Sainsbury's Bank Multi-currency Cash Passport™ MasterCard ®

expanded Features and Benefits

  • Put 10 currencies in your pocket. With a Sainsbury's Bank Multi-currency Cash Passport MasterCard® you can carry 10 currencies every time you travel.
  • Thanks, grazie and gracias. Buy a bagel in New York, a cappuccino in Rome or a tour of Barcelona with the card you loaded up at home. You can use your card to shop, eat out and withdraw local currency from ATMs worldwide. Live it up like a local!
  • A world of convenience. Your Card is smart - it automatically knows where you are and which currency to use..
  • Rates you can rely on. Every time you reload your card or move money between currencies you lock in the foreign exchange rates. So you know exactly how much you have to spend no matter what the rates do when you’re away.
  • Security first. Your card is chip + PIN protected and there is no direct link to your bank account. You can travel with confidence.
  • Top it up on the go. You can reload your Card in store, online or over the phone.
  • Feel at home wherever you go. A Sainsbury's Bank Multi-currency Cash Passport is free to get and free to reload with foreign currency.
  • Use your Card to make contactless payments in seconds at participating Merchants, wherever you see the contactless symbol. There may be a maximum limit associated with using your Card for contactless payments. More on contactless payments

Learn how to get your cash passport. Find out more about fees and limits.

Already got a card?

If you already have a Sainsbury's Bank Multi-currency Cash Passport you can log in to My Account to manage your card

Sainsbury’s Bank Multi-currency Cash Passport™ is issued by R. Raphael & Sons plc, pursuant to license by MasterCard International Inc. MasterCard® is a registered trademark of MasterCard International Incorporated. R. Raphael & Sons plc is a UK bank authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Avenue, London, W1D 7ED,company registration number 01288938

Fees & Limits

Fees

The use of your Multi-currency Cash Passport is subject to the following fees:

Description
Fee
Card fee FREE
Fee for loads and reloads into GBP purse (also known as reload fee) 2%
Fee for loads and reloads converted into all other Currencies on your card (also known as reload fee)
FREE
Paying in shops, restaurants, hotels and online (some merchants may charge an extra fee)*
FREE
Using an ATM (some ATM operators charge an extra fee)*
FREE
Withdrawing cash over the counter in a bank  GB£4/EU€4.70/US$6.20/AU$6/CA$6.40/NZ$8/ZAR50/TRY14.5/CHF6/AED25
Additional Card
 FREE
Cashing out at a participating Sainsbury's Travel Money Bureau  FREE
Cashing out through Card Services (except in an emergency)  GB£6
Shortfall fee (applied if your balance falls below zero)
 GB£10
Replacement card
 FREE
Currency transfer fee ‡(moving funds from one Currency to another)
 Foreign Exchange rate will apply
Not using your Card for a long time? If you don't use your Card for 18 months, this fee (also known as inactivity fee), will be taken off your balance each month+
 GB£2 (or Currency equivalent)
Foreign exchange fee*
 5.75%

*If the currency of your transaction does not match any of the Currencies on your Card, or there are insufficient funds on your Card in a Currency to cover the whole transaction, the (remainder of the) transaction amount will be exchanged to another Currency (-ies) on the Card in the order of priority, at an exchange rate determined by MasterCard® on the day the transaction is processed, increased by 5.75% (the foreign exchange fee).

‡A foreign exchange rate will apply if transferring funds to another Currency. The Currency exchange rate is selected from the range of rates available in wholesale currency markets (which vary each day), together with a margin.

§If, following the debit of any monthly inactivity fee, the Card Fund balance is less than the fee, we will waive the difference.

Limits

This table shows the limits on using your Card. The limits are given in GBP, but they include all the Currencies loaded on to the Card.

Description
                                                  Fee                
Maximum (re)load and maximum total balance allowed on your Card, at any one time (including all Currencies)¶
GB£5,000
Maximum load and reload over 12 months (the most you can load onto all prepaid cards issued to you by us during any 12-month period, including all Currencies)
GB£30,000
Minimum load and reload
GB£50
Withdrawing cash from ATMs (some operators may set their own limits) GB£500 per 24hrs
Withdrawing cash over the counter in a bank
GB£150 per 24hrs
Spending money in shops, restaurants etc.
(some Merchants may set their own limits)
GB£3,000 per 24hrs
Maximum number of Additional Cards 1
Card lifetime
See Card for expiry date
Maximum number of tries when entering your PIN  Three in each 24-hour period
Maximum number of active accounts at any one time
1

¶The amount that can be loaded/reloaded will vary depending on which channel you choose, i.e. online, instore, telephone or internet banking

Check sainsburysbank.co.uk/travelmoney for more information

Need more reasons to buy?

Learn more about the Multi currency Cash Passport features and benefits and find out how to get your card.

You can also view the terms and conditions.

Sainsbury’s Bank Multi-currency Cash Passport™ is issued by R. Raphael & Sons plc, pursuant to license by MasterCard International Inc. MasterCard® is a registered trademark of MasterCard International Incorporated. R. Raphael & Sons plc is a UK bank authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Avenue, London, W1D 7ED,company registration number 01288938

How to get your card

To get your Multi-currency Cash Passport simply visit your nearest Sainsbury’s Travel Money Bureau, bring valid photo ID (i.e. passport or driving licence) and a form of payment. Or you can register online for collection in bureau or for home delivery.

Arranging your Sainsbury's Bank Multi-Currency Cash Passport is as easy as 1, 2, 3

1. We need to identify you, so you’ll need to fill in the registration form, have a valid photo ID and be a UK resident, aged 18 or over.

2. You'll need to pay for the Currency (or Currencies) that you wish to load onto the Card. The minimum load and reload amount is GB£50.

3. Once loaded, your Card will be given to you and will be ready to use straight away. You don’t need to do anything other than sign it and start spending! Fees and limits are detailed in the Welcome Booklet provided with your Card.

View the terms and conditions.

Already got a card?

If you already have a Sainsbury’s Bank Multi currency cash passport you can log in to My Account manage your card.

Sainsbury’s Bank Multi-currency Cash Passport™ is issued by R. Raphael & Sons plc, pursuant to license by MasterCard International Inc. MasterCard® is a registered trademark of MasterCard International Incorporated. R. Raphael & Sons plc is a UK bank authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Avenue, London, W1D 7ED,company registration number 01288938

FAQs

Frequently Asked Questions

Take a look at these Frequently Asked Questions to help you with any information you may need.

Using your Card

Reloading your Card

Replace or Cash Out your Card

Help

My Account

Transactions

Contacting Card Services

Making a complaint

Sainsbury’s Bank Multi-currency Cash Passport™ is issued by R. Raphael & Sons plc, pursuant to license by MasterCard International Inc. MasterCard® is a registered trademark of MasterCard International Incorporated. R. Raphael & Sons plc is a UK bank authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Avenue, London, W1D 7ED,company registration number 01288938

We are using cookies on this website to enhance your browsing experience. You can read more information on our cookies by clicking the "Find out more about cookies" button. By continuing your journey on this site you consent to the continued use of cookies.