Travel insurance with pre-existing medical conditions

When you have the right travel insurance in place, you can enjoy your travels without worrying about unexpected medical bills while you’re away.

Medical conditions need to be declared to be covered by your travel insurance policy. If you don’t tell us about pre-existing medical conditions, any claims you make may be rejected or payment could be reduced.

Your Sainsbury’s Bank Travel Insurance – whether you choose a single trip, annual trip or extended stay policy - can be tailored to cover a wide range of pre-existing medical conditions, including heart conditions or epilepsy. Our simple medical screening process, which can be carried out online or over the phone, is quick to complete, and will help ensure you have the correct cover in place.

In some circumstances, we’ve been able to help provide cover for travellers with conditions such as diabetes, high blood pressure and asthma±.


  • Unlimited medical expenses with single trip and annual multi-trip policies if you choose Platinum cover
  • Up to 20% off for Nectar members*
  • 24-hour Helpline available in case of medical or other emergencies while you’re away
  • Once declared, travel with confidence that your medical conditions are covered

± Dependant on your medical screening

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Terms & conditions

*20% discount applies when you quote a valid Nectar card number. Discount does not apply to the premium for pre-existing medical conditions or enhanced gadget cover. Offer may be altered or withdrawn at any time without prior notice and cannot be used in conjunction with any other promotion or coupon.

Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance SE (GLISE) a German insurance company. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ, company number SE000083. Authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. Details about the extent of GLISE’s authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from the insurer on request.

Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 1st Floor Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY.