Variable Rate Cash ISA - Savings Support
Current interest rates
Rates for accounts opened from 19/12/2023
Rates effective from 19/12/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
4.40% |
Rates for accounts opened from 17/10/2023 to 18/12/2023
Rates effective from 17/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
4.91% |
Rates for accounts opened from 25/07/2023 to 16/10/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
4.16% |
Rates for accounts opened from 04/07/2023 to 24/07/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
3.78% |
Rates for accounts opened from 20/06/2023 to 03/07/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
3.70% |
Rates for accounts opened from 06/06/2023 to 19/06/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
3.55% |
Rates for accounts opened from 23/05/2023 to 05/06/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
3.40% |
Rates for accounts opened from 27/04/2023 to 22/05/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
3.29% |
Rates for accounts opened from 04/04/2023 to 26/04/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
3.10% |
Rates for accounts opened from 08/03/2023 to 03/04/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
2.91% |
Rates for accounts opened from 08/02/2023 to 07/03/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
2.85% |
Rates for accounts opened from 18/01/2023 to 07/02/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
2.70% |
Rates for accounts opened from 01/12/2022 to 17/01/2023
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
2.40% |
Rates for accounts opened from 20/10/2022 to 30/11/2022
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
1.86% |
Rates for accounts opened from 23/08/2022 to 19/10/2022
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
1.50% |
Rates for accounts opened from 26/07/2022 to 22/08/2022
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
1.45% |
Rates for accounts opened from 22/06/2022 to 25/07/2022
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
1.45% |
Rates for accounts opened from 06/04/2010 to 21/06/2022
Rates effective from 27/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.30% |
| £500 + |
1.45% |
AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year. Variable interest paid tax free, annually. Interest is calculated daily and paid on the anniversary of account opening.
Tax free is the interest rate payable where interest is exempt from income tax.
Previous interest rates
Rates for accounts opened from 25/07/2023
Rates effective from 25/07/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 4.16% |
Rates for accounts opened from 04/07/2023 to 24/07/2023
Rates effective from 04/07/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 3.78% |
Rates for accounts opened from 20/06/2023 to 03/07/2023
Rates effective from 20/06/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 3.70% |
Rates for accounts opened from 06/06/2023 to 19/03/2023
Rates effective from 06/06/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 3.40% |
Rates for accounts opened from 23/05/2023 to 05/06/2023
Rates effective from 23/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 2.40% |
Rates for accounts opened from 27/04/2023 to 22/05/2023
Rates effective from 27/04/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 3.29% |
Rates for accounts opened from 04/04/2023 to 26/04/2023
Rates effective from 04/04/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 3.10% |
Rates for accounts opened from 08/03/2023 to 03/04/2023
Rates effective from 08/03/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 2.91% |
Rates for accounts opened from 08/02/2023 to 07/03/2023
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 2.85% |
Rates effective from 08/02/2023 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.96% |
| £500 + | 2.85% |
Rates for accounts opened from 18/01/2023 to 07/02/2023
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 2.70% |
Rates effective from 18/01/2023 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.96% |
| £500 + | 2.70% |
Rates for accounts opened from 01/12/2022 to 17/01/2023
Rates effective from 17/05/2022 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 2.40% |
Rates effective from 01/12/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.96% |
| £500 + | 2.40% |
Rates for accounts opened from 20/10/2022 to 30/11/2023
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.85% |
Rates effective from 20/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.96% |
| £500 + | 1.86% |
Rates for accounts opened from 23/08/2022 to 19/10/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.50% |
Rates effective from 23/08/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.96% |
| £500 + | 1.50% |
Rates for accounts opened from 26/07/2022 to 22/08/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.30% |
Rates effective from 26/07/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.76% |
| £500 + | 1.30% |
Rates for accounts opened from 22/06/2022 to 25/07/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.22% |
Rates effective from 22/06/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.76% |
| £500 + | 1.22% |
Rates for accounts opened from 15/06/2022 to 21/06/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 15/06/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.76% |
| £500 + | 0.96% |
Rates for accounts opened from 13/04/2022 to 14/06/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 13/04/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.55% |
| £500 + | 0.75% |
Rates for accounts opened from 06/04/2022 to 07/04/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 06/04/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 0.95% |
Rates for accounts opened from 25/02/2022 to 05/04/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 25/02/2022 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.60% |
Rates for accounts opened from 05/10/2021 to 24/02/2022
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 05/10/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.20% |
| £500 + | 0.40% |
