Your interest rate, promotional period and credit limit will vary depending on your individual circumstances.
0% interest on balance transfers for up to 33 months. We may offer you a 0% interest period of 25 months depending on your individual circumstances
A Balance Transfer fee of 2.89% or 3% applies to transfers made at application (£3 minimum). The charge will depend on your current offer thereafter
Transfer money to your current account at the standard cash interest rate. A fee of 4% (minimum £4) at application. The charge will depend on your current offer thereafter
0% interest on purchases for your first 3 months
No annual fee
You can pay with Google Pay™
Up to 5,000 bonus Nectar points in your first two months
Collect 500 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that’s 5,000 points. ††
Extra rewards with every basket
Collect up to 3 points per £1 spent on Sainsbury’s shopping, Argos, Habitat or Tu Clothing when you use your credit card and swipe or scan your Nectar card. And you’ll collect 1 Nectar point for every £5 you spend elsewhere. †
To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.