If you have to drive to your workplace because of the impact of COVID-19, your insurance policy will not be affected. You do not need to contact us to extend your cover.

Sainsbury's Bank and our insurers work closely with service providers to do everything possible in these challenging circumstances to continue to handle claims and support our customers. We recognise there will be many customers who will need additional support and insurers will prioritise those in vulnerable circumstances.

If you are using your own car for voluntary purposes to transport medicines or groceries to support others who are impacted by COVID-19, your cover will not be affected. You do not need to contact us to extend your cover.

If your work* is critical to the national response to COVID-19 and you need to use your own car to drive to different locations for work purposes because of the impact of Covid-19, your cover will not be affected. You do not need to contact us to extend your cover.

*Please note:

These commitments apply to private cars insured on private car insurance policies only. This does not cover use for hire or reward purposes.

  • Key workers applies to everyone who works in one of the critical sectors listed by the government.

You can login to online servicing and add them as a named driver to your policy, if you have comprehensive insurance and want to ensure that damage to your own car is covered when someone else uses your car.

If the person who is helping you has car insurance that includes a “Driving Other Cars” section and they use your car with your permission, they can drive your car. However, this usually only provides third-party cover and “Driving Other Cars” is intended for short-term emergency use.

If you have to drive to your workplace because of the impact of Covid-19. You don't need to contact us, your insurance policy will still be valid.

If you work in one of the critical sectors listed by the government and you need to use your own car to drive to different locations for work purposes because of the impact of Covid-19. You don't need to contact us, your cover will not be affected.

The Government has announced that all cars, vans and motorcycles, which would usually require an MOT test will be temporarily exempt from 30 March 2020 for a period of 6 months, allowing you to travel to work where this is absolutely necessary or to the shops for necessities in line with government guidelines. Your insurance won’t be affected by this.

If your MOT is due before 30 March 2020 and you’re unable to get a test because of the impact of Covid-19, insurers will be pragmatic and not penalise you. Safety is paramount and it is illegal to drive a car in a dangerous condition, so make sure to check your brakes, tyres and lights before driving. Please remember to get your MOT done as soon as you can.