburys to distinguish pages for internal campaigns.
AWSALB This cookie is used by Amazon Web Services (AWS) to to host a system. The AWSALB cookie allows them to deliver their service from multiple services using a load balancer, so the cookie simply records which server cluster is serving you.
_derived_epik This cookie is associated with the MailChimp sign up form that will pop-up on the homepage. Will store the value ‘yes’ to prevent the popup being displayed again.


Marketing Cookies. These Cookies will collect information about your browsing habits and allow us to show you adverts while you are browsing our site and other sites on the internet. They are set by us or by carefully selected third parties. These Cookies help us to understand the performance of our marketing activities and improve the relevance of the adverts that you see.

Cookie name Purpose
demoVideoShown This cookie is used to remember if a customer has watched the demo video for the register and sign-in page.
_gcl_au Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
_fbp Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers.
AMCVS_xxxxxAdobeOrg This is a pattern type cookie name associated with Adobe Marketing Cloud. It stores a unique visitor identifier, and uses an organisation identifier.
AMCV_xxxxxAdobeOrg This is a pattern type cookie name associated with Adobe Marketing Cloud. It stores a unique visitor identifier, and uses an organisation identifier to allow a company to track users across their domains and services.


Blocking or restricting Cookies. 

You can stop Cookies being used on your device by activating the setting on your browser that allows you to block the deployment of all or some Cookies. To find out how, visit all about cookies. Please note, if you use your browser settings to block Cookies you may not be able to access all or parts of our website.

It is also important to know that rejecting Cookies will not delete any Cookies that have been saved to your device in the past. You can delete previously saved Cookies via your browser settings.

Cookies and your browser settings.

You can use your browser settings to delete Cookies that have already been set at any time. You can also use your browser settings to manage Cookies to switch off a Cookie altogether. If you do this, it could mean that we can't use strictly necessary Cookies properly and so parts of our website may not work correctly.

For more information about how to use your browser settings to clear your browser data or to manage Cookies, check your browser ‘Help’ function.

Contact us

If you have a question about this policy contact us by one of the following means:

If your enquiry relates to Sainsbury’s Bank or Argos Financial Services:
By email: Privacy.Bank@sainsburysbank.co.uk
By post: Data Protection Officer, Sainsbury’s Bank, 3 Lochside Avenue, Edinburgh Park, Edinburgh EH12 9DJ

Policy change

This privacy policy was most recently updated in February 2020. If we make changes to it, then we will take appropriate steps to bring those changes to your attention.