6,000 points with car insurance

Collect 6,000 points (worth £30) when you take out a new car insurance policy from Sainsbury's Bank.* Just add your Nectar card number to your quote and we’ll add the points to your account within 60 days of your policy start date.

Get a quote

Our car insurance is underwritten by a carefully selected range of insurers.

More perks for Nectar members

  • Guaranteed discount just for being a Nectar member**
  • We’ll double the points on your Sainsbury’s shopping and fuel.*** If you have more than one type of insurance with us, you'll get even more. See how many you could collect with our Nectar points calculator.
Get a quote

Pick the right cover for you

Choose between comprehensive and third party cover depending on the level of protection you need.

What's included Comprehensive cover Third party, fire and theft
Standard Plus Standard Plus
Loss or damage to your car (except fire and theft)
tick
tick
cross
cross
Loss or damage to your car (by fire and theft) tick tick
tick tick
Damage to your windscreen tick
tick
cross
cross
A courtesy car – three-door hatchback tick
tick
cross
cross
No claims discount and named driver no claims discount
tick tick
tick tick
Driving other cars
tick
tick
cross
cross
Liability to other people
tick tick
tick tick
Driving in Europe
tick tick
tick tick
Replacement child car seat
tick tick
tick tick
New car cover
tick tick
tick tick
Medical expenses
tick
tick
cross
cross
Personal belongings including your Sainsbury's shopping
tick
tick
cross
cross
Personal accident
tick
tick
cross
cross
Protection against uninsured drivers
tick
tick
cross
cross
Breakdown cover cross tick

Bronze level cover only

cross tick

Bronze level cover only

Motor Legal protection cross tick cross tick

Cover limits, exclusions and excesses apply. For more detail about what's covered and what's not, have a look at our policy documents.

Get a quote

Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers. When you get a quote we will tell you who the insurer is before you buy the policy.


Terms and conditions

*6,000 Nectar points offer
1. This offer is only available when you take out a new Sainsbury's Bank Car Insurance policy.
2. We'll add 6,000 points to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period.
3. If we've offered you a different number of points elsewhere, we'll give you whichever is the bigger number.
4. You need to tell us your Nectar card number when you get your quote.
5. This offer is not available if you buy through a price comparison site, so you need to apply direct on the Sainsbury's Bank website.
6. Points awarded once per Nectar account.
7. This offer can’t be transferred to anyone else.
8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
9. We reserve the right to change or cancel this offer without notice.

**Guaranteed discount
The discount is based on information related to you and the Sainsbury’s and Sainsbury’s Bank transactions linked to your Nectar account. For more information on how we use your data, go to sainsburysbank.co.uk/privacy.

***Double Nectar points offer
1. Only available to customers buying a new Sainsbury’s Bank Car Insurance policy.
2. You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase.
3. Double points begin on your policy's cover start date. If you don't tell us your Nectar card number until after your cover start date, double points will begin on the date you tell us. 
4. Double points stop when the policy is cancelled or you stop paying premiums. 
5. Each Nectar account can only collect points from one car insurance policy. 
6. It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service. 
7. By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points. 
8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 
9. We reserve the right to change or cancel this offer without notice.