Our home Contents Cover comes with student cover

When the day finally arrives for your teenagers to fly the nest, insurance cover will probably be the last thing you want to think about. So it's a good job our home insurance includes student cover as standard.

What is student contents insurance?

It's insurance that covers a student's belongings while they're away studying.

What we cover

Our Contents cover includes student cover as standard and will insure their things if they're lost or damaged in the student accommodation. That goes for their gadgets too – including mobiles and laptops. They just need to be in full-time education and living away from home.

Students are covered under our contents insurance wherever they are in the UK. And we'll pay up to £5,000 for any one event.

What's not covered

Personal Possession Cover, to insure belongings away from the home, is not available for students. There are also some conditions and exclusions on our standard cover, so have a look at our policy document for all the details. Here are the main things to remember:

We don't cover:

  • Bicycles, money and credit cards
  • Anything being worn, moved or carried
  • Loss or damage caused by theft or attempted theft where no one forced their way in or out of the student's accommodation
  • Accidental damage
  • Belongings where no one was at home for more than 60 days in a row.