Yes. Our mortgage products allow you to make overpayments either as a lump sum, or as regular overpayments.
Depending when you want to make an overpayment, and how much you want to pay, you might have to pay an early repayment charge.
For example, when you first start your mortgage or when you switch to a new product, there may be an early repayment charge period. So, during that period, you can overpay by up to 10% of your balance, within a 12 month anniversary period without paying a charge. But if you overpay more than 10%, you'll pay a charge on the payment amount that's over the 10%.
When you're outside an early repayment charge period, you can overpay by as much as you like without paying any charge.
Full details of your overpayment facility can be found in your mortgage offer and Terms and Conditions.
If you want to make a lump sum overpayment to your mortgage you can call the team on 0345 111 8020 ** – they can also set up a regular overpayment for you.