What car insurance do you provide?
You can choose between two levels of cover:
- Sainsbury's Premier Cover Car Insurance − comprehensive cover only
- Sainsbury's Car Insurance – comprehensive or third party fire and theft
For an extra premium, you can add breakdown cover for the UK and the EU, Motor Legal Protection and no claims discount protection.
Who underwrites your car insurance?
Sainsbury’s Car insurance is underwritten by U K Insurance Limited. Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No. 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Do you offer car insurance to drivers in the ROI or Northern Ireland?
Sainsbury's car insurance policies cover drivers in Northern Ireland but not in the Republic of Ireland.
Do you offer car insurance to drivers in the Channel Islands and Isle of Man?
Can I get a quote if I don’t have a registration number?
Yes. For an online quote just fill in the relevant boxes in the quote form. When you click ‘Continue’ you’ll be prompted to choose the car details.
What’s the minimum and maximum ages you provide cover for?
We provide cover for drivers from age 17 up to age 95. If you and/or additional drivers are aged 96 or above please contact BIBA's 'Find a Broker' service on 0370 950 1790.
I have a provisional licence; will I be able to get a quote?
Yes, we provide cover for provisional licence holders. Make sure you specify this when you get a quote.
What information do I need to get a quote?
To provide a quote we need your name, age and date of birth. We also need to know about your vehicle and who’ll be driving it. Before you apply it’s a good idea to have your car registration details, and details of any motoring offences, to hand.
What can I use my car for?
Your cover lets you use your car for social, domestic and pleasure purposes, commuting to and from a permanent place of work and personal business use for you and your spouse or partner, if they’re named on the policy.
You’re not covered to use your car for commercial travelling, in connection with the motor trade, to carry goods or passengers for hire or reward, racing, pacemaking, speed testing, rallies, trials or competitions.
How can I pay for my car insurance?
You can pay your annual premium in a lump sum by debit or credit card. If you prefer, you can spread the cost over the year. You’ll need to pay a deposit using your debit or credit card and you’ll pay interest at the rate shown in your quotation.
* Calls may be recorded and are free from a landline and mobiles