Rates for accounts opened from 20/07/2021 to 04/10/2021
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 20/07/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.15% |
| £500 + | 0.30% |
Rates for accounts opened from 21/01/2021 to 19/07/2021
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 21/01/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.15% |
| £500 + | 0.15% |
Rates for accounts opened from 15/07/2020 to 20/01/2021
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 15/07/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates for accounts opened from 30/04/2020 to 14/07/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/04/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates for accounts opened from 10/04/2020 to 29/04/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 10/04/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.90% |
Rates for accounts opened from 07/04/2020 to 09/04/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 07/04/2020 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates for accounts opened from 14/02/2020 to 06/04/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 14/02/2020 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates for accounts opened from 09/01/2020 to 13/02/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 09/01/2020 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.21% |
Rates for accounts opened from 23/12/2019 to 08/01/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 29/12/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 12/06/2020 to 28/12/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 23/12/2019 to 11/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.31% |
Rates for accounts opened from 08/11/2019 to 22/12/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 29/12/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 12/06/2020 to 28/12/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 08/11/2019 to 11/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.19% |
Rates for accounts opened from 17/09/2019 to 07/11/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 29/12/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 12/06/2020 to 28/12/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 11/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 17/09/2019 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.29% |
Rates for accounts opened from 06/06/2019 to 16/09/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 06/01/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 12/06/2020 to 05/01/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 11/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 06/06/2019 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.41% |
Rates for accounts opened from 15/05/2019 to 05/06/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/05/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 18/12/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 12/06/2020 to 17/12/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 11/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 15/05/2019 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.45% |
Rates for accounts opened from 27/03/2019 to 14/05/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 27/03/2019 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.39% |
Rates for accounts opened from 28/02/2019 to 26/03/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 06/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 28/02/2019 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.39% |
Rates for accounts opened from 04/01/2019 to 27/02/2020
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 04/01/2019 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.35% |
Rates for accounts opened from 23/10/2018 to 03/01/2019
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 23/10/2018 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.31% |
Rates for accounts opened from 11/10/2018 to 22/10/2018
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 11/10/2018 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.26% |
Rates for accounts opened from 18/05/2018 to 10/10/2018
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 05/09/2018 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.21% |
Rates effective from 18/05/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.21% |
Rates for accounts opened from 08/03/2018 to 17/05/2018
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 05/09/2018 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.26% |
Rates effective from 08/03/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.16% |
Rates for accounts opened from 18/01/2018 to 07/03/2018
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 05/09/2018 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.19% |
Rates effective from 18/01/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.09% |
Rates for accounts opened from 04/01/2018 to 17/01/2018
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 24/09/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 05/06/2020 to 23/09/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates effective from 21/02/2020 to 04/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.21% |
Rates effective from 05/09/2018 to 20/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.25% |
Rates effective from 04/01/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.15% |
Rates for accounts opened from 21/09/2017 to 03/01/2018
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 30/08/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.02% |
Rates for accounts opened from 30/08/2017 to 20/09/2017
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 30/08/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.02% |
Rates for accounts opened from 10/08/2017 to 29/08/2017
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 10/08/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.97% |
Rates for accounts opened from 22/06/2017 to 09/08/2017
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 |
0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 22/06/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.01% |
