£35 of Nectar points^

You can get 7,000 Nectar points, worth £35^ when you buy a new home insurance policy from Sainsbury's Bank if we contacted you directly about this offer. Just add your Nectar card number to your application along with the promo code Home35, and we'll add the points to your account within 60 days of your policy start date.

Our home insurance is underwritten by a carefully selected range of insurers.

You can choose buildings insurance, contents insurance or both


Insure your house, its contents or a combination of the two, as well as optional extras. It's up to you. We also have two levels of cover to choose from, Home or Home Plus meaning you can tailor your cover to suit you.


Buildings Home Home Plus
Sum insured up to £1 million as standard tick
tick
Accidental damage to fixed ceramic hob, sanitary ware, fixed glass tick
tick
Alternative accommodation up to £50,000 if your home is uninhabitable after an incident covered under your insurance tick
tick
Trace and access – we'll find and fix water or oil leaks from your home appliances or installations. tick
tick
Home Emergency Cover - from boiler breakdowns to kitchen floods, we’re here for you 24/7 Optional tick
Family Legal Protection – cover the costs if you have to go to court for a private legal dispute Optional tick

Contents Home Home Plus
Sum insured up to £75,000 as standard (Single valuable item limit £2,000) tick
tick
Accidental damage to TV, DVD and games consoles tick
tick
Alternative accommodation up to £15,000 if your home is uninhabitable after an incident covered under your insurance.
(Up to £50,000 when combined with Buildings cover).
tick
tick
Garden Contents cover up to £2,000 on plants, garden items and children’s toys tick
tick
Home Emergency Cover - from boiler breakdowns to kitchen floods, we’re here for you 24/7 Optional tick
Family Legal Protection – cover the costs if you have to go to court for a private legal dispute Optional tick

Please see policy documents for full terms, excesses, limitations and exclusions of cover.

We’ll double the points you get in Sainsbury’s supermarkets and petrol stations or online if you are a Nectar member, just scan, swipe or input your card number**




Terms and conditions


^ £35 of Nectar points offer 1. This offer is only available when you take out a new home insurance policy. 2. We’ll add 7,000 points (worth £35) to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period. 3. If we’ve offered you a different number of points elsewhere, we’ll give you whichever is the bigger number. 4. You need to tell us your Nectar card number and enter promotional code: Home35 when you get your quote. 5. This offer is not available if you buy through a price comparison site, so you need to apply direct on our website or over the phone. 6. This offer is only available if we contacted you directly about it and it can’t be transferred to anyone else. 7. We'll only award points once per Nectar account. 8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 9. We reserve the right to change or cancel this offer without notice.

** Double Nectar points offer. 1) Offer available to customers buying a new home insurance policy. 2) You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase. 3) Double points begin on your policy’s cover start date. If you tell us your Nectar card number after your cover start date, double points begin on the date you tell us. 4) Double points stop when the policy is cancelled or you stop paying premiums. 5) Each Nectar account can only collect points from one home insurance policy. 6) It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service. 7) By the 10th of each month, you’ll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points. 8) Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 9) We reserve the right to change or cancel this offer without notice.