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Sainsbury's Bank

With Black Friday coming up, and the festive season just around the corner, this offer will help you pick up everything you need to celebrate. We're offering 0% interest on purchases when you use your Sainsbury's Bank Credit Card to pay until 31st May 2022^

How does it work?

It's simple, Whenever you use your Sainsbury's Bank Credit Card until the 31st May 2022, you'll pay 0% interest until this date on purchases. Travel Money is not included. So this can help to give you a little help to enjoy the festive season.

Offer available from 15 November 2021 to 31 May 2022

Any unpaid balance after this date will be charged at your standard rate.

Terms & Conditions
^Important information about purchases:
This offer is only available to you, and can't be transferred to other Sainsbury's Bank customers. Travel money purchases are excluded from this offer.
Interest rate
If you use your Sainsbury's Bank Credit Card to pay for purchases between 15 November 2021 and 31 May 2022, these will be charged at 0% interest. We may apply the standard interest rate to any transaction if in any month you do not make at least your minimum payment by the payment date or if you exceed your credit limit at any time. If you breach our conditions then the standard interest rate will apply from the breach date and your credit file may be impacted as a result.
If you make a purchase, any unpaid balance after 31 May 2022 will be charged at your current rate thereafter.
Allocation of payments
Any payments you make will be used to first pay off amounts on which we charge the highest interest rate, then amounts at the next highest rate, and so on down to the lowest rate of interest.
Charges
If a purchase is made which takes you over your credit limit, we will charge you a fee of £12 when you exceed your credit limit. We will also charge you a fee of £12 for any late payment on your balance.