Rates for accounts opened from 27/04/2017 to 21/06/2017
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 27/04/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.90% |
Rates for accounts opened from 26/01/2017 to 26/04/2017
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 26/01/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 08/12/2016 to 25/01/2017
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.05% |
Rates effective from 08/12/2016 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates for accounts opened from 27/10/2016 to 07/12/2016
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 27/10/2016 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.95% |
Rates for accounts opened from 08/09/2016 to 26/10/2016
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.10% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.00% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.75% |
Rates for accounts opened from 11/08/2016 to 07/09/2016
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.05% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.80% |
Rates for accounts opened from 08/06/2016 to 10/08/2016
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 18/12/2015 to 07/06/2016
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 16/10/2015 to 17/12/2015
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 26/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 25/06/2015 to 15/10/2015
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 22/05/2015 to 24/06/2015
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 06/02/2015 to 21/05/2015
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 01/07/2014 to 05/02/2015
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 13/06/2014 to 30/06/2014
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 08/01/2014 to 12/06/2014
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 19/08/2020 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 18/06/2020 to 18/08/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 17/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 04/09/2013 to 07/01/2014
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.10% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.00% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.75% |
Rates for accounts opened from 01/05/2013 to 03/09/2013
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.16% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.06% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates for accounts opened from 01/12/2010 to 15/04/2013
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.10% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.00% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.75% |
Rates for accounts opened from 09/08/2010 to 30/11/2010
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 0.95% |
Rates effective from 12/04/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.85% |
Rates effective from 19/12/2017 to 11/04/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.75% |
Rates for accounts opened from 06/04/2010 to 08/08/2010
Rates effective from 17/05/2023 to 26/09/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 1.00% |
| £500 + | 1.15% |
Rates effective from 05/10/2022 to 16/05/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.40% |
| £500 + | 0.70% |
Rates effective from 14/05/2021 to 04/10/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.35% |
| £500 + | 0.35% |
Rates effective from 30/05/2020 to 13/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.50% |
Rates effective from 05/09/2018 to 29/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.75% |
| £500 + | 1.10% |
Rates effective from 19/12/2017 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.00% |
Rates effective from 01/02/2017 to 18/12/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 0.75% |
Rates effective from 03/09/2013 to 31/01/2017
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| £1 - £499 | 0.50% |
| £500 + | 1.00% |
AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year. Variable interest paid tax free, annually. Interest is calculated daily and paid on the anniversary of account opening.
Tax free is the interest rate payable where interest is exempt from income tax.
First steps
Once you've successfully applied for a Variable Rate Cash ISA, follow these simple steps to fully open your account:
- Verify your identity
- Make a payment to your Variable Rate Cash ISA
Verify your identity
To comply with Money Laundering regulations, we need to verify your identity. We’ll try to electronically confirm your name and address. If we can't do this, we'll ask you to send us
See what ID documents we accept.
Making a payment to your account
To keep your account open you'll need to make a payment to it within 30 days. There are four easy ways to do this.
- Bank transfer
- Standing order
- Transfer from an existing Variable Rate Cash ISA with another provider
- Cheque
You’ll find more information about this in 'How to pay in'.
How to pay in
There are four ways you can pay into your account:
Bank transfer
Easily transfer money from your main bank account or your existing Sainsbury’s Bank account. All you need is your sort code and account number – you’ll find this in the “My Account” section of online banking if you’re registered or on your welcome letter which is sent to you once your account is opened.
Standing order
Top up your savings on a date that suits you each month. Set up a standing order (PDF 70KB).
Transfer from an existing Variable Rate Cash ISA with another provider
If you already have a Variable Rate Cash ISA with another provider and want to transfer it to your Sainsbury's Bank Cash ISA, just complete a transfer in form (PDF 76KB) and send it to: Sainsbury's Bank, PO Box 4955, Worthing, BN11 9ZA.
Post a cheque
Write your sort code and account number on the back and send your cheque, payable to yourself, to: Sainsbury's Bank, PO Box 4955, Worthing, BN11 9ZA
We can’t accept payments from overseas. You can transfer funds into your account from any UK bank or building society.
