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Home is where the heart is, and it usually contains your most treasured possessions too. Your home is the biggest purchase you’re ever likely to make, so it makes sense to adequately insure it and its contents.

Sainsbury's Bank home insurance policies

Sainsbury’s Bank offer two home insurance policies: Sainsbury’s Home Insurance and Sainsbury’s Premier Cover Home Insurance. Depending on your budget, the value of your home and its contents, and the level of cover you think you will need, Sainsbury's Bank home insurance may have the policy to suit you.

Sainsbury's Bank home insurance policies offer both building and/or contents cover. Take a look at the table below to see the main features that are included in each policy.

Feature Sainsbury's Home Insurance Sainsbury's Premier Cover Home Insurance
Contents up to £50,000 up to £100,000
Downloaded information up to £1,000 up to £3,000
Contents in the garden (e.g. BBQ & garden furniture)

up to £1,000 up to £2,500
Student belongings up to £5,000 up to £10,000
Household removal - cover whilst you move home up to contents sum insured up to contents sum insured
Special events increased cover* 10% of contents sum insured 10% of contents sum insured
Buildings up to £1,000,000 Unlimited
Alternative accommodation up to £25,000 up to £50,000
Loss/theft of keys Unlimited Unlimited plus Keycare
Trace & access of leaks up to £5,000 up to £10,000

*Limited to Religious Festivals, Wedding/Civil partnerships & Births.

Learn more about Sainsbury's Bank home insurance policies.


Sainsbury's Bank home insurance also offer a number of extra benefits, which you might consider when insuring your home.

The following are included as standard by Sainsbury’s Premier Cover Home Insurance, or can be purchased with Sainsbury’s Home Insurance for an additional premium.

  • Home Emergency: Up to £500 for call out, labour and parts; and £250 for alternative accommodation.
  • Accidental Damage (buildings and/or contents): For everyday mishaps to your permanent and non-permanent fixtures and fittings.
  • Family Legal Protection: Up to £100,000 for legal expenses and court proceedings, plus a 24-hour legal advice line. Also covers loss of earnings for jury service duty.
  • Personal Possessions out of the home: For items you normally travel with, such as jewellery, mobile phone, camera, handbag, sports equipment and money - both in the UK and overseas (limit of 60 days for overseas cover on both policy types).

Your home is your castle, so you want to cover it as much as possible. When you take out a home insurance policy with Sainsbury’s Bank, you can relax, knowing that your possessions are in safe hands.