Please note that we won't cover the cost of any pre-existing conditions and that terms, conditions, excesses, exclusions and limitations apply. You can find out more about the terms of our cover in our policy documents.
What is the best kitten insurance?
When you protect your kitten with us, you’ve got a choice of time limited or three levels of lifetime cover. What product and level of cover is best will completely depend on your personal circumstances and your new kitten’s needs.
With our most comprehensive pet insurance your kitten is covered up to the maximum benefit shown on your insurance certificate each year – and we can pay out for ongoing issues it may have throughout its lifetime.
Keep renewing your policy every year and it’ll last for your kitten’s lifetime. We’ll pay out for new conditions developed after your policy begins, up to the policy limits each year. Our lifetime insurance covers emergency cattery costs if you’re unable to look after your kitten, dental cover, selected vet bills and more.
Apply for lifetime cover
Why buy kitten insurance?
With curious claws and precious paws, kittens are mischievous pets and their nosey nature can lead to accidents that require medical care. Your new kitten may be a furry ball of fun, but the associated costs aren’t.
Vet bills can add up quickly and kitty care costs can soon mount up. But even still, you might wonder if it’s worth insuring your kitten or waiting until they’re a little older?
When you take out a kitten insurance policy from us, you can expect:
- Vet cost cover that can be a lifesaver, in the event of an injury or illness.
- Cover on a wide range of treatments, from physiotherapy to complementary therapies.
- Flexibility, with a selection of insurance cover to choose from, helping you select the best one for your kitten.
- Multi-pet discount, if you have more than one pet you need to insure.
- Your furry feline to be in good hands 24/7, with around-the-clock vet expertise available from Vet Assistance.
What does kitten insurance cover?
At Sainsbury’s Bank our kitten insurance means your kitty is in the best hands 24/7. Depending on what type of cover you choose, pet insurance for your kitten can include the following:
- Vet fees up to £10,000, depending on your policy
If your kitten is unwell or injured, your insurance can cover some of the cost.
If your kitten gets lost, our policies can help cover the cost of setting up posters and even fund a reward.
We can help to pay for your kitten to be put in a cattery if you’re in hospital and unable to care for them.
- Death by accident or illness
It’s the last thing you want to think about, our kitten insurance policies can reimburse you for the cost that you paid for your kitten, should the worst happen.
- Euthanasia, cremation and burial
In some instances, your policy may cover these costs, although this is something you hopefully won’t need to consider for a while.
What isn’t covered by kitten insurance?
Policies can vary, and as with any pet cover, there are some exclusions from kitten insurance plans. These include:
This involves any illness or health issue that existed prior to you taking out your kitten insurance policy. These fall into two categories: historic conditions (from the past) and chronic conditions (persisting for a long time or constantly recurring).
- Illnesses and injuries that occur during the initial waiting period
Any illnesses that begin within the first 14 days of your insurance policy will not be covered.
What to consider when buying kitten insurance
Your kitten may have less health issues than an older cat, but there are still some factors you’ll need to consider before getting a quote with us. You’ll want to be sure you’re getting the best insurance for your kitten, so here are the top things to think about before you choose a policy:
- Behavioural history
- Medical history
Other factors like how much you paid for your kitten and if it has been neutered or spayed, are also important.
Once you’ve thought about these factors and provided this info when you apply, we’ll help you find the right kitten policy for you and your pet.
If you’re still undecided, it’s worth considering what could happen if you didn’t have insurance, should anything go wrong.
Vet bills can mount up if your kitty starts having health troubles. It can be stressful enough looking after a poorly pet, without having additional money worries. An insurance policy can help ensure you’re not caught out and are covered when bills arrive.