Manage your account online
Register for online banking to access your account anytime, anywhere. You can:
- View your statements and transactions
- Transfer money to a nominated account
- Move money between your Sainsbury's Bank savings accounts
- Change your account details
- Change some personal detail
- Send and receive secure messages about your account
- Close your account if you no longer need it
Need help?
Find out more about registering for and using online banking.
If you've forgotten your username, click on 'I have forgotten my username' on the 'Log in' page. You'll then need to fill in some personal details and your username will appear on the screen.
If you've forgotten your other log in details, click on 'I have forgotten my login details' on the 'Log in' page. You'll need to fill in some personal details and what you'd like your new log in details to be. We'll then verify this by sending you a one-time code to the mobile phone number we have on record for you, and ask you to use the code to verify your identity. You'll receive a confirmation email when this is complete.
If you're still having issues, give us a call. Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline and from a mobile when calling from the UK.
Maximum payments and withdrawals
You can pay into one Variable Rate Cash ISA during any one tax year. If you pay the maximum ISA allowance into your account and make a withdrawal, you can’t pay any more money in during that tax year.
Charges
If you make a transfer from your account using CHAPS, there’s a charge of £25 for each transfer up to a maximum of £50.
Frequently Asked Questions
What is the minimum age limit to open a Sainsbury's Variable Rate Cash ISA?
18 years old.
What does tax free mean?
Tax free means you don’t pay any tax on the interest you earn. The tax treatment is subject to HMRC rules which may change.
Is there a minimum limit?
The minimum amount you can save with our Variable Rate Cash ISA is £1.
Is there a maximum limit?
Your annual ISA allowance is currently £20,000, which is the maximum amount you can subscribe in the current tax year. However you can also transfer-in all your existing ISA balances that you hold with other providers. The maximum balance that can be held in a Cash ISA is £2,000,000.
The maximum total amount you can have in all your accounts (whether in your name or held jointly) is £2,000,000.
How is interest paid?
We calculate interest daily and pay it annually on the anniversary of the date you opened your account.
The application asks for my National Insurance number – where can I find this?
You can find your National Insurance number (if you have been issued with one):
- On your P60 end of year tax statement
- On your payslip
- On your pension statement
- On your National Insurance Card
Lost or can't remember your National Insurance number? Visit HM Revenue and Customs to request a reminder
How do I make a payment into my account?
You can pay by:
- Cheque
- Transfer from an existing Variable Rate Cash ISA with another provider
- Bank transfer
- Standing order
You'll find more information about this in 'How to pay in'.
How do I transfer in my existing Variable Rate Cash ISA(s)?
Savers can transfer current year ISA subscription(s) in whole, and/or previous years ISA subscription(s) in whole or in part from another provider at any time. However, the terms and conditions for ISAs can vary between ISA managers, so it's a good idea to check with your provider before requesting the transfer. To transfer in funds, complete our transfer in form (PDF 76KB), send it to the address detailed and we will take care of the rest of the process. We aim to complete the transfer process within 7 working days of receiving your completed transfer application form. Your existing provider will pay interest until the day they close the account and send the money to us. We’ll pay interest at the new rate from the day they close your account, even if we haven’t received your money. If the transfer process takes longer than 7 working days, we’ll pay you interest at the new rate from the 8th working day (even if your old provider has not closed your old account), as long as your ISA was ready (i.e. was not subject to a notice period or was a fixed rate that had yet to mature) to be transferred when your existing provider received our request.
Transferring funds from a Stocks and Shares ISA can take up to 30 days.
How do I withdraw money?
You can only send money to a current account in your name, you can’t make payments to a third party.
When you first set up a new payment mandate a check is done in the background to make sure the account is in your name. If we can’t confirm this, you’ll get a message telling you our validation check has failed, if this happens please try an alternative current account in your name. If you still want the payment to go to the account that’s failed then you’ll need to send us an original statement for that account along with what you’d like the payment reference to be. Once we have the information, we’ll set up your payment mandate and you’ll be able to make a payment within 2 working days.
