Why choose Sainsbury's Bank Pet Insurance?

At Sainsbury's Bank, we think the right cover is just as important as price. So we'll give you three flexible pet insurance options and we pay 90% of claims in seven working days, often directly to the vet. Plus we've got a few ways to keep it affordable too.

  • 25% discount for new customers online*
    12 months cover for the price of 9
  • Plus an extra discount for Nectar card holders**
    Get an additional discount of up to 12.5% with a Nectar card
  • Multi-pet discount†
    At least £24 off when you insure more than one pet
  • And double Nectar points††
    On Sainsbury's shopping and fuel, when you insure your pet with us

Pick your pet insurance cover

You can buy a new policy for your cat or dog (or both – up to six pets on the same policy), as long as they're between eight weeks and nine years old. And if you buy your insurance before your pet's 9th birthday, you can renew it up to any age as long as there's no break in renewals.

Unfortunately we are unable to provide cover for any illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was injured or ill at any time before your insurance started we will not cover any costs relating to that injury or illness. This is in addition to any specific exclusions on your policy.

Looking after a pet – helpful guides

Whether you’re thinking about a pet, or you’ve already got one (or more), find out about everything from vets to vaccination and microchipping with our helpful guides.

Already got pet insurance with us?

Review or amend your policy and make a claim – it’s all in customer support.

Ready to insure your pet today?

You can check you’re happy with the terms of our cover in our policy documents. Or to get your pet insurance quote now, hit the button below to get started.

Need to talk to us?

  • Call 0330 102 1933^
  • Helpful phone numbers
  • ^Lines are open: 8am to 8pm Mon to Fri and 9am - 5pm Sat. Closed Sundays and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.

Introductory offers are for first year only.

*12 months for 9 is an introductory offer available to new Pet Insurance customers who buy online. The discounted premium is paid in 12 monthly instalments. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

**Up to 12.5% discount. Introductory offer. You'll receive a discounted rate based on information related to transactions you've made in Sainsbury's supermarkets using your Nectar card. 32.5% of Nectar card holders who bought pet insurance achieved the maximum discount of 12.5% between October and December 2018.

†Multi-pet discount is a minimum of £24 when insuring more than one pet as this is worked out at £1 per pet per month for each pet on a policy, up to a maximum of six pets. Pets can have different cover levels and optional extras. Discount deducted separately from any other offer.

††Double Nectar points 1) Offer available to customers buying a new Sainsbury’s Bank Pet Insurance policy. 2) You need to tell us your Nectar card number when you apply, and use this card with each Sainsbury’s purchase. 3) Double points begin on your policy’s cover start date. If you tell us your Nectar card number after your cover start date, double points begin on the date you tell us. 4) Double points stop when the policy is cancelled or you stop paying premiums. 5) Each Nectar account can only collect points from one pet insurance policy. 6) It's only the base points you collect at Sainsbury's that are doubled. If you're taking part in the Isle of Wight Nectar trial, it's the points you get on new Nectar that are doubled. Bonus points won't be doubled, nor will any points from Argos, Habitat, Sainsbury's Bank (including travel money purchases), Sainsbury's Energy or any other Sainsbury's service. 7) By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points. 8) Sainsbury's Supermarkets Ltd award the points from this offer. 9) No cash alternative is available. Sainsbury's Bank reserves the right to alter, cancel or withdraw this offer without notice.

Important information
Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc. Sainsbury's Bank Pet Insurance is provided, underwritten and administered by Allianz Insurance plc registered in England no. 84638. Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Allianz Insurance plc is on the Financial Services Register, registration number 121849. Sainsbury's Bank and Allianz Insurance plc are not part of the same corporate group. Insurance available to cats and dogs that are older than 8 weeks but have not yet reached their 9th birthday. However once purchased, cover can continue up to any age, if you renew the existing policy without a break in cover. Please see policy documents for full terms, exclusions and limitations of cover.