To prevent any delays in getting money transferred to you when you need it in the future we suggest that you set up a payment mandate when you open the account.
Is there a limit on the number of withdrawals?
No. You can make as many withdrawals as you want. Remember, if you’ve paid in your full Variable Rate Cash ISA allowance, any amount you withdraw can’t be replaced during the same tax year.
How long will it take to transfer funds?
If you send money to your account by Faster Payments, it should arrive no later than the next business day. If you send money from your account before 5pm on a business day, the funds will arrive in the external account on the same day. If it's after 5pm, it will arrive on the next business day.
If you make a transfer to an external account by 5pm Monday to Friday it will be transferred by midnight on the same day. Transfer requests after this time will be made on the next business day.
Transfers between your own Sainsbury's Bank savings accounts normally arrive in your account straightaway.
What happens if I switch my bank account with another provider?
If you switch current accounts using the Current Account Switch Service your new bank will let us know. We’ll then write to you asking you to call us to confirm that these instructions are correct. Once we have your confirmation we’ll update your instruction with your new account details.
Can I set up Direct Debits?
No, this account is specifically for savings, although you can transfer money into a nominated account in your name by using Sainsbury's Online Banking Service or our telephone service.
How will you advise me about rate changes?
Whenever we change our rates we’ll:
- Update our website
- Or write to you
Can my Spouse / Partner inherit my Variable Rate Cash ISA in the event of my death?
Yes, your surviving Spouse / Civil Partner can inherit your existing ISA allowance. If you require advice on this please call us and one of our colleagues will be happy to help you.
Can I use this account to pay bills?
No. Payments for bills such as gas, electricity, council tax etc. aren’t permitted.
Are there any standard charges on the account?
There are no standard charges, but if you use any additional banking services you may be charged. We’ll always let you know if you request a service that carries a charge.
Can this Variable Rate Cash ISA be used for a business, club or association or a charity?
No, it’s only available for personal use.
Can I open a joint Variable Rate Cash ISA?
No, this is an Individual Savings Account (ISA).
How can I register for gross interest?
You do not need to register for gross interest as interest paid on your Variable Rate Cash ISA is paid tax free.
What happens if I decide to close my Variable Rate Cash ISA?
If you close your Variable Rate Cash ISA within the 14 day Cancellation Rights Period any amount you’ve paid in doesn’t count towards your ISA allowance for that tax year. If you close your Variable Rate Cash ISA after the 14 day Cancellation Rights Period any amount you paid in will count towards your allowance for that year.
How do I change my personal details?
If you’re registered for online banking you can change your personal details online. Just select what you want to change from the 'My details' tab. For security reasons, you can't change your mobile number online - it is important that you keep your mobile number up-to-date as you need it if you need service your account. If you need to change your mobile number or if you're not registered for online banking, just give us a call. We’re open Monday to Friday 8am–10pm and 8am–6pm at weekends.
Can I manage an account on someone else's behalf?
Yes, you will need to apply for Power of Attorney authorisation.
Can I request a copy of my statement?
You can access copies of your statements via Online Banking. If you need us to print a new statement for you, there may be a charge for this.
When will I receive a statement?
We'll send you a statement every year, shortly after the anniversary of your account opening.
How will I receive my statement?
Your statement will be available online. We'll send you an email or text to let you know when your statement is available, then you can log in to Online Banking to see it.
If you haven’t yet registered for Online Banking, you can do this on our website by clicking on ‘Log in / Register’.
Where we are unable to provide online statements, or if you have updated your correspondence preferences to request paper statements, we will send you a statement by post.
Can I change the way I receive my statement?
Yes, you can change your statement delivery preferences in Online Banking once you've logged in. Alternatively, you can call us and we can do this for you.
I need a statement in a special format, will you provide this?
If you need a statement in a special format, for example, large print or Braille, we'll be able to provide this for you.